SCOTTISH ENTERPRISE GRAMPIAN

🌳Matureactive
SC118134 · private-limited-guarant-nsc · incorporated 1989-05-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 35.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · oldest 35.0y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 35.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
66 officers (3 active, 66 linked, 60 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
238 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (147 events)Click to expand
  1. 2025-11-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-03-21
    ➕
    ALEXANDER, Clair Yvonne appointed
    director
  3. 2025-03-21
    ➖
    COLQUHOUN, Douglas Lamont resigned
    director
  4. 2025-03-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2025-03-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2024-12-13
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2023-11-15
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  8. 2022-12-13
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2021-10-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2020-10-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2019-11-11
    ➕
    MAITLAND, Alan appointed
    director
  12. 2019-11-11
    ➖
    SCOTT, Iain resigned
    director
  13. 2019-11-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2019-11-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2019-11-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  16. 2018-11-01
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  17. 2017-12-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  18. 2016-12-21
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  19. 2016-04-04
    📄
    annual-return-company-with-made-up-date-no-member-list
    annual-return · AR01
  20. 2013-09-09
    ➕
    SCOTT, Iain appointed
    director
  21. 2013-02-01
    ➕
    CLARKE, Stuart Andrew appointed
    secretary
  22. 2013-02-01
    ➖
    MILLER, Robert Richard resigned
    secretary
  23. 2012-01-05
    ➖
    SCOTT, Audrey resigned
    director
  24. 2011-05-24
    ➕
    COLQUHOUN, Douglas Lamont appointed
    director
  25. 2008-09-01
    ➖
    CRAW, Jennifer Fraser resigned
    director
  26. 2008-05-29
    ➖
    DONALD, Colin Michael resigned
    secretary
  27. 2008-05-29
    ➕
    MILLER, Robert Richard appointed
    secretary
  28. 2008-05-29
    ➖
    CAMPBELL, Melfort Andrew resigned
    director
  29. 2008-05-29
    ➖
    MORRICE, Stanley Watt resigned
    director
  30. 2008-05-29
    ➕
    SCOTT, Audrey appointed
    director
  31. 2008-03-31
    ➖
    BLACKWOOD, David John resigned
    director
  32. 2008-03-31
    ➖
    CLARK, Michael William Gordon resigned
    director
  33. 2008-03-31
    ➖
    CROCKETT, Barney, Councillor resigned
    director
  34. 2008-03-31
    ➖
    DEAN, Katharine Mary, Councillor resigned
    director
  35. 2008-03-31
    ➖
    JOHNSTON, Paul Kevin resigned
    director
  36. 2008-03-31
    ➖
    LITTLE, Hugh Wilson Mcintosh resigned
    director
  37. 2008-03-31
    ➖
    LOGAN, Stephen Douglas, Professor resigned
    director
  38. 2008-03-31
    ➖
    MILLER, Marion Elsie resigned
    director
  39. 2008-03-31
    ➖
    PITTILO, Robert Michael, Professor resigned
    director
  40. 2008-03-31
    ➖
    SPENCE, Stewart John resigned
    director
  41. 2008-03-31
    ➖
    STEVENSON, Ian resigned
    director
  42. 2008-03-31
    ➖
    WILLOX, Andrew Alexander John resigned
    director
  43. 2007-12-31
    ➖
    MACHRAY, Patrick John resigned
    director
  44. 2007-08-06
    ➕
    DEAN, Katharine Mary, Councillor appointed
    director
  45. 2007-08-06
    ➕
    JOHNSTON, Paul Kevin appointed
    director
  46. 2007-05-21
    ➖
    MCINNES, Alison Mcclure resigned
    director
  47. 2007-05-08
    ➖
    MILNE, Ramsay Galloway, Cllr resigned
    director
  48. 2007-02-14
    ➖
    EDWARDS, Robert Thomas resigned
    director
  49. 2006-12-04
    ➕
    LOGAN, Stephen Douglas, Professor appointed
    director
  50. 2006-12-04
    ➕
    STEVENSON, Ian appointed
    director
Showing most recent 50 of 147 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Scottish Enterprise
Individual
—75–100%board control75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1989-05-24
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Atrium Court
50 Waterloo Street
Glasgow
G2 6HQ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01

Officers (3 active · 63 resigned)

CLARKE, Stuart Andrew→
secretary · appointed 2013-02-01
View their other companies + combined net worth →
Active
ALEXANDER, Clair Yvonne→
director · ~50y · appointed 2025-03-21
View their other companies + combined net worth →
Active
MAITLAND, Alan→
director · ~51y · appointed 2019-11-11
View their other companies + combined net worth →
Active
BROWN, Keith→
secretary · appointed 1991-04-01 · resigned 1996-12-02
Resigned
DONALD, Colin Michael→
secretary · appointed 1996-12-02 · resigned 2008-05-29
Resigned
MILLER, Robert Richard→
secretary · appointed 2008-05-29 · resigned 2013-02-01
Resigned
TAYLOR, Ronald→
secretary · appointed 1990-03-26 · resigned 1991-04-01
Resigned
BALE, Lesley Christine→
director · ~67y · appointed 1998-01-12 · resigned 1999-07-01
Resigned
BLACKWOOD, David John→
director · ~72y · appointed 2005-01-10 · resigned 2008-03-31
Resigned
BYTH, Robert William→
director · ~84y · appointed 1996-06-03 · resigned 2005-08-01
Resigned
CAMPBELL, Melfort Andrew→
director · ~70y · appointed 1999-08-02 · resigned 2008-05-29
Resigned
CARRY, Peter David→
director · ~74y · appointed 2000-08-07 · resigned 2003-08-04
Resigned
CLARK, Michael William Gordon→
director · ~70y · appointed 2005-01-10 · resigned 2008-03-31
Resigned
COLQUHOUN, Douglas Lamont→
director · ~62y · appointed 2011-05-24 · resigned 2025-03-21
Resigned
CRAW, Jennifer Fraser→
director · ~64y · appointed 2002-02-04 · resigned 2008-09-01
Resigned
CRIGHTON, Helen May→
director · ~79y · appointed 1999-09-06 · resigned 2003-08-04
Resigned
CROCKETT, Barney, Councillor→
director · ~73y · appointed 2000-08-07 · resigned 2008-03-31
Resigned
DEAN, Katharine Mary, Councillor→
director · ~64y · appointed 2007-08-06 · resigned 2008-03-31
Resigned
DINSDALE, Raymond→
director · ~88y · appointed 1993-04-26 · resigned 1998-01-12
Resigned
DUNCAN, Alfred John→
director · ~84y · appointed 1999-04-06 · resigned 2003-12-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Scottish Enterprise
Standard security1 property25/08/199217/03/2000
outstanding
Scottish Enterprise
Floating charge1 property12/04/1991—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (238 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-01
accounts-with-accounts-type-dormant
accounts · AA
2025-11-12
appoint-person-director-company-with-name-date
officers · AP01
2025-03-21
termination-director-company-with-name-termination-date
officers · TM01
2025-03-21
accounts-with-accounts-type-dormant
accounts · AA
2024-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-12
accounts-with-accounts-type-dormant
accounts · AA
2023-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-13
accounts-with-accounts-type-dormant
accounts · AA
2022-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-16
accounts-with-accounts-type-dormant
accounts · AA
2021-10-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-16
accounts-with-accounts-type-dormant
accounts · AA
2020-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-16