PERTHSHIRE SOLICITORS PROPERTY CENTRE (HOLDINGS) LIMITED
🌳Matureactive
SC204627 · private-limited-guarant-nsc · incorporated 2000-02-29
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£29.2k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 60-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 25.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 25.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
21 officers (2 active, 21 linked, 17 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
3 connected companies via shared directors
54
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £29,204
Net assets shrinking
Down £133,247 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£29k
↓ 82% YoY
Current Assets
£2k
↑ 202% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £44.2k | £240.7k |
| Current assets | £2.1k | £709 |
| Net assets | £29.2k | £162.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 2 officers
- • 1 confirmation-statement
- • 1 address
Last 180 days
5
filings
- • 2 officers
- • 1 confirmation-statement
- • 1 address
Counts from Companies House filing history.
Corporate timeline (66 events)Click to expand
- 2026-03-05📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-05📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-07➖MARNOCH, Brian resigneddirector
- 2024-06-04➕RYDER, Peter Gordon appointeddirector
- 2024-06-04➕TODD, Chris appointeddirector
- 2024-06-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-29📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-05-28📄gazette-notice-compulsorygazette · GAZ1
- 2023-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-03➖NAPIER, Alistair Graham resigneddirector
- 2021-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-10-19🔓Charge satisfied #3
- 2020-10-19🔓Charge satisfied #2
- 2020-05-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-05-08🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2019-03-01➖GEDDES, David James Irving resignedsecretary
- 2019-03-01➖GEDDES, David James Irving resigneddirector
- 2018-01-11🔓Charge satisfied #1
- 2016-06-02➕GEDDES, David James Irving appointedsecretary
- 2016-06-02➖HODGE, Alison Margaret resignedsecretary
- 2016-06-02➖FRENZ, Amanda Jane resigneddirector
- 2016-06-02➖HODGE, Alison Margaret resigneddirector
- 2016-06-02➖MACDUFF-DUNCAN, Robert Simon resigneddirector
- 2014-06-30🔒Charge registered #3Lender: Svenska Handelsbanken Ab (Publ)
- 2014-06-30🔒Charge registered #2Lender: Svenska Handelsbanken Ab (Publ)
- 2013-09-11➕HODGE, Alison Margaret appointedsecretary
- 2013-09-11➖REID, David William resignedsecretary
- 2013-09-11➖ANDERSON, Alastair Hamilton resigneddirector
- 2013-09-11➕MARNOCH, Brian appointeddirector
- 2013-09-11➖REID, David William resigneddirector
- 2013-03-22➖ALLAN, Crawford William resigneddirector
- 2012-05-24➕ALLAN, Crawford William appointeddirector
- 2012-05-24➖MARNOCH, Brian resigneddirector
- 2010-05-19➖BOLTON, Robert Buchanan Alexander resigneddirector
- 2010-05-19➖DAVIES, Alan Graham resigneddirector
- 2010-05-19➕GEDDES, David James Irving appointeddirector
- 2010-05-19➕MACDUFF-DUNCAN, Robert Simon appointeddirector
- 2009-05-20➖HART, John Miller resigneddirector
- 2009-05-20➕HODGE, Alison Margaret appointeddirector
- 2005-03-01➖GRAY, John Paterson resigneddirector
Showing most recent 50 of 66 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LCM GROUP (SCOTLAND) LIMITED→ SC778334 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LIGNUM (DUNDEE) LIMITED→ SC045453 · est 1968 · no financials extracted | — | — | — | — | 58y | — | — |
| LOUISE TODD PROPERTY MANAGEMENT LTD→ SC739947 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MANDER LIMITED→ SC744364 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MEADOWSIDE TRUSTEES LIMITED→ SC456562 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| MUNRO PROPERTY VENTURES LTD→ SC878525 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| MURRAY, TAYLOR (HOLDINGS) 2023 LIMITED→ SC787860 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| PICKYBIZ HOLDINGS LIMITED→ SC648996 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| R ADAMS HOLDINGS LIMITED→ SC744474 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| R WORKS PROPERTY LTD→ SC822297 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RHL 123 LIMITED→ SC367524 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| RPM ASSET HOLDINGS LIMITED→ SC767457 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2000-02-29
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Tspc
11 Whitehall Crescent
Dundee
City Of Dundee
DD1 4AR
Scotland
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28
Officers (2 active · 19 resigned)
RYDER, Peter Gordon→
Activedirector · ~60y · appointed 2024-06-04
View their other companies + combined net worth →
Active
GEDDES, David James Irving→
Resignedsecretary · appointed 2016-06-02 · resigned 2019-03-01
HODGE, Alison Margaret→
Resignedsecretary · appointed 2013-09-11 · resigned 2016-06-02
REID, David William→
Resignedsecretary · appointed 2001-06-19 · resigned 2013-09-11
WEBSTER, Mark→
Resignedsecretary · appointed 2000-02-29 · resigned 2001-06-19
ALLAN, Crawford William→
Resigneddirector · ~49y · appointed 2012-05-24 · resigned 2013-03-22
ANDERSON, Alastair Hamilton→
Resigneddirector · ~76y · appointed 2000-03-01 · resigned 2013-09-11
BOLTON, Robert Buchanan Alexander→
Resigneddirector · ~81y · appointed 2000-03-01 · resigned 2010-05-19
DAVIES, Alan Graham→
Resigneddirector · ~67y · appointed 2003-03-01 · resigned 2010-05-19
FRENZ, Amanda Jane→
Resigneddirector · ~56y · appointed 2003-05-07 · resigned 2016-06-02
GEDDES, David James Irving→
Resigneddirector · ~56y · appointed 2010-05-19 · resigned 2019-03-01
GRAY, John Paterson→
Resigneddirector · ~79y · appointed 2003-05-07 · resigned 2005-03-01
HART, John Miller→
Resigneddirector · ~77y · appointed 2000-03-01 · resigned 2009-05-20
HODGE, Alison Margaret→
Resigneddirector · ~59y · appointed 2009-05-20 · resigned 2016-06-02
MACDUFF-DUNCAN, Robert Simon→
Resigneddirector · ~46y · appointed 2010-05-19 · resigned 2016-06-02
MARNOCH, Brian→
Resigneddirector · ~69y · appointed 2013-09-11 · resigned 2024-06-07
MARNOCH, Brian→
Resigneddirector · ~69y · appointed 2000-03-01 · resigned 2012-05-24
NAPIER, Alistair Graham→
Resigneddirector · ~82y · appointed 2000-02-29 · resigned 2021-12-03
REID, David William→
Resigneddirector · ~68y · appointed 2000-03-01 · resigned 2013-09-11
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
1
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 08/05/2020 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 30/06/2014 | 19/10/2020 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 30/06/2014 | 19/10/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 17/07/2000 | 11/01/2018 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (121 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-05
change-person-director-company-with-change-date
officers · CH01
2026-03-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-05
change-person-director-company-with-change-date
officers · CH01
2026-03-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-27
termination-director-company-with-name-termination-date
officers · TM01
2024-11-27
appoint-person-director-company-with-name-date
officers · AP01
2024-06-19
appoint-person-director-company-with-name-date
officers · AP01
2024-06-04
gazette-filings-brought-up-to-date
gazette · DISS40
2024-05-29
gazette-notice-compulsory
gazette · GAZ1
2024-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-24
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-02