PELHAM HOLDINGS LIMITED
Opportunity 71/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 69). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 19 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
70 live charges · 19 lenders · oldest 45.1y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 45.1 years old — likely at or near maturity.
- · 19 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-12-31 | 2024-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (173 events)Click to expand
- 2026-03-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-09-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-07-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-08-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-17📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-03-05📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2021-03-05📄legacycapital · SH20
- 2021-03-05⚠️legacyinsolvency · CAP-SS
- 2021-03-05📄resolutionresolution · RESOLUTIONS
- 2021-02-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-02-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-01-31➖GORASIA, Suresh Premji resigneddirector
- 2021-01-31➖RAINE, Jonathan resigneddirector
- 2018-03-27➕GORASIA, Suresh Premji appointeddirector
- 2018-03-27➕RAINE, Jonathan appointeddirector
- 2018-03-24➖CAMPBELL, Andy resignedsecretary
- 2018-03-24➖CAMPBELL, Andrew James resigneddirector
- 2015-05-02🔓Charge satisfied #71
- 2015-05-02🔓Charge satisfied #70
- 2014-07-11➕CAMPBELL, Andrew James appointeddirector
- 2014-05-02🔓Charge satisfied #69
- 2012-12-17🔒Charge registered #71Lender: Lend Lease Construction (Emea) Limited
- 2012-12-17🔒Charge registered #70Lender: Lend Lease Construction (Emea) Limited
- 2012-10-10🔓Charge satisfied #67
- 2012-04-05➖BELL, Martin resignedsecretary
- 2012-04-05➕CAMPBELL, Andy appointedsecretary
- 2011-12-22🔒Charge registered #69Lender: The Royal Bank of Scotland PLC (The Security Trustee)
- 2011-12-13➕BELL, Martin appointedsecretary
- 2011-12-13➖GORASIA, Suresh Premji resignedsecretary
- 2010-10-15➖ASHURST, John Richard resignedsecretary
- 2010-10-15➕GORASIA, Suresh Premji appointedsecretary
- 2009-07-10➕LYELL, Stuart Paul appointeddirector
- 2009-05-08➖WARREN, Neil Ian resigneddirector
- 2008-08-26➖TROTT, Gary Keith resigneddirector
- 2008-02-08🔓Charge satisfied #68
- 2007-06-19➕WARREN, Neil Ian appointeddirector
- 2006-08-04🔒Charge registered #68Lender: Deutsche Trustee Company Limited (The Security Trustee)
- 2006-07-26➖WARREN, Neil Ian resigneddirector
- 2006-07-25➖GARDNER, Richard Alan resigneddirector
- 2006-05-02🔓Charge satisfied #66
- 2006-05-02🔓Charge satisfied #64
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med · 1 lowFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2021-03-05: legacy
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Julian Ingall Individual · British · DOB 12/1959 · age 67 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 13/11/2019 |
2 historic (ceased) PSCs
- Mr Frederick Paul Graham-Watsonceased 30/09/2024· 25-50% shares · 25-50% voting
- Capital Debt Holdco Ltdceased 13/11/2019· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 1 M&E LTD→ 14925958 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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| 123 CONSTRUCTIONS LIMITED→ 08832265 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 14 FLOORING LTD→ 12088026 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 1NG UTILITIES LTD→ 16231128 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST CALL MAINTENANCE (MANCHESTER) LTD→ 06686719 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 1ST CHOICE ACE GARAGE DOORS LTD→ 16373524 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST CHOICE GRAB HIRE LIMITED→ 10405017 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 1ST CHOICE PROPERTY SERVICES (UK) LTD→ 06713536 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 19 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lend Lease Construction (Emea) Lend Lease Construction (Emea) Limited | Legal charge | 1 property | 17/12/2012 | 02/05/2015 | |
| satisfied | Lend Lease Construction (Emea) Lend Lease Construction (Emea) Limited | Charge over shares | 1 property | 17/12/2012 | 02/05/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC (The Security Trustee) | Debenture | 1 property | 22/12/2011 | 02/05/2014 | |
| satisfied | Deutsche Trustee Company (The Security Trustee) Deutsche Trustee Company Limited (The Security Trustee) | Guarantee & debenture | 1 property | 04/08/2006 | 08/02/2008 | |
| satisfied | Barclays Barclays Bank PLC | Charge | 1 property | 14/10/2005 | 10/10/2012 | |
| satisfied | Barclays Barclays Bank PLC | Charge | 1 property | 22/06/2005 | 02/05/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 22/06/2004 | 02/05/2006 | |
| satisfied | Barclays Barclays Bank PLC | Assignment of option agreement | 1 property | 22/06/2004 | 02/05/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 07/10/1999 | 02/05/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 13/11/1998 | 02/05/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/10/1998 | 02/05/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 09/10/1998 | 02/05/2006 | |
| satisfied | Barclays Barclays Bank PLC | Sub-mortgage | 1 property | 19/05/1997 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/08/1996 | 02/05/2006 | |
