R. & M. DISTRIBUTION LIMITED

🌳Matureactive
SC099757 · ltd · incorporated 1986-06-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 38.7y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£902.5k
book net assets
Opportunity
83/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: SIC 46439
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 46900Non-specialised wholesale trade
Investor take
Pursue
Active trading company with a 64-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 38.7y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 38.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 6 total, 6 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
122 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £902,524
Cash YoY
-0%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£527k
~ YoY
Net Worth
£903k
↑ 16% YoY
Current Assets
£1.4m
↑ 7.7% YoY
Current Liabilities
—
£0£272k£545k£817k£1.1m£1.4mFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Total assets£902.5k£883.7k
Current assets£1.36M£1.27M
Cash£526.8k£527.8k
Debtors£520.5k£446.4k
Net assets£902.5k£779.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-06-11
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2024-06-24
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  3. 2023-06-23
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2023-01-23
    📄
    capital-name-of-class-of-shares
    capital · SH08
  5. 2023-01-17
    📄
    resolution
    resolution · RESOLUTIONS
  6. 2023-01-17
    📄
    memorandum-articles
    incorporation · MA
  7. 2022-11-11
    ➕
    HUNTER, Brian James appointed
    director
  8. 2022-11-11
    ➖
    THOMSON, James resigned
    secretary
  9. 2022-11-11
    ➖
    MACKIE, Robert resigned
    director
  10. 2022-11-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2022-11-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  12. 2022-11-11
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2022-11-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2022-11-11
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  15. 2022-09-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2022-09-16
    🔒
    Charge registered #2
    Lender: Steven Mackie
  17. 2022-08-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2022-08-30
    🔓
    Charge satisfied #1
  19. 2022-06-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  20. 2021-07-16
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  21. 2020-08-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2020-06-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2020-02-23
    ➖
    DUFF, Neil resigned
    director
  24. 2004-01-22
    ➕
    BROWN, Mandy appointed
    director
  25. 2004-01-22
    ➕
    DUFF, Neil appointed
    director
  26. 2003-07-16
    ➖
    MACKIE, Maureen resigned
    secretary
  27. 2003-07-16
    ➕
    THOMSON, James appointed
    secretary
  28. 2003-07-16
    ➖
    MACKIE, Maureen resigned
    director
  29. 1987-09-26
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  30. 1986-06-25
    🏢
    Company incorporated
    As R. & M. DISTRIBUTION LIMITED

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

R. & M. Distribution Eot Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
R. & M. Distribution Eot Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
R. & M. DISTRIBUTION LIMITED
This company · SC099757

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
R. & M. Distribution Eot Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control11/11/2022
5 historic (ceased) PSCs
  • Mr Robert Mackieceased 11/11/2022· 50-75% shares · 50-75% voting · board control
  • Mr Neil Duffceased 06/04/2016· 50-75% shares · 50-75% voting
  • Mr Steven Gregg Mackieceased 06/04/2016· 25-50% shares · 25-50% voting
  • Miss Susan Mackieceased 06/04/2016· 25-50% shares · 25-50% voting
  • Mrs Mandy Brownceased 06/04/2016· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · KY postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
THE CRESS COMPANY (SCOTLAND) LIMITED→
SC313126 · est 2006
£7.51M
£5.64M–£9.39M
———19y8363y
KWIKPAC LIMITED→
SC313696 · est 2006
£6.37M
£4.78M–£7.96M
——3619y8052y
HOGGS OF FIFE LIMITED→
SC015281 · est 1928
£5.67M
£4.25M–£7.08M
£11.43M—520097y8865y
CHRYSTAL PETROLEUM COMPANY LIMITED→
SC058359 · est 1975
£3.65M
£2.74M–£4.56M
——2650y8462y
ROSE MARKETING UK LIMITED→
SC317936 · est 2007
£2.30M
£1.73M–£2.88M
£25.92M—290019y8859y
ADAMSON'S DRINKS LTD.→
SC234220 · est 2002
£1.71M
£1.28M–£2.14M
——5523y8263y
POPLAR BUILDING & DRAINAGE SUPPLIES LTD→
SC367284 · est 2009
———2616y8562y
HOME IMPROVEMENTS (ST ANDREWS) LIMITED→
SC371100 · est 2010
———120016y8368y
ILASCO LIMITED→
SC071900 · est 1980
———150045y8383y
KEELA INTERNATIONAL LIMITED→
SC116720 · est 1989
———280037y8383y
MYRTLE COFFEE SERVICES LIMITED→
SC235373 · est 2002
———360023y8373y
PRIME INDUSTRIAL & JANITORIAL SUPPLIES LIMITED→
SC334181 · est 2007
———2018y8359y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1986-06-25
Jurisdictionscotland
Primary SIC46439 — SIC 46439

Registered office

Unit 1, Carwhinny
Mitchelston Industrial Estate
Kirkcaldy
KY1 3LS

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-10-02
Last: 2025-09-18

Officers (2 active · 5 resigned)

BROWN, Mandy→
director · ~64y · appointed 2004-01-22
View their other companies + combined net worth →
Active
HUNTER, Brian James→
director · ~60y · appointed 2022-11-11
View their other companies + combined net worth →
Active
MACKIE, Maureen→
secretary · resigned 2003-07-16
Resigned
THOMSON, James→
secretary · appointed 2003-07-16 · resigned 2022-11-11
Resigned
DUFF, Neil→
director · ~70y · appointed 2004-01-22 · resigned 2020-02-23
Resigned
MACKIE, Maureen→
director · ~73y · resigned 2003-07-16
Resigned
MACKIE, Robert→
director · ~74y · resigned 2022-11-11
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Steven Mackie / Susan Mackie / Mandy Brown
A registered charge—16/09/2022—
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property26/09/198730/08/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (122 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-18
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-06-23
capital-name-of-class-of-shares
capital · SH08
2023-01-23
resolution
resolution · RESOLUTIONS
2023-01-17
memorandum-articles
incorporation · MA
2023-01-17
appoint-person-director-company-with-name-date
officers · AP01
2022-11-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-11-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-11-11
termination-director-company-with-name-termination-date
officers · TM01
2022-11-11