JOINERY AND TIMBER CREATIONS (65) LIMITED
🌳Matureactive
SC099154 · ltd · incorporated 1986-05-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
£27.56M
year to Dec 2024
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: SIC 31020
Sector: Manufacturing
ALSO REGISTERED FOR
- 31090Manufacture of other furniture
Investor take
PursueLeverage-led grower. Family succession underway — not a classic acquisition target.
Opportunity 77/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (57/100).
🏦
Refinance opportunity
13 live charges · 8 lenders · oldest 37.2y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 37.2 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
19 officers (5 active, 19 linked, 14 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
174 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £1,352,898
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Turnover | £27.56M | — |
| Operating profit | £1.34M | — |
| Profit before tax | £1.35M | £1.39M |
| Average employees | 23000 | 24700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 address
Last 180 days
4
filings
- • 2 mortgage
- • 1 confirmation-statement
- • 1 address
Counts from Companies House filing history.
Corporate timeline (74 events)Click to expand
- 2026-04-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-16🔓Charge satisfied #7
- 2025-12-16🔓Charge satisfied #3
- 2025-09-29📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-27📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-17📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-09-16➖LINTON, Gordon James resignedsecretary
- 2024-09-16➖BELL, Antony Dishart resigneddirector
- 2024-09-16➖LINTON, Gordon James resigneddirector
- 2024-08-28➕HOUSTON, Steven Robert appointeddirector
- 2024-08-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-12➖BURKE, Joe resigneddirector
- 2024-08-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-07📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-05-03📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-05-01📄memorandum-articlesincorporation · MA
- 2024-05-01📄resolutionresolution · RESOLUTIONS
- 2024-05-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-30📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-04-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-26🔒Charge registered #14Lender: The Governor and Company of the Bank of Ireland as Security Trustee
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25🔓Charge satisfied #11
- 2024-04-25🔓Charge satisfied #1
- 2024-04-19➕MCCLOSKEY, Brian Joseph appointeddirector
- 2024-04-19➕MCCLOSKEY, Connor appointeddirector
- 2024-04-19➕MULHOLLAND, Don appointeddirector
- 2024-04-19➖MULLINS, Terry resigneddirector
- 2024-04-19🔒Charge registered #13Lender: Antony Bell, as Security Trustee
- 2024-04-19🔒Charge registered #12Lender: The Governor and Company of the Bank of Ireland
- 2023-10-27🔓Charge satisfied #10
- 2023-10-12➖CHALMERS, Dougal William Robert resigneddirector
- 2023-01-31🔒Charge registered #11Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2021-06-30➖AITKEN, Frank resigneddirector
- 2020-01-16🔓Charge satisfied #9
- 2019-12-23🔒Charge registered #10Lender: Donald Ramsay Sutherland Chalmers
- 2019-12-18🔓Charge satisfied #2
- 2019-04-01➕TWEDDELL, Colin appointeddirector
- 2019-04-01➕AITKEN, Frank appointeddirector
- 2019-04-01➕BELL, Antony Dishart appointeddirector
- 2019-04-01➕BURKE, Joe appointeddirector
- 2019-04-01➕MULLINS, Terry appointeddirector
Showing most recent 50 of 74 events
Owner dependency
56/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Jtc Furniture Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Jtc Furniture Group Ltd
Corporate parent · holds 75-100% shares · board control
⬇
JOINERY AND TIMBER CREATIONS (65) LIMITED
This company · SC099154
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Jtc Furniture Group Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Manufacturing · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| D. GEDDES (CONTRACTORS) LIMITED→ SC060200 · est 1976 | £16.59M £12.91M–£20.28M | — | — | 11900 | 49y | 85 | 90y |
| ABERDEEN JOURNALS LIMITED→ SC015256 · est 1928 | £12.91M £10.04M–£15.77M | — | — | 143 | 97y | 85 | 76y |
| SCOTT & FYFE LIMITED→ SC017244 · est 1933 | £9.33M £7.26M–£11.41M | £21.01M | — | 9400 | 93y | 87 | 62y |
| HALLEY STEVENSONS LTD→ SC211231 · est 2000 | £8.37M £6.51M–£10.23M | £10.37M | — | 5200 | 25y | 83 | 73y |
| PACSON LIMITED→ SC114098 · est 1988 | £7.17M £5.58M–£8.76M | £13.80M | — | 8700 | 37y | 93 | 59y |
| KINGDOM TIMBER ENGINEERING LIMITED→ SC344021 · est 2008 | £3.98M £3.09M–£4.86M | — | — | 5300 | 17y | 87 | 74y |
| HUTCHISON TECHNOLOGIES LIMITED→ SC176095 · est 1997 | £1.92M £1.49M–£2.35M | £15.44M | — | 12200 | 28y | 89 | 57y |