| satisfied | Barclays Barclays Bank PLC | Sub-mortgage | 1 property | 28/06/1996 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 16/01/1996 | 02/05/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 11/12/1995 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 11/12/1995 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 11/12/1995 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 11/12/1995 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 11/12/1995 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 11/12/1995 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 11/12/1995 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/06/1994 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/06/1994 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/06/1994 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 03/06/1994 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee and debenture | 1 property | 07/02/1992 | 25/01/1994 | |
| satisfied | Co-operative Bank Co-Operative Bank Public Limited Company | Legal charge | 1 property | 18/09/1991 | 25/03/1999 | |
| satisfied | Co-Opertive Bank Public Company Co-Opertive Bank Public Limited Company | Legal charge | 1 property | 18/09/1991 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 21/05/1991 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 27/03/1991 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 29/06/1990 | 25/03/1999 | |
| satisfied | Co-operative Bank Co-Operative Bank Public Limited Company | Legal charge | 1 property | 12/04/1989 | 25/03/1999 | |
| satisfied | Co-operative Bank Co-Operative Bank Public Limited Company | Legal charge | 1 property | 06/03/1989 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 08/12/1987 | 30/01/1990 | |
| satisfied | Co-Operatibe Bank Public Company Co-Operatibe Bank Public Limited Company | Legal charge | 1 property | 03/12/1987 | 10/12/1991 | |
| satisfied | Co-operative Bank Co-Operative Bank Public Limited Company | Legal charge | 1 property | 29/06/1987 | 10/12/1991 | |
| satisfied | Malcolm Ellicott & Co. | Legal charge | 1 property | 30/12/1986 | 25/03/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 22/12/1986 | 10/12/1991 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 22/12/1986 | 10/12/1991 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 19/11/1986 | 10/12/1991 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 27/06/1986 | 10/12/1991 | |
| outstanding | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 24/04/1986 | — | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 2 properties | 21/04/1986 | 10/12/1991 | |
| satisfied | Co-operative Bank Co-Operative Bank Public Limited Company. | Legal charge | 2 properties | 21/02/1986 | 10/12/1991 | |
| outstanding | Allied Irish Investment Bank . Allied Irish Investment Bank LTD. | Legal mortgage | 1 property | 31/01/1986 | — | |
| outstanding | Allied Irish Investment Bank . Allied Irish Investment Bank LTD. | Legal charge | 2 properties | 22/08/1985 | — | |
| outstanding | Allied Irish Investments Bank Allied Irish Investments Bank Limited | Legal charge | 1 property | 01/08/1985 | — | |
| outstanding | Allied Irish Investment Bank Allied Irish Investment Bank Limited | Legal mortgage | 1 property | 25/04/1985 | — | |
| outstanding | Co-operative Bank Co-Operative Bank Public Limited Company. | Legal charge | 1 property | 10/04/1985 | — | |
| outstanding | Allied Irish Investment Bank Allied Irish Investment Bank Limited | Legal mortgage | 1 property | 20/11/1984 | — | |
| outstanding | Coopertative Bank Coopertative Bank PLC | Legal charge | 1 property | 17/07/1984 | — | |
| outstanding | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 12/07/1984 | — | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Charge | 1 property | 10/04/1984 | 10/12/1991 | |
| outstanding | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 10/04/1984 | — | |
| outstanding | Co-operative Bank Co-Operative Bank Public Limited Company. | Legal charge | 1 property | 19/03/1984 | — | |
| outstanding | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 17/01/1984 | — | |
| outstanding | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 2 properties | 09/11/1983 | — | |
| outstanding | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 30/09/1983 | — | |
| outstanding | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 11/07/1983 | — | |
| outstanding | Co-operative Bank Co-Operative Bank Public Limited Company. | Legal charge | 1 property | 09/06/1983 | — | |
| outstanding | Co-operative Bank Co-Operative Bank Public Limited Company | Legal charge | 1 property | 08/06/1983 | — | |
| outstanding | Co-operative Bank Co-Operative Bank Limietd | Mortgage | 1 property | 10/03/1983 | — | |
| outstanding | Co-operative Bank Co-Operative Bank Pubic Limited Company | Legal charge | 1 property | 02/07/1982 | — | |
| outstanding | Co-Operative Ban . Co-Operative Ban Limited. | Mortgage | 1 property | 21/12/1981 | — | |
| outstanding | Co-operative Bank Co-Operative Bank Public Limited Company | Legal charge | 1 property | 30/11/1981 | — | |
| outstanding | Co-operative Bank Co-Operative Bank Public Limited Company | Legal charge | 1 property | 30/11/1981 | — | |
| outstanding | Co-operative Bank Co-Operative Bank Limited | Legal charge | 1 property | 27/02/1981 | — | |
| outstanding | Bovis Homes Southern Bovis Homes Southern Limited | Legal charge | 1 property | 27/02/1981 | — |