SCOTIA (HIGHLAND) LIMITED

🌳Matureactive

SC155252 · ltd · incorporated 1995-01-09

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

74/100

Strong

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What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

Investor take

Pursue

Active trading company with a 84-year-old founder — textbook succession opportunity.

Opportunity 74/100 (strong), bankability 67/100. Strong seller-intent signal (73/100, director aged 84). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

8 live charges · 6 lenders · oldest 30.9y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 30.9 years old — likely at or near maturity.
· 6 lenders named — inter-creditor friction likely.
· Legal-friction score 48/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

8 charges (8/8 with lender, 8/8 with type)

Directors & officers

28 officers (5 active, 28 linked, 22 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

24 connected companies via shared directors

Filing history

149 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 1 accounts
• 1 officers

Last 90 days

filings

• 1 accounts
• 1 officers

Last 180 days

filings

• 2 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (87 events)Click to expand

2026-04-02
📄
accounts-with-accounts-type-small
accounts · AA
2026-03-26
➕
MORRICE, Craig Sutherland appointed
director
2026-03-26
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-01-09
➖
BEATON, Carol Anne resigned
director
2025-08-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-31
➖
REID, Graham resigned
director
2025-04-04
📄
accounts-with-accounts-type-small
accounts · AA
2024-04-04
📄
accounts-with-accounts-type-small
accounts · AA
2024-03-01
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-02-29
➖
HMS SECRETARIES LIMITED resigned
corporate-secretary
2023-10-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-18
➖
BOYLE, Patrick Joseph resigned
director
2023-02-06
📄
accounts-with-accounts-type-small
accounts · AA
2023-01-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-12-31
➖
BRUCE, William Martin resigned
director
2022-12-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-11-30
➖
LONIE, Andrew resigned
director
2022-07-28
📄
change-person-director-company-with-change-date
officers · CH01
2022-05-18
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-05-18
🔓
Charge satisfied #8
2022-04-04
➕
BEGBIE, Richard Gerard appointed
director
2022-04-04
➕
GERRARD, Gary James appointed
director
2022-04-04
➕
BOYLE, Patrick Joseph appointed
director
2022-04-04
➕
LONIE, Andrew appointed
director
2022-04-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-04-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-04-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-04-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-02-21
📄
accounts-with-accounts-type-small
accounts · AA
2021-06-28
📄
accounts-with-accounts-type-small
accounts · AA
2021-05-14
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-05-04
➕
REID, Graham appointed
director
2021-03-26
🔒
Charge registered #8
Lender: Cairngorm Residential LLP
2020-07-22
➕
HMS SECRETARIES LIMITED appointed
corporate-secretary
2020-05-28
➕
CAMERON, David John appointed
director
2020-05-28
➕
LINTON, Bruce Reid appointed
director
2020-05-28
➖
BURNESS PAULL LLP resigned
corporate-secretary
2020-05-28
➖
FAIRLIE, Francis Dominic resigned
director
2020-05-28
➖
ZANRE, Michael Luigi resigned
director
2019-06-28
➖
WATT, Dennis Watson resigned
director
2016-08-24
➕
BRUCE, William Martin appointed
director
2015-12-16
🔓
Charge satisfied #4
2015-12-16
🔓
Charge satisfied #3
2015-10-30
➖
ZANRE, Michael Luigi Peter resigned
secretary
2015-10-30
➕
BURNESS PAULL LLP appointed
corporate-secretary
2015-09-30
➖
THOMSON, Derrick Raymond resigned
director
2014-09-24
🔓
Charge satisfied #6
2014-09-24
🔓
Charge satisfied #5
2014-09-24
🔓
Charge satisfied #2

Showing most recent 50 of 87 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 84 — succession pressure is live.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.

Red flags

2 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BEATON, Carol Anne resigned 2026-01-09; REID, Graham resigned 2025-07-31

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Scotia Homes (Holdings) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Scotia Homes (Holdings) Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

SCOTIA (HIGHLAND) LIMITED

This company · SC155252

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Scotia Homes (Holdings) Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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A CANADIAN IN EUROPE LTD→ SC333381 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
A1 PROPERTIES (SCOTLAND) LTD→ SC548898 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
A7 DRY CLEANER LTD→ SC875779 · est 2026 · no financials extracted	—	—	—	—	—	—	—
AAPA LIMITED→ SC359888 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
AB FAB HAIR LIMITED→ SC256561 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
ABC PROFESSIONAL OFFICE CLEANERS LTD.→ SC388860 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
ABERCROMBY & FRINGE HAIR LTD→ SC486386 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
ABERCROMBY DUNCAN INTERIORS LIMITED→ SC248183 · est 2003 · no financials extracted	—	—	—	—	22y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1995-01-09

Jurisdictionscotland

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

The Ca'D'Oro

45 Gordon Street

Glasgow

G1 3PE

Scotland

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2026-08-21

Last: 2025-08-07