VIRGINIA ASSURED TENANCIES LIMITED
🌳Matureactive
SC198179 · ltd · incorporated 1999-07-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
£2.55M
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Residents property management
Sector: Activities of households
Investor take
PursueAsset-holding vehicle with a 80-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
28 live charges · 4 lenders · oldest 25.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 25.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
28 charges (28/28 with lender, 28/28 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
125 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £2,552,039
Cash YoY
+25%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£2k
↑ 25% YoY
Net Worth
£2.6m
↑ 1.3% YoY
Current Assets
£2k
↓ 86% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-07-31 | 2023-07-31 |
|---|---|---|
| Total assets | £3.12M | £3.12M |
| Current assets | £1.9k | £13.8k |
| Cash | £1.9k | £1.5k |
| Debtors | — | £12.2k |
| Net assets | £2.55M | £2.52M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (82 events)Click to expand
- 2025-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-09📄capital-return-purchase-own-sharescapital · SH03
- 2024-03-04📄capital-return-purchase-own-sharescapital · SH03
- 2023-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-01🔓Charge satisfied #3
- 2022-09-01🔓Charge satisfied #2
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-25🔓Charge satisfied #22
- 2022-08-25🔓Charge satisfied #21
- 2022-08-25🔓Charge satisfied #20
- 2022-08-25🔓Charge satisfied #19
- 2022-08-25🔓Charge satisfied #18
- 2022-08-25🔓Charge satisfied #17
- 2022-08-25🔓Charge satisfied #16
- 2022-08-25🔓Charge satisfied #15
- 2022-08-25🔓Charge satisfied #14
- 2022-08-25🔓Charge satisfied #13
- 2022-08-25🔓Charge satisfied #7
- 2022-08-25🔓Charge satisfied #5
- 2022-08-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-02🔒Charge registered #28Lender: Hampden & Co. PLC
- 2022-08-02🔒Charge registered #27Lender: Hampden & Co. PLC
- 2022-08-02🔒Charge registered #26Lender: Hampden & Co. PLC
- 2022-08-02🔒Charge registered #25Lender: Hampden & Co. PLC
- 2022-08-02🔒Charge registered #24Lender: Hampden & Co. PLC
- 2022-08-01🔓Charge satisfied #12
- 2022-06-23🔒Charge registered #23Lender: Hampden & Co PLC, 9 Charlotte Square, Edinburgh, EH2 4DR
- 2017-08-18🔓Charge satisfied #11
- 2017-08-18🔓Charge satisfied #10
- 2017-08-18🔓Charge satisfied #9
- 2017-08-18🔓Charge satisfied #8
- 2017-08-18🔓Charge satisfied #6
- 2017-08-18🔓Charge satisfied #4
- 2017-08-18🔓Charge satisfied #1
Showing most recent 50 of 82 events
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alexander Gordon Mitchell Individual · British · DOB 09/1946 · age 80 | — | — | sig. influencesignificant influence | 15/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACTINOID GROUP OF COMPANIES LTD→ SC653523 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ADAMSON HOLDINGS (SCOTLAND) LIMITED→ SC803938 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALDEA PROPERTY LIMITED→ SC153166 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| ALLAN CORFIELD GROUP LIMITED→ SC811541 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| APGK LIMITED→ SC680880 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ASSAYE HOLDINGS LIMITED→ SC666138 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BABCOCK DESIGN & TECHNOLOGY LIMITED→ SC173117 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| BANDRUM HOLDINGS LIMITED→ SC880490 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BELEY BRIDGE MANAGEMENT CO LIMITED→ SC711414 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BURMAH (HOLDINGS) LIMITED→ SC544805 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CALATH INVESTMENTS LTD→ SC803377 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CARCRAIG CAPITAL HOLDINGS LIMITED→ SC716576 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-07-16
Jurisdictionscotland
Primary SIC98000 — Residents property management
Registered office
Room 3 Dalgety Bay Business Centre, Ridge Way
Donibristle Industrial Park, Hillend
Dunfermline
KY11 9JN
Scotland
Filing status
Accounts
Next due: 2026-04-30
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-04-25
Last: 2025-04-11
Officers (3 active · 3 resigned)
MITCHELL, Alexander Gordon→
Activesecretary · appointed 1999-09-13
View their other companies + combined net worth →
MITCHELL, Alexander Gordon→
Activedirector · ~80y · appointed 1999-09-13
View their other companies + combined net worth →
MITCHELL, Jacqueline Nugent→
Activedirector · ~78y · appointed 1999-09-13
View their other companies + combined net worth →
ARCHIBALD CAMPBELL & HARLEY→
Resignedcorporate-nominee-secretary · appointed 1999-07-16 · resigned 1999-09-13
MONTGOMERY, John Coutts Duffus Deceased, Lt Col→
Resigneddirector · ~106y · appointed 2001-07-17 · resigned 2012-08-01
MURRAY, Stuart Ritchie→
Resignednominee-director · ~65y · appointed 1999-07-16 · resigned 1999-09-13
Click a director name to see their full track record across all companies.
Mortgages & charges
28
Total charges
6
Outstanding
2
Active lenders
Status:Lender:28 of 28 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Hampden & Co. Hampden & Co. PLC | A registered charge | 1 property | 02/08/2022 | — | |
| outstanding | Hampden & Co. Hampden & Co. PLC | A registered charge | 1 property | 02/08/2022 | — | |
| outstanding | Hampden & Co. Hampden & Co. PLC | A registered charge | 1 property | 02/08/2022 | — | |
| outstanding | Hampden & Co. Hampden & Co. PLC | A registered charge | 1 property | 02/08/2022 | — | |
| outstanding | Hampden & Co. Hampden & Co. PLC | A registered charge | 1 property | 02/08/2022 | — | |
| outstanding | Hampden & Co , 9 Charlotte Square, Edinburgh, EH2 4DR Hampden & Co PLC, 9 Charlotte Square, Edinburgh, EH2 4DR | A registered charge | 1 property | 23/06/2022 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/07/2017 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/07/2017 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/07/2017 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/07/2017 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/07/2017 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/07/2017 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/07/2017 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/07/2017 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/07/2017 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/07/2017 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 05/07/2017 | 01/08/2022 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 2 properties | 27/10/2005 | 18/08/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 14/04/2005 | 18/08/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 16/09/2003 | 18/08/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/11/2000 | 18/08/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/11/2000 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/11/2000 | 18/08/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/11/2000 | 25/08/2022 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/11/2000 | 18/08/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/11/2000 | 01/09/2022 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/11/2000 | 01/09/2022 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/11/2000 | 18/08/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (125 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-11
capital-return-purchase-own-shares
capital · SH03
2024-04-09
capital-return-purchase-own-shares
capital · SH03
2024-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-25
mortgage-satisfy-charge-full
mortgage · MR04
2022-09-01
mortgage-satisfy-charge-full
mortgage · MR04
2022-09-01
mortgage-satisfy-charge-full
mortgage · MR04
2022-08-25
mortgage-satisfy-charge-full
mortgage · MR04
2022-08-25
mortgage-satisfy-charge-full
mortgage · MR04
2022-08-25
mortgage-satisfy-charge-full
mortgage · MR04
2022-08-25
mortgage-satisfy-charge-full
mortgage · MR04
2022-08-25