A.M. CHRISTIE LIMITED
🌳Matureactive
SC262535 · ltd · incorporated 2004-01-27
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Retail sale of clothing in specialised stores
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 74-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Data confidence
Overall: medium (69/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-08📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-10-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-02-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-02-23📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2008-02-20➕POLLOCK, Jasmin appointeddirector
- 2004-01-27🏢Company incorporatedAs A.M. CHRISTIE LIMITED
- 2004-01-27➕POLLOCK, Jasmin appointedsecretary
- 2004-01-27➕POLLOCK, Jo-Anne Stewart appointeddirector
- 2004-01-27➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2004-01-27➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jo-Anne Stewart Pollock Individual · British · DOB 06/1952 · age 74 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Miss Jasmin Pollock Individual · British · DOB 05/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A H MACKIE & CO LTD→ SC554152 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
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| ABANDONED STORAGE LOCKERS LIMITED→ SC670878 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABBEYTON GROUP LTD→ SC511993 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABC BED AND FURNITURE WAREHOUSE LTD→ SC609222 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABM HARDWARE LIMITED→ SC760901 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADM GARDEN BUILDINGS LTD→ SC849445 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADSC ( ARRAN) LIMITED→ SC705726 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALLUNEEDUK LTD→ SC815710 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMERICAN GROCERIES LTD→ SC871789 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANDERSON'S JEWELLERY WORKSHOP LTD→ SC634328 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-01-27
Jurisdictionscotland
Primary SIC47710 — Retail sale of clothing in specialised stores
Registered office
22 West Main Street
Darvel
KA17 0AQ
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-02-10
Last: 2026-01-27
Officers (3 active · 1 resigned)
Active
POLLOCK, Jasmin→
Activedirector · ~42y · appointed 2008-02-20
View their other companies + combined net worth →
POLLOCK, Jo-Anne Stewart→
Activedirector · ~74y · appointed 2004-01-27
View their other companies + combined net worth →
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-01-27 · resigned 2004-01-27
Click a director name to see their full track record across all companies.
Recent filings (56 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-10
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-31
change-account-reference-date-company-previous-extended
accounts · AA01
2025-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-05
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-05
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-05
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-05
accounts-with-accounts-type-micro-entity
accounts · AA
2019-10-31