HOME IMPROVEMENTS (ST ANDREWS) LIMITED
🌳Matureactive
SC371100 · ltd · incorporated 2010-01-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: SIC 46150
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 5.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 5 with DOB)
84
Ownership & PSC
4 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 1200 | 1100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-20🔒Charge registered #1Lender: Bank of Scotland PLC
- 2020-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-29➕HOOD, Karen Elizabeth appointeddirector
- 2018-06-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-09-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-05-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-29📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-01-29📄change-person-director-company-with-change-dateofficers · CH01
- 2016-01-29📄change-person-director-company-with-change-dateofficers · CH01
- 2015-02-19➖THORNTONS LAW LLP resignedcorporate-secretary
- 2014-11-01➖MURRAY DONALD LLP resignedcorporate-secretary
- 2014-11-01➕THORNTONS LAW LLP appointedcorporate-secretary
- 2010-04-23➕HOOD, Gary Chalmers appointeddirector
- 2010-04-23➕HOOD, Mary Maureen appointeddirector
- 2010-04-23➕HOOD, Norman Mungall appointeddirector
- 2010-04-23➖LANG, Alistair James resigneddirector
- 2010-01-13🏢Company incorporatedAs HOME IMPROVEMENTS (ST ANDREWS) LIMITED
- 2010-01-13➕MURRAY DONALD LLP appointedcorporate-secretary
- 2010-01-13➕LANG, Alistair James appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Mary Maureen Hood Individual · United Kingdom · DOB 01/1958 · age 68 | — | — | sig. influencesignificant influence | 30/06/2016 |
Mrs Karen Elizabeth Hood Individual · United Kingdom · DOB 12/1965 · age 61 | — | — | sig. influencesignificant influence | 30/06/2016 |
Mr Norman Mungall Hood Individual · United Kingdom · DOB 09/1958 · age 68 | — | — | sig. influencesignificant influence | 30/06/2016 |
Mr Gary Chalmers Hood Individual · United Kingdom · DOB 01/1963 · age 63 | — | — | sig. influencesignificant influence | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| BKA GROUP (SCOTLAND) LTD→ SC840043 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BURNS MCGLADE LTD→ SC800070 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ECOBEAN ARTISAN COFFEE LIMITED→ SC880530 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| GARDEN BUILDINGS FIFE LTD→ SC672567 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HOLD FAST PROMOTIONS LIMITED→ SC855546 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| INCHDAIRNIE AD FEEDSTOCK LTD→ SC544054 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| INDEPENDENT SECURITY SUPPLIES (GLASGOW) LTD→ SC392828 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| KEICOU LABEL LTD→ SC686248 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| KINGDOM VC LTD→ SC820320 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KINSALE SPIRIT COMPANY (UK) LIMITED→ SC855983 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KWIKCO SUPPLIES LTD→ SC593466 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-01-13
Jurisdictionscotland
Primary SIC46150 — SIC 46150
Registered office
27 South Street
St Andrews
Fife
KY16 9QR
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-23
Last: 2026-01-09
Officers (4 active · 3 resigned)
HOOD, Gary Chalmers→
Activedirector · ~63y · appointed 2010-04-23
View their other companies + combined net worth →
HOOD, Karen Elizabeth→
Activedirector · ~61y · appointed 2018-06-29
View their other companies + combined net worth →
HOOD, Mary Maureen→
Activedirector · ~68y · appointed 2010-04-23
View their other companies + combined net worth →
HOOD, Norman Mungall→
Activedirector · ~68y · appointed 2010-04-23
View their other companies + combined net worth →
MURRAY DONALD LLP→
Resignedcorporate-secretary · appointed 2010-01-13 · resigned 2014-11-01
THORNTONS LAW LLP→
Resignedcorporate-secretary · appointed 2014-11-01 · resigned 2015-02-19
LANG, Alistair James→
Resigneddirector · ~53y · appointed 2010-01-13 · resigned 2010-04-23
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 20/04/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (51 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-03