3AT3 LIMITED
🏛️Establishedactive
12153753 · ltd · incorporated 2019-08-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Licenced restaurants
Sector: Accommodation & food service
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 4.0y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.0 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Average employees | 500 | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2025-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-12🔒Charge registered #1Lender: Gordon Trevor Oliver, Carol Denise Griffin and Kim Warren Griffin
- 2021-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-08-13🏢Company incorporatedAs 3AT3 LIMITED
- 2019-08-13➕WILLIAMS, Graeme Tracey appointeddirector
- 2019-08-13➕WILLIAMS, Penny Ann appointeddirector
- 2019-08-13📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Penny Williams Individual · British · DOB 07/1959 · age 67 | 25–50% | — | 25-50% shares | 13/08/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Hospitality · MK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 203 CREATIVE LIMITED→ 07661704 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 24 LANGTHORNE STREET LIMITED→ 08370256 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| 24PUB LTD→ 16146957 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2J GROUP LTD→ 14270677 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3 ST PETERS LTD→ 11820124 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 3B1G EVENTS LIMITED→ 13857438 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 3G LEISURE LTD→ 15342652 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 4 TREES LTD.→ 12720374 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 5FRIENDS LTD→ 17083130 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 786 MNT FOOD LTD→ 16813998 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 9OCLOCK LTD→ 15398583 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A C CONCIERGE X EVENTS LIMITED→ 15947717 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-08-13
Jurisdictionengland-wales
Primary SIC56101 — Licenced restaurants
Registered office
157 Montgomery Close
Stewartby
Bedford
MK43 9LP
England
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-26
Last: 2025-08-12
Officers (2 active · 0 resigned)
WILLIAMS, Graeme Tracey→
Activedirector · ~65y · appointed 2019-08-13
View their other companies + combined net worth →
WILLIAMS, Penny Ann→
Activedirector · ~67y · appointed 2019-08-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Gordon Trevor Oliver, Carol Denise Griffin and Kim Warren Griffin | A registered charge | 1 property | 12/04/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (14 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-08-13
incorporation-company
incorporation · NEWINC
2019-08-13