ALLIANCE TRUST SAVINGS LIMITED
⚰️Wound downdissolved
SC098767 · ltd · incorporated 1986-05-02
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 14.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
57/100
Worth a look
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 57/100 (worth a look), bankability 80/100. Strong seller-intent signal (60/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 14.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 14.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
61 officers (2 active, 61 linked, 52 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
316 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
57/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (140 events)Click to expand
- 2025-05-06📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2025-05-06🏁Company dissolved
- 2025-02-18📄gazette-notice-voluntarygazette · GAZ1(A)
- 2025-02-10📄dissolution-application-strike-off-companydissolution · DS01
- 2024-08-07📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-28📄dissolution-withdrawal-application-strike-off-companydissolution · DS02
- 2024-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-16📄gazette-notice-voluntarygazette · GAZ1(A)
- 2024-01-09📄dissolution-application-strike-off-companydissolution · DS01
- 2023-08-31📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-03-31➖BICKNELL, Barry Michael resigneddirector
- 2023-03-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-07➕BYARD, Deborah appointeddirector
- 2022-11-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-10-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2022-10-07📄legacyaccounts · PARENT_ACC
- 2022-10-07📄legacyother · AGREEMENT2
- 2022-10-07📄legacyother · GUARANTEE2
- 2021-09-16📄accounts-with-accounts-type-fullaccounts · AA
- 2021-06-07📄legacycapital · SH20
- 2021-06-07📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2021-06-07⚠️legacyinsolvency · CAP-SS
- 2021-04-19➖ANDERSON, Jonathan Trevor resigneddirector
- 2021-03-22🔓Charge satisfied #2
- 2021-03-02➖BAINES, John Duncan resigneddirector
- 2021-03-02➖BRAGG, Alison Gail resigneddirector
- 2019-11-30➕WILSON, Richard Simon appointeddirector
- 2019-11-30➕BICKNELL, Barry Michael appointeddirector
- 2019-11-30➖DOCHERTY, Peter Gordon John resigneddirector
- 2019-11-30➖WOOD, Craig John resigneddirector
- 2019-06-28➕BAINES, John Duncan appointeddirector
- 2019-06-28➖BAXTER, Ronald resigneddirector
- 2019-06-28➕BRAGG, Alison Gail appointeddirector
- 2019-06-28➖STEWART, Gregor Ninian resigneddirector
- 2019-02-28➖MELLOR, Jennifer Anne Mhairi resignedsecretary
- 2018-04-27➖ANDERSON, Ian resignedsecretary
- 2018-04-19➕MELLOR, Jennifer Anne Mhairi appointedsecretary
- 2018-01-10➕DOCHERTY, Peter Gordon John appointeddirector
- 2018-01-10➕WOOD, Craig John appointeddirector
- 2017-11-30➖MILL, Patrick John resigneddirector
- 2017-11-20➕BAXTER, Ronald appointeddirector
- 2017-04-30➖TOOKEY, Timothy resigneddirector
- 2016-05-19➕TOOKEY, Timothy appointeddirector
- 2016-05-03➖HYLANDS, John resigneddirector
- 2016-04-30🔒Charge registered #2Lender: The Bank of New York Mellon (The Bank)
- 2016-02-26➕ANDERSON, Ian appointedsecretary
- 2016-02-26➖MCPHERSON, Donald James resignedsecretary
- 2016-01-20➕ANDERSON, Jonathan Trevor appointeddirector
Showing most recent 50 of 140 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 high ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2025-05-06
1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2021-06-07: legacy
Group structure
Interactive Investor Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Interactive Investor Limited
Corporate parent · holds 75-100% shares · board control
⬇
ALLIANCE TRUST SAVINGS LIMITED
This company · SC098767
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Interactive Investor Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/06/2019 |
1 historic (ceased) PSC
- Alliance Trust Plcceased 28/06/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1986-05-02
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
1 George Street
Edinburgh
EH2 2LL
Scotland
Filing status
Accounts
Next due: —
Last made up to: 2023-06-30
Confirmation statement
Next due: —
Last: 2024-08-22
Officers (0 active · 59 resigned)
BYARD, Deborah→
Activedirector · ~54y · appointed 2023-02-07
View their other companies + combined net worth →
WILSON, Richard Simon→
Activedirector · ~60y · appointed 2019-11-30
View their other companies + combined net worth →
ANDERSON, Ian→
Resignedsecretary · appointed 2016-02-26 · resigned 2018-04-27
DOBIE, Alisdair John→
Resignedsecretary · appointed 1997-03-07 · resigned 1998-08-14
GODDARD, Ian Lester→
Resignedsecretary · appointed 2000-11-29 · resigned 2006-05-31
MCPHERSON, Donald James→
Resignedsecretary · appointed 2006-07-10 · resigned 2016-02-26
MELLOR, Jennifer Anne Mhairi→
Resignedsecretary · appointed 2018-04-19 · resigned 2019-02-28
RUCKLEY, Sheila Monica→
Resignedsecretary · appointed 1998-08-14 · resigned 2000-11-29
RUCKLEY, Sheila Monica→
Resignedsecretary · appointed 1996-10-24 · resigned 1997-03-07
RUCKLEY, Sheila Monica→
Resignedsecretary · resigned 1996-04-25
STRACHAN, Morag Ann→
Resignedsecretary · appointed 1996-04-25 · resigned 1996-10-24
ANDERSON, Jonathan Trevor→
Resigneddirector · ~71y · appointed 2016-01-20 · resigned 2021-04-19
BAINES, John Duncan→
Resigneddirector · ~64y · appointed 2019-06-28 · resigned 2021-03-02
BAXTER, Ronald→
Resigneddirector · ~75y · appointed 2017-11-20 · resigned 2019-06-28
BERRY, William→
Resigneddirector · ~87y · appointed 1998-12-02 · resigned 2005-04-29
BICKNELL, Barry Michael→
Resigneddirector · ~58y · appointed 2019-11-30 · resigned 2023-03-31
BOLTON, Lyndon→
Resigneddirector · ~89y · resigned 1995-04-30
BRAGG, Alison Gail→
Resigneddirector · ~65y · appointed 2019-06-28 · resigned 2021-03-02
BURGESS, Robert Michael→
Resigneddirector · ~61y · appointed 2009-03-13 · resigned 2012-02-09
CATTANACH, Gillian Sanday→
Resigneddirector · ~63y · appointed 2005-03-10 · resigned 2008-01-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | The Bank of New York Mellon (The Bank) | A registered charge | 1 property | 30/04/2016 | 22/03/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 15/02/2012 | 20/12/2013 |
Recent filings (316 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2025-05-06
gazette-notice-voluntary
gazette · GAZ1(A)
2025-02-18
dissolution-application-strike-off-company
dissolution · DS01
2025-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
accounts-with-accounts-type-full
accounts · AA
2024-08-07
dissolution-withdrawal-application-strike-off-company
dissolution · DS02
2024-02-28
change-person-director-company-with-change-date
officers · CH01
2024-02-28
gazette-notice-voluntary
gazette · GAZ1(A)
2024-01-16
dissolution-application-strike-off-company
dissolution · DS01
2024-01-09
change-account-reference-date-company-previous-extended
accounts · AA01
2023-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-22
termination-director-company-with-name-termination-date
officers · TM01
2023-03-31
change-person-director-company-with-change-date
officers · CH01
2023-02-22
appoint-person-director-company-with-name-date
officers · AP01
2023-02-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-11-04