CAIRNGORM HOTEL LIMITED
- · Oldest live charge 30.2y old — refinance window within 12 months
Opportunity 75/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
5 live charges · 2 lenders · oldest 30.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 30.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Average employees | 47 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (53 events)Click to expand
- 2026-04-01📄accounts-with-accounts-type-smallaccounts · AA
- 2025-09-19📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-04-08✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-26🔒Charge registered #4Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2025-03-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-03-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-03-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-03-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-25📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-03-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-21➕DRUMMOND, Richard William appointeddirector
- 2025-03-21➕ERASMUS, Jonathan Paul appointeddirector
- 2025-03-21➖WELHAM, Raymond Keith resignedsecretary
- 2025-03-21➖STEINLE, Jane resigneddirector
- 2025-03-21➖WELHAM, Raymond Keith resigneddirector
- 2025-03-21🔒Charge registered #5Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2025-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-24🔓Charge satisfied #2
- 2024-04-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-21🔓Charge satisfied #1
- 2023-10-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-20🔓Charge satisfied #3
- 2004-12-06➕STEINLE, Jane appointeddirector
- 2004-11-27➖STEINLE, Peter resigneddirector
- 2002-02-01➕WELHAM, Raymond Keith appointedsecretary
- 2000-11-22➖FOSTER, June Diane resignedsecretary
- 2000-11-22➖FOSTER, June Diane resigneddirector
- 1998-03-20🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 1996-02-05🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1996-01-24🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1996-01-17➕STEINLE, Peter appointeddirector
- 1995-03-20➕FOSTER, June Diane appointedsecretary
- 1995-03-20➖WATSON, David John resignedsecretary
- 1995-03-20➕FOSTER, June Diane appointeddirector
- 1995-03-20➖WATSON, David John resigneddirector
- 1993-11-14➖KUMAR, Pramod resignedsecretary
- 1993-11-14➕WATSON, David John appointedsecretary
- 1992-04-22➕KUMAR, Pramod appointedsecretary
- 1992-04-22➖MD SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 1992-04-22➕WATSON, David John appointeddirector
- 1992-04-22➕WELHAM, Raymond Keith appointeddirector
- 1992-04-22➖MD DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-04-08: certificate-change-of-name-company
Group structure
Turas Hotels Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Turas Hotels Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 21/03/2025 |
1 historic (ceased) PSC
- Mr Raymond Keith Welhamceased 21/03/2025· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAFE CONNECT @ THE MADOCH CENTRE LTD→ SC722424 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CALEY LEASING LIMITED→ SC876647 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CAORANN LIMITED→ SC833309 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CASTLE GRANT LTD→ SC831358 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CCNA PROPERTIES LIMITED→ SC524882 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CEN ARGO LTD→ SC656552 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| CLACHAIG INN LIMITED→ SC241100 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| COFFEE AT THE ROSE HOUSE LIMITED→ SC554854 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CORRAN ESTATES LIMITED→ SC488241 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| COUPAR FOODS LTD→ SC777174 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| COW AND PARROT LIMITED→ SC846687 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| COZBER HOLDINGS LTD→ SC758759 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 26/03/2025 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | — | 21/03/2025 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 20/03/1998 | 20/06/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/1996 | 24/05/2024 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 24/01/1996 | 21/03/2024 |