MORTGAGE & INVESTMENT SOLUTIONS LIMITED
- · Oldest live charge 18.4y old — refinance window within 12 months
Opportunity 64/100 (worth a look), bankability 75/100. Strong seller-intent signal (65/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 18.4y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 18.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (34 events)Click to expand
- 2014-03-07📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2014-03-07🏁Company dissolved
- 2013-11-15📄gazette-notice-voluntarygazette · GAZ1(A)
- 2013-04-25📄dissolution-voluntary-strike-off-suspendeddissolution · SOAS(A)
- 2013-02-22📄gazette-notice-voluntarygazette · GAZ1(A)
- 2012-03-24📄dissolution-voluntary-strike-off-suspendeddissolution · SOAS(A)
- 2012-03-16📄gazette-notice-voluntarygazette · GAZ1(A)
- 2011-09-02📄dissolution-voluntary-strike-off-suspendeddissolution · SOAS(A)
- 2011-07-29📄gazette-notice-voluntarygazette · GAZ1(A)
- 2011-01-19📄dissolution-voluntary-strike-off-suspendeddissolution · SOAS(A)
- 2010-10-29📄gazette-notice-voluntarygazette · GAZ1(A)
- 2009-11-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2009-09-26📄dissolution-voluntary-strike-off-suspendeddissolution · SOAS(A)
- 2009-06-05📄gazette-notice-voluntarygazette · GAZ1(A)
- 2009-05-12📄legacydissolution · 652a
- 2008-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2008-02-05📄legacyannual-return · 363a
- 2007-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2007-11-23📄legacymortgage · 410(Scot)
- 2007-11-19🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2007-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2007-03-13📄legacyannual-return · 363s
- 2007-02-19📍legacyaddress · 287
- 2006-03-14📄legacyannual-return · 363s
- 2006-03-14📄legacyannual-return · 363(287)
- 2005-09-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2005-03-09📄legacyannual-return · 363s
- 1999-11-17➕WALKER, Sharon Margaret appointedsecretary
- 1999-11-17➕WALKER, John appointeddirector
- 1999-02-03🏢Company incorporatedAs MORTGAGE & INVESTMENT SOLUTIONS LIMITED
- 1999-02-03➕REID, Brian appointednominee-secretary
- 1999-02-03➖REID, Brian resignednominee-secretary
- 1999-02-03➕MABBOTT, Stephen appointednominee-director
- 1999-02-03➖MABBOTT, Stephen resignednominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2014-03-07
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 19/11/2007 | — |