ARNOLD CLARK INSURANCE SERVICES LIMITED
🌳Matureactive
SC192797 · ltd · incorporated 1999-01-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
13 officers (4 active, 13 linked, 9 with DOB)
84
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
91 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2025-11-18➕COOPER, David Martin appointeddirector
- 2025-11-18➖HAWTHORNE, Edward resigneddirector
- 2025-11-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-25📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-25📄legacyaccounts · PARENT_ACC
- 2025-09-25📄legacyother · AGREEMENT2
- 2025-09-25📄legacyother · GUARANTEE2
- 2024-10-08📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-08📄legacyaccounts · PARENT_ACC
- 2024-10-07📄legacyother · GUARANTEE2
- 2024-10-07📄legacyother · AGREEMENT2
- 2023-09-25📄accounts-with-accounts-type-fullaccounts · AA
- 2022-09-28📄accounts-with-accounts-type-fullaccounts · AA
- 2021-12-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-12-01➕CLARK, John Arnold appointeddirector
- 2021-12-01➖MCLEAN, Kenneth John resigneddirector
- 2021-09-23📄accounts-with-accounts-type-fullaccounts · AA
- 2021-06-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-06-07➖HARVEY, Mark William Harold resigneddirector
- 2020-10-27📄accounts-with-accounts-type-fullaccounts · AA
- 2020-08-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-08-24➕HARVEY, Mark William Harold appointeddirector
- 2017-05-24➕GRAHAM, James Turner appointeddirector
- 2017-04-10➖CLARK, John Arnold resigneddirector
- 2013-11-19➕THORPE, Stuart Kenneth appointedsecretary
- 2013-11-19➖MCLEAN, Kenneth John resignedsecretary
- 2011-05-27➖KERR, Dugald Ferguson resignedsecretary
- 2011-05-27➕MCLEAN, Kenneth John appointedsecretary
- 2011-05-27➖KERR, Dugald Ferguson resigneddirector
- 2011-05-27➕MCLEAN, Kenneth John appointeddirector
- 1999-01-22🏢Company incorporatedAs ARNOLD CLARK INSURANCE SERVICES LIMITED
- 1999-01-22➕KERR, Dugald Ferguson appointedsecretary
- 1999-01-22➕REID, Brian appointednominee-secretary
- 1999-01-22➖REID, Brian resignednominee-secretary
- 1999-01-22➕CLARK, John Arnold appointeddirector
- 1999-01-22➕HAWTHORNE, Edward appointeddirector
- 1999-01-22➕KERR, Dugald Ferguson appointeddirector
- 1999-01-22➕MABBOTT, Stephen appointednominee-director
- 1999-01-22➖MABBOTT, Stephen resignednominee-director
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder name in company name: Company name contains director surname "CLARK" — strong identity link between founder and business.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Arnold Clark Automobiles Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Arnold Clark Automobiles Limited
Corporate parent · holds 75-100% shares
⬇
ARNOLD CLARK INSURANCE SERVICES LIMITED
This company · SC192797
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Arnold Clark Automobiles Limited Corporate entity | 75–100% | — | 75-100% shares | 01/12/2021 |
2 historic (ceased) PSCs
- Lady Philomena Butler Clarkceased 01/12/2021· significant influence
- Sir John Arnold Clarkceased 10/04/2017· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 5 BEARS LTD→ SC868284 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A.G. BARR CAPITAL PARTNER LIMITED→ SC449228 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACM WEALTH MANAGEMENT LTD→ SC454380 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACTUALI LTD→ SC745247 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADASTRA HOLDINGS LTD→ SC778991 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVANTA RISK LTD→ SC204478 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| AFFINITY FINANCIAL PLANNING LIMITED→ SC222052 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| AGILITY FINANCIAL MANAGEMENT LTD→ SC381384 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ALEX MUNRO LIMITED→ SC088995 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| ALF PROPERTY LTD→ SC802218 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-01-22
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
454 Hillington Road
Glasgow
G52 4FH
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-07
Last: 2025-05-24
Officers (4 active · 9 resigned)
THORPE, Stuart Kenneth→
Activesecretary · appointed 2013-11-19
View their other companies + combined net worth →
CLARK, John Arnold→
Activedirector · ~53y · appointed 2021-12-01
View their other companies + combined net worth →
COOPER, David Martin→
Activedirector · ~53y · appointed 2025-11-18
View their other companies + combined net worth →
GRAHAM, James Turner→
Activedirector · ~44y · appointed 2017-05-24
View their other companies + combined net worth →
KERR, Dugald Ferguson→
Resignedsecretary · appointed 1999-01-22 · resigned 2011-05-27
MCLEAN, Kenneth John→
Resignedsecretary · appointed 2011-05-27 · resigned 2013-11-19
REID, Brian→
Resignednominee-secretary · appointed 1999-01-22 · resigned 1999-01-22
CLARK, John Arnold→
Resigneddirector · ~99y · appointed 1999-01-22 · resigned 2017-04-10
HARVEY, Mark William Harold→
Resigneddirector · ~53y · appointed 2020-08-24 · resigned 2021-06-07
HAWTHORNE, Edward→
Resigneddirector · ~60y · appointed 1999-01-22 · resigned 2025-11-18
KERR, Dugald Ferguson→
Resigneddirector · ~75y · appointed 1999-01-22 · resigned 2011-05-27
MABBOTT, Stephen→
Resignednominee-director · ~76y · appointed 1999-01-22 · resigned 1999-01-22
MCLEAN, Kenneth John→
Resigneddirector · ~60y · appointed 2011-05-27 · resigned 2021-12-01
Click a director name to see their full track record across all companies.
Recent filings (91 total)
termination-director-company-with-name-termination-date
officers · TM01
2025-11-18
appoint-person-director-company-with-name-date
officers · AP01
2025-11-18
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-25
legacy
accounts · PARENT_ACC
2025-09-25
legacy
other · AGREEMENT2
2025-09-25
legacy
other · GUARANTEE2
2025-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-25
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-08
legacy
accounts · PARENT_ACC
2024-10-08
legacy
other · GUARANTEE2
2024-10-07
legacy
other · AGREEMENT2
2024-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-24
accounts-with-accounts-type-full
accounts · AA
2023-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-24
accounts-with-accounts-type-full
accounts · AA
2022-09-28