NEVIS BANK NURSERY LIMITED

🌳Matureactive
SC165294 · ltd · incorporated 1996-04-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£237.5k
book net assets
Opportunity
82/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Pre-primary education
Sector: Education
Investor take
Pursue
Asset-holding vehicle. Family succession underway — not a classic acquisition target.

Opportunity 82/100 (exceptional), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -53% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 28.3y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 28.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 6 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
80 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £237,494
Net assets shrinking
Down £60,332 YoY
Cash draining
Cash down 53% YoY
Cash YoY
-53%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£28k
↓ 53% YoY
Net Worth
£237k
↓ 20% YoY
Current Assets
£35k
↓ 47% YoY
Current Liabilities
—
£0£60k£119k£179k£238k£298kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£308.1k£372.2k
Current assets£34.5k£65.5k
Cash£28.1k£59.4k
Debtors£6.5k£6.1k
Net assets£237.5k£297.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2026-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-23
    ➕
    MACPHEE, Arran appointed
    director
  3. 2025-01-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-01-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-05-02
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2024-01-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-03-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2023-01-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-12-08
    ➖
    MACPHEE, Duncan resigned
    director
  10. 2022-01-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-12-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-11-29
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2019-11-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-09-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-02-23
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2018-01-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2017-01-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2016-05-25
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  19. 2016-04-07
    🔓
    Charge satisfied #2
  20. 2016-03-23
    🔓
    Charge satisfied #1
  21. 1998-03-24
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  22. 1998-03-16
    ➕
    MACPHEE & PARTNERS SOLICITORS appointed
    corporate-secretary
  23. 1998-03-16
    ➕
    MACPHEE, Rosemary appointed
    director
  24. 1998-03-16
    ➖
    MACPHEE, Sheena resigned
    secretary
  25. 1998-03-16
    ➕
    MACPHEE, Duncan appointed
    director
  26. 1998-03-16
    ➖
    MACPHEE, Ronald Archibald resigned
    director
  27. 1998-03-16
    ➖
    MACPHEE, Sheena resigned
    director
  28. 1998-01-07
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  29. 1996-04-30
    🏢
    Company incorporated
    As NEVIS BANK NURSERY LIMITED
  30. 1996-04-30
    ➕
    MACPHEE, Sheena appointed
    secretary
  31. 1996-04-30
    ➕
    REID, Brian appointed
    nominee-secretary
  32. 1996-04-30
    ➖
    REID, Brian resigned
    nominee-secretary
  33. 1996-04-30
    ➕
    MABBOTT, Stephen appointed
    nominee-director
  34. 1996-04-30
    ➖
    MABBOTT, Stephen resigned
    nominee-director
  35. 1996-04-30
    ➕
    MACPHEE, Ronald Archibald appointed
    director
  36. 1996-04-30
    ➕
    MACPHEE, Sheena appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — MACPHEE, Arran (same surname) appointed 2025-01-23. Pattern consistent with intra-family handover.
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Rosemary Macphee
Individual · Scottish · DOB 09/1957 · age 69
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Mr Duncan Macpheeceased 08/12/2022· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Education & training · PH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
A B C CHILDREN'S SERVICES LIMITED→
SC229641 · est 2002
———160024y8270y
MINDSTRETCHERS LTD.→
SC183027 · est 1998
———80028y8264y
XL TRAINING (SCOTLAND) LIMITED→
SC258761 · est 2003
——£17.6k—22y8261y
ATS CHILDCARE LTD→
SC777888 · est 2023 · no financials extracted
————2y——
GLENALMOND COLLEGE (TRUSTEES) LIMITED→
SC677808 · est 2020 · no financials extracted
————5y——
IMPACT TRAINING SOLUTIONS LTD.→
SC254646 · est 2003 · no financials extracted
————22y——
IPOWERBOAT LIMITED→
SC444361 · est 2013 · no financials extracted
————13y——
KBK TRAINING SERVICES LTD→
SC630888 · est 2019 · no financials extracted
————6y——
LIVING CLASSROOMS C.I.C.→
SC382632 · est 2010 · no financials extracted
————15y——
MOUNTAIN ASSURANCE LTD→
SC582225 · est 2017 · no financials extracted
————8y——
PERTHSHIRE PLANT TRAINING (SCOTLAND) LTD→
SC517573 · est 2015 · no financials extracted
————10y——
PUSH (PERTH & KINROSS) LIMITED→
SC229409 · est 2002 · no financials extracted
————24y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1996-04-30
Jurisdictionscotland
Primary SIC85100 — Pre-primary education

Registered office

Coire Leis, Tomacharich
Torlundy
Fort William
Inverness Shire
PH33 6SW

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-05-14
Last: 2025-04-30

Officers (3 active · 6 resigned)

MACPHEE & PARTNERS SOLICITORS→
corporate-secretary · appointed 1998-03-16
View their other companies + combined net worth →
Active
MACPHEE, Arran→
director · ~30y · appointed 2025-01-23
View their other companies + combined net worth →
Active
MACPHEE, Rosemary→
director · ~69y · appointed 1998-03-16
View their other companies + combined net worth →
Active
MACPHEE, Sheena→
secretary · appointed 1996-04-30 · resigned 1998-03-16
Resigned
REID, Brian→
nominee-secretary · appointed 1996-04-30 · resigned 1996-04-30
Resigned
MABBOTT, Stephen→
nominee-director · ~76y · appointed 1996-04-30 · resigned 1996-04-30
Resigned
MACPHEE, Duncan→
director · ~75y · appointed 1998-03-16 · resigned 2022-12-08
Resigned
MACPHEE, Ronald Archibald→
director · ~89y · appointed 1996-04-30 · resigned 1998-03-16
Resigned
MACPHEE, Sheena→
director · ~70y · appointed 1996-04-30 · resigned 1998-03-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property24/03/199807/04/2016
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property07/01/199823/03/2016

Recent filings (80 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
appoint-person-director-company-with-name-date
officers · AP01
2025-01-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-10
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-05
termination-director-company-with-name-termination-date
officers · TM01
2023-03-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-04
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-24
confirmation-statement-with-updates
confirmation-statement · CS01
2021-05-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-15