G.J.C. ANDERSON & CO. LIMITED
- · Oldest live charge 39.6y old — refinance window within 12 months
- 01420SIC 01420
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 85). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 39.6y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 39.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Cash | £180.5k | £168.7k |
| Net assets | £651.5k | £603.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 capital
- • 1 accounts
- • 1 capital
- • 1 accounts
Corporate timeline (26 events)Click to expand
- 2026-03-03📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2026-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-05📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2024-01-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-04📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-07📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-02-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-02-02📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-02📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-11➖STRONACHS SECRETARIES LIMITED resignedcorporate-secretary
- 2021-06-25📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2021-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-09-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2008-05-13➖STRONACHS resignedcorporate-nominee-secretary
- 2008-05-13➕STRONACHS SECRETARIES LIMITED appointedcorporate-secretary
- 2007-09-04🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2007-09-01🔓Charge satisfied #1
- 1986-09-16🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1963-06-06🏢Company incorporatedAs G.J.C. ANDERSON & CO. LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "ANDERSON" — strong identity link between founder and business.
- +Founder age: Director aged approximately 85 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 85 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 63 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr George Alexander Barrie Anderson Individual · British · DOB 11/1942 · age 84 | 75–100% | 50–75% | 75-100% shares · 75-100% voting | 06/04/2016 |
Mr Graham Robert Anderson Individual · British · DOB 12/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 04/09/2007 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 16/09/1986 | 01/09/2007 |