A & C PROPERTY DEVELOPMENT LIMITED
🌳Matureactive
06336231 · ltd · incorporated 2007-08-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 60-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 15.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 15.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-05-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-05-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-05-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-05-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-30🔒Charge registered #5Lender: The Mortgage Works (UK) PLC
- 2021-05-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-01-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-01-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-01-29🔒Charge registered #4Lender: Masthaven Bank Limited
- 2021-01-29🔒Charge registered #3Lender: Masthaven Bank Limited
- 2020-05-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-05-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-05-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-01-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-01-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-01-19🔓Charge satisfied #2
- 2018-01-19🔓Charge satisfied #1
- 2017-05-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2017-01-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-01-23🔒Charge registered #2Lender: Charter Court Financial Services Limited T/a Precise Mortgages
- 2011-01-13🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2007-08-09➕NEWBOULD, Carl appointedsecretary
- 2007-08-09➕LOND-CAULK, Ann appointeddirector
- 2007-08-09➖NEWBOULD, Carol Ann resignedsecretary
- 2007-08-07🏢Company incorporatedAs A & C PROPERTY DEVELOPMENT LIMITED
- 2007-08-07➕NEWBOULD, Carl appointeddirector
- 2007-08-07➕NEWBOULD, Carol Ann appointedsecretary
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Ann Lond-Caulk Individual · British · DOB 08/1966 · age 60 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Carl Newbould Individual · British · DOB 03/1971 · age 55 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 1 AST PROPERTIES LIMITED→ 13857789 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 1 PASS HOLDINGS LIMITED→ 15838941 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1015 PROPERTY LTD→ 11453402 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 1026 PROPERTY MANAGEMENT LIMITED→ 16234361 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 108 BROOMGROVE LIMITED→ 09814383 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 117 HIGH STREET, CLAY CROSS LTD→ 12431770 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 12 O’CLOCK MANAGEMENT LTD→ 15221310 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1228PROPERTIES LTD→ 15923200 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 136, PSALTER LANE MANAGEMENT COMPANY LIMITED→ 06835333 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| 14 ABBEY TERRACE WEST CLIFF LIMITED→ 05247660 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| 159 SANDYMOUNT LIMITED→ 16255977 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 165 WEST STREET LIMITED→ 06819170 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-08-07
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Pleasance, 13 Willowgarth
Rawmarsh
Rotherham
S62 5RR
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-21
Last: 2025-08-07
Officers (3 active · 1 resigned)
Active
LOND-CAULK, Ann→
Activedirector · ~60y · appointed 2007-08-09
View their other companies + combined net worth →
NEWBOULD, Carl→
Activedirector · ~55y · appointed 2007-08-07
View their other companies + combined net worth →
NEWBOULD, Carol Ann→
Resignedsecretary · appointed 2007-08-07 · resigned 2007-08-09
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
3
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 30/07/2021 | — | |
| outstanding | Masthaven Bank Masthaven Bank Limited | A registered charge | 1 property | 29/01/2021 | — | |
| outstanding | Masthaven Bank Masthaven Bank Limited | A registered charge | 1 property | 29/01/2021 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited T/a Precise Mortgages | A registered charge | 1 property | 23/01/2017 | 19/01/2018 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 13/01/2011 | 19/01/2018 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (48 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-05-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-01-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-05-29