A F PROPERTIES (WALES) LIMITED

🌳Matureactive
04213269 · ltd · incorporated 2001-05-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 21.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 77-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 21.1y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 21.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
9 officers (5 active, 9 linked, 6 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
90 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
  1. 2025-09-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-06-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-06-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-06-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2025-06-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2025-06-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2025-06-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2025-06-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2025-06-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2025-06-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2025-06-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2025-06-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2025-06-02
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  15. 2024-09-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2023-08-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2022-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2021-08-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2020-08-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2016-05-10
    ➕
    HOPKINS, David John appointed
    director
  21. 2016-05-10
    ➕
    HOPKINS, Michelle appointed
    director
  22. 2015-05-01
    ➖
    WESTGATE, Michael John resigned
    director
  23. 2012-11-08
    ➖
    LYONS, Mary Anne resigned
    director
  24. 2005-03-18
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Bank PLC
  25. 2002-04-15
    ➕
    LYONS, Mary Anne appointed
    director
  26. 2002-04-15
    ➕
    WESTGATE, Michael John appointed
    director
  27. 2001-05-09
    🏢
    Company incorporated
    As A F PROPERTIES (WALES) LIMITED
  28. 2001-05-09
    ➕
    HOPKINS, Allan Edward appointed
    secretary
  29. 2001-05-09
    ➕
    HOPKINS, Allan Edward appointed
    director
  30. 2001-05-09
    ➕
    HOPKINS, Anna Marian appointed
    director
  31. 2001-05-09
    ➕
    SECRETARIAL APPOINTMENTS LIMITED appointed
    corporate-nominee-secretary
  32. 2001-05-09
    ➖
    SECRETARIAL APPOINTMENTS LIMITED resigned
    corporate-nominee-secretary
  33. 2001-05-09
    ➕
    CORPORATE APPOINTMENTS LIMITED appointed
    corporate-nominee-director
  34. 2001-05-09
    ➖
    CORPORATE APPOINTMENTS LIMITED resigned
    corporate-nominee-director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 77 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Allan Edward Hopkins
Individual · British · DOB 05/1949 · age 77
50–75%
50–75%board control50-75% shares · 50-75% voting · board control10/05/2016
Mrs Anna Marian Hopkins
Individual · British · DOB 11/1954 · age 72
25–50%
25–50%board control25-50% shares · 25-50% voting · board control10/05/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-05-09
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

4 Ynys Bridge Court
Gwaelod Y Garth
Cardiff
CF15 9SS

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-05-23
Last: 2025-05-09

Officers (5 active · 4 resigned)

HOPKINS, Allan Edward→
secretary · appointed 2001-05-09
View their other companies + combined net worth →
Active
HOPKINS, Allan Edward→
director · ~77y · appointed 2001-05-09
View their other companies + combined net worth →
Active
HOPKINS, Anna Marian→
director · ~72y · appointed 2001-05-09
View their other companies + combined net worth →
Active
HOPKINS, David John→
director · ~48y · appointed 2016-05-10
View their other companies + combined net worth →
Active
HOPKINS, Michelle→
director · ~45y · appointed 2016-05-10
View their other companies + combined net worth →
Active
SECRETARIAL APPOINTMENTS LIMITED→
corporate-nominee-secretary · appointed 2001-05-09 · resigned 2001-05-09
Resigned
LYONS, Mary Anne→
director · ~98y · appointed 2002-04-15 · resigned 2012-11-08
Resigned
WESTGATE, Michael John→
director · ~78y · appointed 2002-04-15 · resigned 2015-05-01
Resigned
CORPORATE APPOINTMENTS LIMITED→
corporate-nominee-director · appointed 2001-05-09 · resigned 2001-05-09
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Tsb Bank PLC
Mortgage1 property18/03/2005—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (90 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-04
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-09
change-person-director-company-with-change-date
officers · CH01
2025-06-09
change-person-director-company-with-change-date
officers · CH01
2025-06-09
change-person-director-company-with-change-date
officers · CH01
2025-06-09
change-person-director-company-with-change-date
officers · CH01
2025-06-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-03
change-person-director-company-with-change-date
officers · CH01
2025-06-02
change-person-director-company-with-change-date
officers · CH01
2025-06-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-02
change-person-director-company-with-change-date
officers · CH01
2025-06-02
change-person-director-company-with-change-date
officers · CH01
2025-06-02
change-person-secretary-company-with-change-date
officers · CH03
2025-06-02