CEDARDAWN MORTGAGE CONSULTANCY LTD.

💤Zombieactive
SC189148 · ltd · incorporated 1998-09-08
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2026
Net worth
£8.2k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Management consultancy activities other than financial management
Sector: Professional, scientific & technical
Investor take
Pursue
Asset-holding vehicle with a 79-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (1 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £8,218

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£8k
~ YoY
Current Assets
£12
~ YoY
Current Liabilities
—
£0£2k£3k£5k£7k£8kSept 2025Jan 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-01-312025-09-30
Total assets£7.7k£7.7k
Current assets£12£12
Net assets£8.2k£8.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
2
filings
  • • 2 accounts
Last 90 days
3
filings
  • • 3 accounts
Last 180 days
3
filings
  • • 3 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-04-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2026-04-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2026-03-02
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  4. 2025-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-06-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-06-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-05-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-06-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2020-01-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2019-01-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2018-12-11
    ➖
    SPEIRS, Jamie Fraser resigned
    secretary
  12. 2018-12-11
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  13. 2018-06-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2017-06-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-06-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-10-01
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2008-07-28
    ➕
    SPEIRS, Jamie Fraser appointed
    secretary
  18. 2008-07-28
    ➖
    SPEIRS, Ronald Henry resigned
    secretary
  19. 2008-07-28
    ➖
    SPEIRS, Jamie Fraser resigned
    director
  20. 1998-09-08
    🏢
    Company incorporated
    As CEDARDAWN MORTGAGE CONSULTANCY LTD.
  21. 1998-09-08
    ➕
    SPEIRS, Ronald Henry appointed
    director
  22. 1998-09-08
    ➕
    REID, Brian appointed
    nominee-secretary
  23. 1998-09-08
    ➖
    REID, Brian resigned
    nominee-secretary
  24. 1998-09-08
    ➕
    SPEIRS, Ronald Henry appointed
    secretary
  25. 1998-09-08
    ➕
    MABBOTT, Stephen appointed
    nominee-director
  26. 1998-09-08
    ➖
    MABBOTT, Stephen resigned
    nominee-director
  27. 1998-09-08
    ➕
    SPEIRS, Jamie Fraser appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 79 — succession pressure is live.

Succession & seller-readiness

100/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Ronald Henry Speirs
Individual · British · DOB 11/1947 · age 79
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1998-09-08
Jurisdictionscotland
Primary SIC70229 — Management consultancy activities other than financial management

Registered office

6 Atholl Crescent
Perth
Perthshire
PH1 5JN

Filing status

Accounts
Next due: 2027-10-31
Last made up to: 2026-01-31
Confirmation statement
Next due: 2026-09-19
Last: 2025-09-05

Officers (1 active · 5 resigned)

SPEIRS, Ronald Henry→
director · ~79y · appointed 1998-09-08
View their other companies + combined net worth →
Active
REID, Brian→
nominee-secretary · appointed 1998-09-08 · resigned 1998-09-08
Resigned
SPEIRS, Jamie Fraser→
secretary · appointed 2008-07-28 · resigned 2018-12-11
Resigned
SPEIRS, Ronald Henry→
secretary · appointed 1998-09-08 · resigned 2008-07-28
Resigned
MABBOTT, Stephen→
nominee-director · ~76y · appointed 1998-09-08 · resigned 1998-09-08
Resigned
SPEIRS, Jamie Fraser→
director · ~47y · appointed 1998-09-08 · resigned 2008-07-28
Resigned

Click a director name to see their full track record across all companies.

Recent filings (71 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-21
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-21
change-account-reference-date-company-previous-shortened
accounts · AA01
2026-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-09
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-10
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-29
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-21