CARE VISIONS GROUP LIMITED
Opportunity 82/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 4 lenders · oldest 23.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 23.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Recent activity
- • 1 persons-with-significant-control
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Corporate timeline (52 events)Click to expand
- 2026-02-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-24📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-07-23📄accounts-with-accounts-type-fullaccounts · AA
- 2025-01-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-31➖CAMERON, Alexander resigneddirector
- 2024-08-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-19🔓Charge satisfied #4
- 2024-06-06📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-16📄accounts-with-accounts-type-fullaccounts · AA
- 2023-05-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-29📄accounts-with-accounts-type-fullaccounts · AA
- 2021-04-16📄accounts-with-accounts-type-fullaccounts · AA
- 2021-01-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-12-31➖CAREVISIONS HOLDINGS LIMITED resignedcorporate-director
- 2020-08-10📄accounts-with-accounts-type-fullaccounts · AA
- 2019-08-20📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2019-08-19📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2019-08-13📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2019-08-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-08-02📄accounts-with-accounts-type-fullaccounts · AA
- 2019-08-01🔒Charge registered #4Lender: Triplepoint Advancr Leasing PLC as Lender (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01).
- 2019-07-01🔓Charge satisfied #2
- 2018-03-21🔒Charge registered #3Lender: Bibby Invoice Discounting Limited
- 2017-10-24➖MOONEY, Sarah Sharon resignedsecretary
- 2015-10-09🔒Charge registered #2Lender: Rbs Invoice Finance Limited
- 2013-04-26➖WATT, Lesley Fiona resigneddirector
- 2012-03-30➕MOONEY, Sarah Sharon appointedsecretary
- 2012-03-30➕WATT, Lesley Fiona appointeddirector
- 2011-03-04➖LAIRD, Alan Charles Colin, Director resignedsecretary
- 2009-06-23➖CHOE, Keesup, Mr. resigneddirector
- 2009-06-23➖SKINNER, Catherine Ann resigneddirector
- 2009-02-28➖HARRIS, Christine Evelyn resignedsecretary
- 2009-01-27➕LAIRD, Alan Charles Colin, Director appointedsecretary
- 2006-10-25➖WHITE, Ian Arthur resigneddirector
- 2006-10-02➖EVANS, Martin John resignedsecretary
- 2006-10-02➕HARRIS, Christine Evelyn appointedsecretary
- 2006-04-01➕CAMERON, Alexander appointeddirector
- 2006-04-01➕CHOE, Keesup, Mr. appointeddirector
- 2005-01-01➕WHITE, Ian Arthur appointeddirector
- 2004-10-14➕EVANS, Martin John appointedsecretary
- 2004-10-14➖WISHART, Robert Septimus Jardine resignedsecretary
- 2003-07-21➕REID, Michael John appointeddirector
- 2003-07-21➕SKINNER, Catherine Ann appointeddirector
- 2002-12-11🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2002-11-28➕WISHART, Robert Septimus Jardine appointedsecretary
- 2002-11-28➖D M CAMPBELL AND CO resignedcorporate-secretary
- 2000-02-24🏢Company incorporatedAs CARE VISIONS GROUP LIMITED
- 2000-02-24➕D M CAMPBELL AND CO appointedcorporate-secretary
- 2000-02-24➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael John Reid Individual · British · DOB 01/1965 · age 61 | — | 75–100% | 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 13 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Triplepoint Advancr Leasing as Lender (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). Triplepoint Advancr Leasing PLC as Lender (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 01/08/2019 | 19/08/2024 | |
| outstanding | Bibby Financial Services Bibby Invoice Discounting Limited | A registered charge | — | 21/03/2018 | — | |
| satisfied | NatWest Group Rbs Invoice Finance Limited | A registered charge | — | 09/10/2015 | 01/07/2019 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 11/12/2002 | — |