ALLBIN PROPERTIES LTD
🌿Early-stageactive
SC780728 · ltd · incorporated 2023-08-29
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£-33.6k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 2.5y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.5 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £33,585
Cash YoY
+125%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1k
↑ 125% YoY
Net Worth
-£34k
↓ 6.1% YoY
Current Assets
£1k
↑ 125% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £74.6k | £76.5k |
| Current assets | £1.3k | £598 |
| Cash | £1.3k | £598 |
| Net assets | £-33.6k | £-31.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-10-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-09🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2023-11-09🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2023-10-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-08-29🏢Company incorporatedAs ALLBIN PROPERTIES LTD
- 2023-08-29➕BINNIE, Donna Emmaline Mary appointeddirector
- 2023-08-29➕BINNIE, Nigel appointeddirector
- 2023-08-29📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.6 years old — management layer unlikely to be developed.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nigel Binnie Individual · British · DOB 04/1968 · age 58 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 29/08/2023 |
Mrs Donna Emmaline Mary Binnie Individual · British · DOB 01/1966 · age 60 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 29/08/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A & L DIXON PROPERTIES LIMITED→ SC742542 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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| ADAMSKI PROPERTY LTD→ SC818782 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| AEQUITAS INVESTMENTS GROUP LIMITED→ SC884187 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AI:REAL ESTATE LTD→ SC863626 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALF RESIDENTIAL LIMITED→ SC845038 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALI PROPERTIES SCOTLAND LIMITED→ SC860033 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALLAN WATER LIMITED→ SC090988 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| ALLANWATER PUBS LIMITED→ SC686738 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ALMOND REAL ESTATE COMPANY LIMITED→ SC329985 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-08-29
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
19a Wellside Place
Falkirk
Stirlingshire
FK1 5RL
Scotland
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-10-12
Last: 2025-09-28
Officers (2 active · 0 resigned)
BINNIE, Donna Emmaline Mary→
Activedirector · ~60y · appointed 2023-08-29
View their other companies + combined net worth →
BINNIE, Nigel→
Activedirector · ~58y · appointed 2023-08-29
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 09/11/2023 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 09/11/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-29
change-person-director-company-with-change-date
officers · CH01
2024-11-12
change-person-director-company-with-change-date
officers · CH01
2024-11-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-20