345 RAIL LEASING LIMITED

🏛️Establishedactive

11770286 · ltd · incorporated 2019-01-16

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 7.1y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

71/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial leasing

Sector: Financial & insurance

ALSO REGISTERED FOR

64999Financial intermediation not elsewhere classified
82990Other business support service activities n.e.c.

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

7 live charges · 2 lenders · oldest 7.1y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 7.1 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

19 officers (7 active, 19 linked, 14 with DOB)

Ownership & PSC

2 active PSC(s) of 4 total, 4 with control declared

Director network

25 connected companies via shared directors

Filing history

67 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

71/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 2 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (60 events)Click to expand

2025-11-11
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-11-11
📄
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-11-01
➕
EQUITIX MANAGEMENT SERVICES LIMITED appointed
corporate-secretary
2025-11-01
➖
BRODIE, Nicole resigned
secretary
2025-10-06
📄
accounts-with-accounts-type-small
accounts · AA
2025-10-01
➕
SCOTT, Jack Anthony appointed
director
2025-10-01
➖
BINNINGTON, Michael Edward resigned
director
2025-10-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-16
📄
change-person-director-company-with-change-date
officers · CH01
2024-10-23
📄
accounts-with-accounts-type-small
accounts · AA
2024-04-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-04-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-03-14
➕
KLECZKOWSKI, Andrew appointed
director
2024-03-14
➕
RAZAQ, Omar appointed
director
2024-03-14
➖
ABE, Takashi resigned
director
2024-03-14
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-14
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-02-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-30
➖
ICHIKAWA, Naoyuki resigned
director
2023-11-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-11-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-11-29
➕
ABE, Takashi appointed
director
2023-11-29
➖
BARNSLEY, Lee Lawrence resigned
director
2023-11-08
📄
accounts-with-accounts-type-small
accounts · AA
2023-06-08
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-06-08
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-04-25
➕
BRODIE, Nicole appointed
secretary
2023-04-25
➖
SHAH, Kinari resigned
secretary
2023-04-06
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-05
🔒
Charge registered #7
Lender: U.S. Bank Trustees Limited as Security Agent for the Secured Parties.
2023-02-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-02-17
📄
change-person-director-company-with-change-date
officers · CH01
2023-02-03
➖
LENESS, Amanda Vanderneth resigned
director
2022-08-26
➕
ICHIKAWA, Naoyuki appointed
director
2022-08-26
➖
RUTHERFORD, Mark Jeremy resigned
director
2022-01-12
➕
SHAH, Kinari appointed
secretary
2022-01-11
➖
CHALLANDS, Jonjo Benjamin resigned
secretary
2021-07-13
➖
BHUWANIA, Achal Prakash resigned
director
2020-11-24
➕
CHALLANDS, Jonjo Benjamin appointed
secretary
2020-11-24
➖
OGRIGRI, Vincent resigned
secretary
2020-07-01
🔒
Charge registered #6
Lender: U.S. Bank Trustees Limited
2020-06-24
🔒
Charge registered #5
Lender: U.S. Bank Trustees Limited
2019-10-23
➕
BINNINGTON, Michael Edward appointed
director
2019-07-31
➖
WARD, David Allen resigned
director
2019-06-04
➕
OGRIGRI, Vincent appointed
secretary
2019-05-29
➕
RAHUF, Kashif appointed
director
2019-03-26
🔒
Charge registered #4
Lender: U.S. Bank Trustees Limited
2019-03-20
🔒
Charge registered #3
Lender: U.S. Bank Trustees Limited

Showing most recent 50 of 60 events

Owner dependency

48/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.

Red flags

1 med · 1 low

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BRODIE, Nicole resigned 2025-11-01; BINNINGTON, Michael Edward resigned 2025-10-01

7 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

2 corporate shareholders identified. Group structure is distributed.

🏛️

Mithras Rail Holdings Limited

Corporate parent · holds 25-50% shares

significant stake

🏛️

345 Rail Leasing Mid Co Limited

Corporate parent · holds 25-50% shares

significant stake

⬇

345 RAIL LEASING LIMITED

This company · 11770286

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mithras Rail Holdings Limited Corporate entity	25–50%	25–50%	25-50% shares · 25-50% voting	13/03/2024
345 Rail Leasing Mid Co Limited Corporate entity	25–50%	25–50%	25-50% shares · 25-50% voting	05/03/2019

2 historic (ceased) PSCs

Smbc Leasing (Uk) Limitedceased 13/03/2024· 25-50% shares · 25-50% voting
Equitix Infrastructure 5a Limited ceased 05/03/2019· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · EC postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
2M ASSET MANAGEMENT LIMITED→ 16210132 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
2NA CAPITAL MANAGEMENT LTD→ 16595019 · est 2025 · no financials extracted	—	—	—	—	—	—	—
2X IGNITE LIMITED→ 15873885 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
3 RED GROUPS LIMITED→ 16590338 · est 2025 · no financials extracted	—	—	—	—	—	—	—
3 SIXTI LTD→ 04726726 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
345 RAIL LEASING MID CO LIMITED→ 11849732 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
39 MORELAND STREET LTD→ 16624564 · est 2025 · no financials extracted	—	—	—	—	—	—	—
3BLOCKS LTD→ 09653684 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
3FR GROUP LTD→ 13833144 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
3G CAPITAL INVESTMENTS LTD→ 13578756 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
3MG INTERNATIONAL LIMITED→ 13272866 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
3XD LIMITED→ 05729788 · est 2006 · no financials extracted	—	—	—	—	20y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2019-01-16

Jurisdictionengland-wales

Primary SIC64910 — Financial leasing

Registered office

3rd Floor (South), 200 Aldersgate Street

London

EC1A 4HD

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-03-03

Last: 2026-02-17