GRAHAM EDWARDS (BLAIRGOWRIE) LIMITED

🌳Matureactive
SC092309 · ltd · incorporated 1985-03-20
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 38.5y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
£106.2k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Asset-holding vehicle with a 72-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 38.5y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 38.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
95 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £106,213
Net assets shrinking
Down £1,259 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£106k
↓ 1.2% YoY
Current Assets
£15k
↑ 11% YoY
Current Liabilities
£0£21k£43k£64k£86k£107kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-04-302024-04-30
Total assets£106.2k£107.5k
Current assets£14.7k£13.2k
Net assets£106.2k£107.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-10-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-06-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-02-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2025-02-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2025-02-27
    🔓
    Charge satisfied #3
  6. 2025-02-27
    🔓
    Charge satisfied #2
  7. 2024-06-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2024-03-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2024-03-15
    🔓
    Charge satisfied #1
  10. 2023-08-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-05-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-08-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2020-08-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2019-11-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2018-06-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2017-08-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2016-08-19
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2015-12-18
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  19. 1987-11-03
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  20. 1987-11-03
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  21. 1987-10-23
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  22. 1985-03-20
    🏢
    Company incorporated
    As GRAHAM EDWARDS (BLAIRGOWRIE) LIMITED

Owner dependency

96/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "EDWARDS" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 72 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Graham Edwards
Individual · British · DOB 10/1954 · age 72
5075%
50-75% shares16/12/2016
Mrs Veronica Helen Edwards
Individual · British · DOB 08/1954 · age 72
2550%
25-50% shares16/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1985-03-20
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

1 Perth Street
Blairgowrie
PH10 6DQ
Scotland

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-12-30
Last: 2025-12-16

Officers (3 active · 0 resigned)

EDWARDS, Graham
secretary
View their other companies + combined net worth →
Active
EDWARDS, Graham
director · ~72y
View their other companies + combined net worth →
Active
EDWARDS, Veronica Helen
director · ~72y
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property03/11/198727/02/2025
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property03/11/198727/02/2025
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property23/10/198715/03/2024

Recent filings (95 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-03
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-07
mortgage-satisfy-charge-full
mortgage · MR04
2024-03-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-16
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-17