ANDREW HUTT LIMITED

🌳Matureactive
SC056671 · ltd · incorporated 1974-11-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 23.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 47781
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 93-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 93). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 23.2y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 23.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (5 active, 8 linked, 5 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
103 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees100400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-10-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-06-13
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  4. 2024-06-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-04-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-08-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-06-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-01-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-01-03
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2016-04-04
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2016-01-27
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-04-27
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-01-19
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2003-02-13
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  17. 1998-03-31
    ➕
    CARRUTHERS, Lorraine Margaret appointed
    secretary
  18. 1998-03-31
    ➕
    CARRUTHERS, Lorraine Margaret appointed
    director
  19. 1998-03-31
    ➕
    DINGWALL, Jessie Primrose West appointed
    director
  20. 1998-03-31
    ➕
    HUTT, Diane appointed
    director
  21. 1998-03-31
    ➖
    HUTT, Enid Millicent resigned
    secretary
  22. 1998-03-31
    ➖
    HUTT, Enid Millicent resigned
    director
  23. 1990-03-10
    ➕
    HUTT, Enid Millicent appointed
    secretary
  24. 1990-03-10
    ➖
    HUTT, Lorraine Margaret resigned
    secretary
  25. 1989-08-23
    ➕
    HUTT, Enid Millicent appointed
    director
  26. 1974-11-11
    🏢
    Company incorporated
    As ANDREW HUTT LIMITED

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "HUTT" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 93 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 93 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 51 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Andrew Hutt
Individual · British · DOB 04/1935 · age 91
75–100%
—75-100% shares01/01/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1974-11-11
Jurisdictionscotland
Primary SIC47781 — SIC 47781

Registered office

22 Boglily Road
Kirkcaldy
Fife
KY2 5NE

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-18
Last: 2026-01-04

Officers (5 active · 3 resigned)

CARRUTHERS, Lorraine Margaret→
secretary · appointed 1998-03-31
View their other companies + combined net worth →
Active
CARRUTHERS, Lorraine Margaret→
director · ~62y · appointed 1998-03-31
View their other companies + combined net worth →
Active
DINGWALL, Jessie Primrose West→
director · ~93y · appointed 1998-03-31
View their other companies + combined net worth →
Active
HUTT, Andrew→
director · ~91y
View their other companies + combined net worth →
Active
HUTT, Diane→
director · ~59y · appointed 1998-03-31
View their other companies + combined net worth →
Active
HUTT, Enid Millicent→
secretary · appointed 1990-03-10 · resigned 1998-03-31
Resigned
HUTT, Lorraine Margaret→
secretary · resigned 1990-03-10
Resigned
HUTT, Enid Millicent→
director · ~65y · appointed 1989-08-23 · resigned 1998-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property13/02/2003—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (103 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-13
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-06-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-08