J.G. ROSS (BAKERS) LIMITED

🌳Matureactive
SC062889 · ltd · incorporated 1977-08-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 46.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£3.22M
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Manufacture of bread; manufacture of fresh pastry goods and cakes
Sector: Manufacturing
ALSO REGISTERED FOR
  • 47110Retail sale in non-specialised stores with food, beverages or tobacco predominating
  • 47240Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores
  • 56102Unlicenced restaurants and cafes
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 82/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 46.9y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 46.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
110 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £3,222,453

Key financials

1 year extracted from filed iXBRL accounts
Cash
£1.8m
Net Worth
£3.2m
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-30
Cash£1.79M
Net assets£3.22M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-09-22
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2024-11-13
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2023-12-18
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2022-12-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2022-10-31
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2022-08-08
    ➕
    GORDON, Robert James appointed
    director
  7. 2022-08-08
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  8. 2022-08-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2021-12-24
    📄
    accounts-with-accounts-type-full
    accounts · AA
  10. 2021-01-26
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2019-12-12
    📄
    accounts-with-accounts-type-full
    accounts · AA
  12. 2019-01-04
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2017-12-18
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2016-10-21
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2016-06-10
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2016-06-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2016-06-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2015-04-07
    ➖
    JAMES AND GEORGE COLLIE LLP resigned
    corporate-secretary
  19. 1997-06-30
    ➖
    ROSS, Elizabeth resigned
    director
  20. 1997-06-30
    ➖
    ROSS, James George resigned
    director
  21. 1997-05-20
    ➕
    ROSS, Cameron George appointed
    director
  22. 1997-05-20
    ➕
    ROSS, Graeme James appointed
    director
  23. 1979-05-31
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  24. 1977-08-15
    🏢
    Company incorporated
    As J.G. ROSS (BAKERS) LIMITED

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "ROSS" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 49 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

J G Ross Of Inverurie Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
J G Ross Of Inverurie Ltd
Corporate parent · holds 75-100% shares
ultimate parent
⬇
J.G. ROSS (BAKERS) LIMITED
This company · SC062889

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
J G Ross Of Inverurie Ltd
Corporate entity
75–100%
—75-100% shares06/04/2016
1 historic (ceased) PSC
  • Mr Robert James Gordonceased 29/08/2022· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1977-08-15
Jurisdictionscotland
Primary SIC10710 — Manufacture of bread; manufacture of fresh pastry goods and cakes

Registered office

Highclere Business Park
Highclere Way
Inverurie
Aberdeenshire
AB51 5QW

Filing status

Accounts
Next due: 2026-12-30
Last made up to: 2025-03-30
Confirmation statement
Next due: 2026-06-21
Last: 2025-06-07

Officers (3 active · 3 resigned)

GORDON, Robert James→
director · ~44y · appointed 2022-08-08
View their other companies + combined net worth →
Active
ROSS, Cameron George→
director · ~56y · appointed 1997-05-20
View their other companies + combined net worth →
Active
ROSS, Graeme James→
director · ~64y · appointed 1997-05-20
View their other companies + combined net worth →
Active
JAMES AND GEORGE COLLIE LLP→
corporate-secretary · resigned 2015-04-07
Resigned
ROSS, Elizabeth→
director · ~89y · resigned 1997-06-30
Resigned
ROSS, James George→
director · ~91y · resigned 1997-06-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property31/05/1979—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (110 total)

accounts-with-accounts-type-full
accounts · AA
2025-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-16
accounts-with-accounts-type-full
accounts · AA
2024-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-10
accounts-with-accounts-type-full
accounts · AA
2023-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-10
accounts-with-accounts-type-full
accounts · AA
2022-12-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-10-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-08-08
appoint-person-director-company-with-name-date
officers · AP01
2022-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-07
accounts-with-accounts-type-full
accounts · AA
2021-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-07
accounts-with-accounts-type-full
accounts · AA
2021-01-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-11