ARGYLL COLLEGE UHI LTD.

🌳Matureactive

SC172157 · private-limited-guarant-nsc · incorporated 1997-02-07

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

70/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Post-secondary non-tertiary education

Sector: Education

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 57/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

11 live charges · 4 lenders · oldest 27.1y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 27.1 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 63/100 (high).

Data confidence

Overall: low (47/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

11 charges (11/11 with lender, 11/11 with type)

Directors & officers

100 officers (16 active, 100 linked, 93 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

Network not yet resolved

Filing history

311 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

70/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 confirmation-statement
• 1 officers

Last 180 days

filings

• 10 officers
• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (222 events)Click to expand

2026-01-26
📄
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-01-22
➖
STEVENSON, Heather resigned
director
2026-01-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-01-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-05
➕
ROAKE, Kerry appointed
director
2026-01-05
📄
accounts-with-accounts-type-medium
accounts · AA
2025-12-19
➕
BUCHANAN-SMITH, Beppo appointed
director
2025-12-19
➕
DOW, John Donald appointed
director
2025-12-19
➕
EASTON, Simon Nicholas Courtney appointed
director
2025-12-19
➕
TYLER, Nathan Eden appointed
director
2025-12-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-12-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-12-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-12
➖
NOWINSKI, Elodie resigned
director
2025-12-12
➖
RODGERS, Alan resigned
director
2025-10-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-17
➖
ALLFORD, Rosemary Janel Wilson resigned
director
2025-09-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-08-20
➖
GUNN, Vicky resigned
director
2025-08-01
➕
WARD, Craig appointed
director
2025-06-19
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-19
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-19
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-19
📄
change-person-director-company-with-change-date
officers · CH01
2025-05-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-19
➖
MOORE, Siobhan resigned
director
2025-03-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-24
➕
COLEMAN, Mairi Christina appointed
director
2025-03-24
➕
NEILSON, Lucy Ann appointed
director
2025-03-24
➕
WALSH, Carina appointed
director
2025-03-14
➕
WYLIE, Paul appointed
director
2025-01-09
📄
accounts-with-accounts-type-small
accounts · AA
2025-01-01
➕
WRIGHT, Joe appointed
director
2024-12-31
➖
MUNRO, Elaine resigned
director
2024-12-13
➖
FARINA, Andrew John resigned
director
2024-09-01
➕
MOORE, Siobhan appointed
director
2024-07-25
➕
MUNRO, Elaine appointed
director
2024-07-24
➖
JONES, Martin Christopher resigned
director
2024-06-30
➖
ARMSTRONG, Ahren Logan resigned
director
2024-03-01
➕
RODGERS, Alan appointed
director
2023-06-09
➖
GRAHAM, Paul resigned
director
2023-06-09
➕
GUNN, Vicky appointed
director

Showing most recent 50 of 222 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-15 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 69 — succession pressure is live.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.

Red flags

2 med · 1 low

5 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: ALLFORD, Rosemary Janel Wilson resigned 2025-10-17; GUNN, Vicky resigned 2025-08-20; NOWINSKI, Elodie resigned 2025-12-12

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

9 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Similar companies

Active · Education & training · PA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CAIRNDOW COMMUNITY CHILDCARE LIMITED→ SC276132 · est 2004	—	—	£1.66M	—	21y	83	66y
IONAD CHALUIM CHILLE ILE→ SC209046 · est 2000 · no financials extracted	—	—	—	—	25y	83	91y
ST COLUMBA'S DRIMNIN TRUST LIMITED→ SC289026 · est 2005	—	—	£22.9k	—	20y	83	80y
THE ACTUAL REALITY TRUST→ SC211025 · est 2000 · no financials extracted	—	—	—	—	25y	83	73y
CARLI'S KINDERGARTEN LTD→ SC290076 · est 2005	—	—	£49.5k	—	20y	82	73y
PROFESSIONAL DIVING ACADEMY LIMITED→ SC264798 · est 2004	—	—	£309.0k	—	22y	82	71y
PRACTICAL FINANCIAL EXAMS LIMITED→ SC660494 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
RIVERSIDE RASCALS LIMITED→ SC656587 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
SHIFT UP DRIVING ACADEMY LTD→ SC840074 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
SKILLS TRAINING GROUP LTD→ SC587337 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
SPNO TRAINING & LOGISTICS LTD→ SC513388 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
THE COACH ALLIANCE LTD→ SC787544 · est 2023 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1997-02-07

Jurisdictionscotland

Primary SIC85410 — Post-secondary non-tertiary education

Registered office

West Bay

Dunoon

PA23 7HP

Filing status

Accounts

Next due: 2027-04-30

Last made up to: 2025-07-31

Confirmation statement

Next due: 2027-01-04

Last: 2025-12-21