| CAMVAC ROCKWELL LIMITED→ SC177774 · est 1997 | £1.19M £927.2k–£1.46M | — | — | 71 | 28y | 84 | 60y |
| BENTLEYS HOLDINGS LIMITED→ SC212699 · est 2000 | — | — | — | 0 | 25y | 83 | 71y |
| METALTECH UK LIMITED→ SC334096 · est 2007 | — | — | £345.4k | — | 18y | 83 | 62y |
| MONTROSE ROPE & SAIL COMPANY LIMITED→ SC246159 · est 2003 | — | — | — | 21 | 23y | 83 | 64y |
| OBAN SCALLOP GEAR LIMITED→ SC352798 · est 2008 | — | — | — | 700 | 17y | 83 | 85y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1986-05-21
Jurisdictionscotland
Primary SIC31020 — SIC 31020
Registered office
Block 5 Dunsinane Avenue
Dunsinane Industrial Estate
Dundee
DD2 3QN
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-31
Last: 2026-05-17
Officers (5 active · 14 resigned)
HOUSTON, Steven Robert→
Activedirector · ~49y · appointed 2024-08-28
View their other companies + combined net worth →
MCCLOSKEY, Brian Joseph→
Activedirector · ~64y · appointed 2024-04-19
View their other companies + combined net worth →
MCCLOSKEY, Connor→
Activedirector · ~40y · appointed 2024-04-19
View their other companies + combined net worth →
MULHOLLAND, Don→
Activedirector · ~59y · appointed 2024-04-19
View their other companies + combined net worth →
TWEDDELL, Colin→
Activedirector · ~56y · appointed 2019-04-01
View their other companies + combined net worth →
CHALMERS, Dougal William Robert→
Resignedsecretary · appointed 1994-03-01 · resigned 1994-06-30
CRUICKSHANK, Ellen→
Resignedsecretary · resigned 1994-02-28
DIVERS, Mary Ann→
Resignedsecretary · appointed 1994-07-01 · resigned 1997-08-08
LINTON, Gordon James→
Resignedsecretary · appointed 2002-06-24 · resigned 2024-09-16
MANPURIA, Prabhu Dayal→
Resignedsecretary · appointed 1997-08-08 · resigned 2002-06-24
AITKEN, Frank→
Resigneddirector · ~74y · appointed 2019-04-01 · resigned 2021-06-30
BELL, Antony Dishart→
Resigneddirector · ~62y · appointed 2019-04-01 · resigned 2024-09-16
BURKE, Joe→
Resigneddirector · ~68y · appointed 2019-04-01 · resigned 2024-08-12
CHALMERS, Donald Ramsay Sutherland→
Resigneddirector · ~65y · resigned 2011-09-29
CHALMERS, Dougal William Robert→
Resigneddirector · ~69y · resigned 2023-10-12
CHALMERS, James Thom→
Resigneddirector · ~105y · resigned 2010-03-01
LINTON, Gordon James→
Resigneddirector · ~62y · appointed 2010-03-01 · resigned 2024-09-16
MULLINS, Terry→
Resigneddirector · ~67y · appointed 2019-04-01 · resigned 2024-04-19
RAND, David Alan→
Resigneddirector · ~63y · appointed 2015-02-01 · resigned 2016-07-31
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
4
Outstanding
4
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Governor and Company of the Bank of Ireland as Security Trustee | A registered charge | 1 property | 26/04/2024 | — | |
| outstanding | Antony Bell, as Security Trustee | A registered charge | — | 19/04/2024 | — | |
| outstanding | The Governor and Company of the Bank of Ireland | A registered charge | — | 19/04/2024 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | — | 31/01/2023 | 25/04/2024 | |
| satisfied | Donald Ramsay Sutherland Chalmers / Dougal William Robert Chalmers | A registered charge | 1 property | 23/12/2019 | 27/10/2023 | |
| satisfied | & Another / Donald Ramsay Sutherland Chalmers | Floating charge | 1 property | 01/03/2010 | 16/01/2020 | |
| outstanding | Scottish Enterprise | Standard security | 1 property | 31/07/2006 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 31/07/2006 | 16/12/2025 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 20/10/1999 | 21/12/2000 | |
| satisfied | Scottish Enterprise | Standard security | 1 property | 22/11/1994 | 21/02/2000 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 22/11/1994 | 16/12/2025 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 08/10/1990 | 18/12/2019 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 01/03/1989 | 25/04/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (174 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-13
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-16
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-16
accounts-with-accounts-type-full
accounts · AA
2025-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-28
accounts-with-accounts-type-full
accounts · AA
2024-09-27
termination-director-company-with-name-termination-date
officers · TM01
2024-09-17
termination-director-company-with-name-termination-date
officers · TM01
2024-09-17
termination-secretary-company-with-name-termination-date
officers · TM02
2024-09-17
appoint-person-director-company-with-name-date
officers · AP01
2024-08-28
termination-director-company-with-name-termination-date
officers · TM01
2024-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-08
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-05-07