J.M.T. MANUFACTURING LIMITED
- · Oldest live charge 38.2y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 38.2y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 38.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (23 events)Click to expand
- 2026-02-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-03➕THOMSON, Brian appointedsecretary
- 2018-12-03➖THOMSON, Marsha resignedsecretary
- 2018-12-03📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-12-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-10-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-12-11📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-01-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-01-01➕THOMSON, Brian appointeddirector
- 2001-04-06➕THOMSON, Colin appointeddirector
- 1999-11-03🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 1989-06-07🔒Charge registered #2Lender: Tsb Bank Scotland PLC
- 1988-02-23🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1986-06-19🏢Company incorporatedAs J.M.T. MANUFACTURING LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 75 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Colin Thomson Individual · British · DOB 08/1976 · age 50 | 25–50% | — | 25-50% shares | 01/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 03/11/1999 | — | |
| outstanding | Lloyds Banking Group Tsb Bank Scotland PLC | Bond & floating charge | 1 property | 07/06/1989 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 23/02/1988 | — |