A. MCCALLUM (PROPERTIES) LIMITED
🌳Matureactive
SC148001 · ltd · incorporated 1993-12-10
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£168.8k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 60-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -82% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 23.0y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 23.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
96 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £168,784
Net assets shrinking
Down £43,790 YoY
Cash draining
Cash down 82% YoY
Cash YoY
-82%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£12k
↓ 82% YoY
Net Worth
£169k
↓ 21% YoY
Current Assets
£169k
↓ 21% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £168.8k | £212.6k |
| Current assets | £168.6k | £212.4k |
| Cash | £12.2k | £69.2k |
| Debtors | £156.4k | £143.2k |
| Net assets | £168.8k | £212.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-07-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-15🔓Charge satisfied #3
- 2022-10-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-02-20🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2012-05-30➖ORR, Rose resigneddirector
- 2008-11-25🔒Charge registered #4Lender: Royal Bank of Scotland PLC
- 2008-11-17🔒Charge registered #3Lender: Royal Bank of Scotland PLC
- 2004-09-10🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2003-04-28🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1993-12-10🏢Company incorporatedAs A. MCCALLUM (PROPERTIES) LIMITED
- 1993-12-10➕ARNOTT, Helen appointedsecretary
- 1993-12-10➕ARNOTT, Helen appointeddirector
- 1993-12-10➕MCCALLUM, Marc appointeddirector
- 1993-12-10➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 1993-12-10➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 1993-12-10➕ORR, Rose appointeddirector
- 1993-12-10➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
- 1993-12-10➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MCCALLUM" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Marc Mccallum Individual · British · DOB 04/1973 · age 53 | 50–75% | — | 50-75% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & L DIXON PROPERTIES LIMITED→ SC742542 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A JOHNSTON PROPERTIES LIMITED→ SC311488 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ABERCROMBY PROPERTY LIMITED→ SC554315 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADAMSKI PROPERTY LTD→ SC818782 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADDAIBRO LTD→ SC846384 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AEQUITAS INVESTMENTS GROUP LIMITED→ SC884187 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AI:REAL ESTATE LTD→ SC863626 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALF RESIDENTIAL LIMITED→ SC845038 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALI PROPERTIES SCOTLAND LIMITED→ SC860033 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALLAN WATER LIMITED→ SC090988 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| ALLANWATER PUBS LIMITED→ SC686738 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ALLBIN PROPERTIES LTD→ SC780728 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1993-12-10
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
15 Gladstone Place
Stirling
FK8 2NN
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-15
Last: 2025-11-01
Officers (3 active · 3 resigned)
Active
ARNOTT, Helen→
Activedirector · ~60y · appointed 1993-12-10
View their other companies + combined net worth →
MCCALLUM, Marc→
Activedirector · ~53y · appointed 1993-12-10
View their other companies + combined net worth →
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 1993-12-10 · resigned 1993-12-10
ORR, Rose→
Resigneddirector · ~78y · appointed 1993-12-10 · resigned 2012-05-30
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 1993-12-10 · resigned 1993-12-10
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/02/2014 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 25/11/2008 | — | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Floating charge | 1 property | 17/11/2008 | 15/11/2022 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 10/09/2004 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 28/04/2003 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (96 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-30
mortgage-satisfy-charge-full
mortgage · MR04
2022-11-15
change-person-director-company-with-change-date
officers · CH01
2022-10-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-09-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-30