109 CATHEDRAL ROAD HOLDINGS LIMITED
💤Zombieactive
12208443 · ltd · incorporated 2019-09-16
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£-497.3k
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 68/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
11 live charges · 4 lenders · oldest 4.6y
5/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.6 years — mid-life; refi window approaching.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £497,253
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£497k
↓ 76% YoY
Current Assets
£2k
↑ 132% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £170.7k | £273.7k |
| Current assets | £2.4k | £1.0k |
| Net assets | £-497.3k | £-282.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
5
filings
- • 5 mortgage
Last 180 days
8
filings
- • 7 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2026-03-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-17🔓Charge satisfied #8
- 2026-03-17🔓Charge satisfied #7
- 2026-03-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-13🔒Charge registered #11Lender: Aldermore Bank PLC
- 2026-03-13🔒Charge registered #10Lender: Aldermore Bank PLC
- 2026-03-13🔒Charge registered #9Lender: Aldermore Bank PLC
- 2025-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-01🔓Charge satisfied #6
- 2025-12-01🔓Charge satisfied #5
- 2025-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-05🔒Charge registered #8Lender: Shawbrook Bank Limited
- 2025-03-05🔒Charge registered #7Lender: Shawbrook Bank Limited
- 2025-02-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-09🔒Charge registered #6Lender: Gfs 1 LTD
- 2024-01-09🔒Charge registered #5Lender: Gfs 1 LTD
- 2024-01-09🔓Charge satisfied #4
- 2024-01-09🔓Charge satisfied #3
- 2024-01-09🔓Charge satisfied #2
- 2023-11-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-28🔓Charge satisfied #1
- 2023-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-31🔒Charge registered #4Lender: Funding 365 Property Limited
- 2023-01-31🔒Charge registered #3Lender: Funding 365 Property Limited
- 2023-01-31🔒Charge registered #2Lender: Funding 365 Property Limited
- 2021-10-01🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2019-09-16🏢Company incorporatedAs 109 CATHEDRAL ROAD HOLDINGS LIMITED
- 2019-09-16➕SOLTYS, Matthew Peter appointeddirector
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
2 med ·3 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-13: A registered charge; 2026-03-13: A registered charge; 2026-03-13: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Thrive Assets Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Thrive Assets Limited
Corporate parent · holds 75-100% shares · board control
⬇
109 CATHEDRAL ROAD HOLDINGS LIMITED
This company · 12208443
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Thrive Assets Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 16/09/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 10 CRANBROOK STREET LTD→ 12973352 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 10 FONTYGARY LTD→ 16107510 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 10 WALK LTD→ 12482901 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 109 CATHEDRAL ROAD MANAGEMENT LIMITED→ 12208191 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 11 KNIGHTS WALK RTM COMPANY LIMITED→ 08933936 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 110 FIDLAS ROAD MANAGEMENT COMPANY LIMITED→ 11713479 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 115 CLAUDE ROAD RTM COMPANY LIMITED→ 08731770 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 119 LTD→ 08774715 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 119C LTD→ 13222166 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 12 BEACH COURT LTD→ 14641352 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 12 CWRT Y PARC MANAGEMENT COMPANY LIMITED→ 09962069 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 12-38 (EVENS) CAE ALAW GOCH RTM COMPANY LIMITED→ 13270046 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-16
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
15 Neptune Court
Vanguard Way
Cardiff
CF24 5PJ
Wales
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-09-29
Last: 2025-09-15
Officers (1 active · 0 resigned)
SOLTYS, Matthew Peter→
Activedirector · ~36y · appointed 2019-09-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
3
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/03/2026 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 2 properties | 05/03/2025 | 17/03/2026 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 2 properties | 05/03/2025 | 17/03/2026 | |
| satisfied | Gfs 1 Gfs 1 LTD | A registered charge | — | 09/01/2024 | 01/12/2025 | |
| satisfied | Gfs 1 Gfs 1 LTD | A registered charge | 1 property | 09/01/2024 | 01/12/2025 | |
| satisfied | Funding 365 Property Funding 365 Property Limited | A registered charge | 1 property | 31/01/2023 | 09/01/2024 | |
| satisfied | Funding 365 Property Funding 365 Property Limited | A registered charge | 1 property | 31/01/2023 | 09/01/2024 | |
| satisfied | Funding 365 Property Funding 365 Property Limited | A registered charge | 1 property | 31/01/2023 | 09/01/2024 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 01/10/2021 | 28/11/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (39 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-23
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-16
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-01
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-12
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-24
change-person-director-company-with-change-date
officers · CH01
2024-11-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-12