DENIS CADZOW AND COMPANY LIMITED

🌳Matureactive
SC033996 · ltd · incorporated 1959-05-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£8.20M
book net assets
Opportunity
79/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Growing of cereals (except rice), leguminous crops and oil seeds
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
  • 01420SIC 01420
  • 01500SIC 01500
  • 01621SIC 01621
Investor take
Pursue
Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 4 lenders · oldest 25.9y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 25.9 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 5 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
125 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £8,197,173
Net assets shrinking
Down £55,685 YoY
Cash YoY
+0%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£186
~ YoY
Net Worth
£8.2m
~ YoY
Current Assets
£419k
↑ 55% YoY
Current Liabilities
—
£0£1.7m£3.3m£5.0m£6.6m£8.3mOct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-312023-10-31
Total assets£9.82M£9.93M
Current assets£419.5k£270.0k
Cash£186£186
Debtors£144.6k£25.0k
Net assets£8.20M£8.25M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2025-07-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-07-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-06-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-07-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-06-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-06-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-12-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2019-07-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-07-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2017-12-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2017-12-14
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  12. 2017-11-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2017-11-16
    🔒
    Charge registered #6
    Lender: The Agricultural Mortgage Corporation PLC
  14. 2017-09-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2017-07-19
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2017-07-11
    ➕
    YOUNG, Ian appointed
    director
  17. 2017-07-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2014-09-22
    🔓
    Charge satisfied #2
  19. 2014-07-11
    🔓
    Charge satisfied #3
  20. 2014-07-08
    🔒
    Charge registered #5
    Lender: Weatherbys Bank Limited
  21. 2014-05-30
    🔒
    Charge registered #4
    Lender: Weatherbys Bank Limited
  22. 2012-12-01
    ➕
    AH&CO LIMITED appointed
    corporate-secretary
  23. 2012-12-01
    ➖
    DALGLEN SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  24. 2002-02-13
    🔓
    Charge satisfied #1
  25. 2002-02-11
    🔒
    Charge registered #2
    Lender: Adam & Company PLC
  26. 2002-02-01
    🔒
    Charge registered #3
    Lender: Adam & Company PLC
  27. 2000-05-25
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  28. 1999-05-08
    ➕
    YOUNG, Tanya Sarah appointed
    director
  29. 1999-03-01
    ➖
    CADZOW, Joan Margaret resigned
    secretary
  30. 1999-03-01
    ➕
    DALGLEN SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  31. 1998-12-05
    ➖
    CADZOW, Denis Johnston resigned
    director
  32. 1991-03-19
    ➖
    MOFFAT, Robert William resigned
    director
  33. 1988-12-08
    ➕
    CADZOW, Joan Margaret appointed
    director
  34. 1988-12-08
    ➕
    CADZOW, Joan Margaret appointed
    secretary
  35. 1959-05-13
    🏢
    Company incorporated
    As DENIS CADZOW AND COMPANY LIMITED

Owner dependency

98/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "CADZOW" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 37 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 79 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 37 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 67 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Ms Joan Margaret Cadzow
Individual · British · DOB 12/1947 · age 79
50–75%
—50-75% shares06/04/2016
Mrs Tanya Sarah Young
Individual · British · DOB 05/1976 · age 50
25–50%
—25-50% shares11/07/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Agriculture · EH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BRIDGECASTLE POLICIES LIMITED→
SC421114 · est 2012 · no financials extracted
————14y——
C M MACFARLANE LTD→
SC654406 · est 2020 · no financials extracted
————6y——
CARBON ZERO ORGANIC SEAWEED LTD→
SC661990 · est 2020 · no financials extracted
————5y——
CG ARB LTD→
SC783951 · est 2023 · no financials extracted
————2y——
DOUGLAS ORR & COMPANY LIMITED→
SC185757 · est 1998 · no financials extracted
————27y——
ECOHUMAN LTD→
SC599259 · est 2018 · no financials extracted
————7y——
EPHIGHLAND LIMITED→
SC850005 · est 2025 · no financials extracted
———————
ESK FARM LIMITED→
SC167113 · est 1996 · no financials extracted
————29y——
FALLHILLS FENCING LTD→
SC438323 · est 2012 · no financials extracted
————13y——
FENTON ANGLING & FISHERIES LTD→
SC767426 · est 2023 · no financials extracted
————2y——
FISHKEEPER SCOTLAND LIMITED→
SC519990 · est 2015 · no financials extracted
————10y——
FIVE J TRADING LTD→
SC874715 · est 2026 · no financials extracted
———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1959-05-13
Jurisdictionscotland
Primary SIC01110 — Growing of cereals (except rice), leguminous crops and oil seeds

Registered office

The Farm House
Duncrahill Pencaitland
Tranent
East Lothian
EH34 5ER

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-12-23
Last: 2025-12-09

Officers (4 active · 4 resigned)

AH&CO LIMITED→
corporate-secretary · appointed 2012-12-01
View their other companies + combined net worth →
Active
CADZOW, Joan Margaret→
director · ~79y · appointed 1988-12-08
View their other companies + combined net worth →
Active
YOUNG, Ian→
director · ~50y · appointed 2017-07-11
View their other companies + combined net worth →
Active
YOUNG, Tanya Sarah→
director · ~50y · appointed 1999-05-08
View their other companies + combined net worth →
Active
CADZOW, Joan Margaret→
secretary · appointed 1988-12-08 · resigned 1999-03-01
Resigned
DALGLEN SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1999-03-01 · resigned 2012-12-01
Resigned
CADZOW, Denis Johnston→
director · ~110y · resigned 1998-12-05
Resigned
MOFFAT, Robert William→
director · ~74y · resigned 1991-03-19
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
3
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
The Agricultural Mortgage Corporation
The Agricultural Mortgage Corporation PLC
A registered charge1 property16/11/2017—
outstanding
Weatherbys Bank
Weatherbys Bank Limited
A registered charge1 property08/07/2014—
outstanding
Weatherbys Bank
Weatherbys Bank Limited
A registered charge—30/05/2014—
satisfied
Adam & Company
Adam & Company PLC
Standard security1 property11/02/200222/09/2014
satisfied
Adam & Company
Adam & Company PLC
Bond & floating charge1 property01/02/200211/07/2014
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property25/05/200013/02/2002
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (125 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-12
confirmation-statement-with-updates
confirmation-statement · CS01
2020-01-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-07-23