J. & D. HENDERSON (BRIDGETON) LIMITED
- · Oldest live charge 49.5y old — refinance window within 12 months
Opportunity 75/100 (strong), bankability 65/100. Strong seller-intent signal (68/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
6 live charges · 2 lenders · oldest 49.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 49.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £3.75M | £3.79M |
| Current assets | £121.9k | £134.9k |
| Cash | £10.8k | £259 |
| Debtors | £12.4k | £35.5k |
| Net assets | £2.11M | £2.07M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 5 persons-with-significant-control
- • 1 confirmation-statement
- • 1 incorporation
Corporate timeline (32 events)Click to expand
- 2025-12-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-02📄memorandum-articlesincorporation · MA
- 2025-12-02📄resolutionresolution · RESOLUTIONS
- 2025-12-02📄capital-name-of-class-of-sharescapital · SH08
- 2025-11-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-11-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-26📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-15📄capital-allotment-sharescapital · SH01
- 2024-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-12📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-29🔒Charge registered #6Lender: Bank of Scotland PLC
- 2020-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-15🔒Charge registered #5Lender: Bank of Scotland PLC
- 2010-01-25➕LC SECRETARIES LIMITED appointedcorporate-secretary
- 2010-01-25➖STRONACHS SECRETARIES LIMITED resignedcorporate-secretary
- 2008-05-07➖STRONACHS resignedcorporate-nominee-secretary
- 2008-05-07➕STRONACHS SECRETARIES LIMITED appointedcorporate-secretary
- 2006-07-03➖HENDERSON, Elizabeth resigneddirector
- 2004-12-31🔒Charge registered #4Lender: The Governor and Company of the Bank of Scotland
- 1989-12-31➖HENDERSON, James Findly resigneddirector
- 1981-03-05🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 1977-02-14🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1976-10-22🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1976-04-28🏢Company incorporatedAs J. & D. HENDERSON (BRIDGETON) LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "HENDERSON" — strong identity link between founder and business.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 50 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Ledingham Chalmers Trustee Company Limited holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Rosemary White Henderson Individual · British · DOB 06/1949 · age 77 | 25–50% | 25–50% | 25-50% shares · 25-50% voting · trust interest | 14/11/2025 |
Ledingham Chalmers Trustee Company Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting · trust interest | 14/11/2025 |
Mr David Candy Henderson Individual · British · DOB 06/1947 · age 79 | 25–50% | 25–50% | 25-50% shares · 25-50% voting · trust interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 29/10/2020 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/10/2019 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 31/12/2004 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/03/1981 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 14/02/1977 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 22/10/1976 | — |