PELHAM HOLDINGS LIMITED

🌳Matureactive
01514574 · ltd · incorporated 1980-08-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2025
Net worth
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 71/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 69). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 19 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

70 live charges · 19 lenders · oldest 45.1y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 45.1 years old — likely at or near maturity.
  • · 19 lenders named — inter-creditor friction likely.
  • · Legal-friction score 55/100 (high).

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
70 charges (70/70 with lender, 70/70 with type)
90
Directors & officers
22 officers (3 active, 22 linked, 16 with DOB)
85
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
30 connected companies via shared directors
90
Filing history
308 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
56
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-12-312024-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
2
filings
  • 1 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (173 events)Click to expand
  1. 2026-03-11
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-09-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-01-14
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-01-14
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2024-07-17
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2023-08-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2023-07-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2023-07-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2022-09-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-09-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-05-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2021-05-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2021-05-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2021-04-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2021-03-05
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  16. 2021-03-05
    📄
    legacy
    capital · SH20
  17. 2021-03-05
    ⚠️
    legacy
    insolvency · CAP-SS
  18. 2021-03-05
    📄
    resolution
    resolution · RESOLUTIONS
  19. 2021-02-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2021-02-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2021-01-31
    GORASIA, Suresh Premji resigned
    director
  22. 2021-01-31
    RAINE, Jonathan resigned
    director
  23. 2018-03-27
    GORASIA, Suresh Premji appointed
    director
  24. 2018-03-27
    RAINE, Jonathan appointed
    director
  25. 2018-03-24
    CAMPBELL, Andy resigned
    secretary
  26. 2018-03-24
    CAMPBELL, Andrew James resigned
    director
  27. 2015-05-02
    🔓
    Charge satisfied #71
  28. 2015-05-02
    🔓
    Charge satisfied #70
  29. 2014-07-11
    CAMPBELL, Andrew James appointed
    director
  30. 2014-05-02
    🔓
    Charge satisfied #69
  31. 2012-12-17
    🔒
    Charge registered #71
    Lender: Lend Lease Construction (Emea) Limited
  32. 2012-12-17
    🔒
    Charge registered #70
    Lender: Lend Lease Construction (Emea) Limited
  33. 2012-10-10
    🔓
    Charge satisfied #67
  34. 2012-04-05
    BELL, Martin resigned
    secretary
  35. 2012-04-05
    CAMPBELL, Andy appointed
    secretary
  36. 2011-12-22
    🔒
    Charge registered #69
    Lender: The Royal Bank of Scotland PLC (The Security Trustee)
  37. 2011-12-13
    BELL, Martin appointed
    secretary
  38. 2011-12-13
    GORASIA, Suresh Premji resigned
    secretary
  39. 2010-10-15
    ASHURST, John Richard resigned
    secretary
  40. 2010-10-15
    GORASIA, Suresh Premji appointed
    secretary
  41. 2009-07-10
    LYELL, Stuart Paul appointed
    director
  42. 2009-05-08
    WARREN, Neil Ian resigned
    director
  43. 2008-08-26
    TROTT, Gary Keith resigned
    director
  44. 2008-02-08
    🔓
    Charge satisfied #68
  45. 2007-06-19
    WARREN, Neil Ian appointed
    director
  46. 2006-08-04
    🔒
    Charge registered #68
    Lender: Deutsche Trustee Company Limited (The Security Trustee)
  47. 2006-07-26
    WARREN, Neil Ian resigned
    director
  48. 2006-07-25
    GARDNER, Richard Alan resigned
    director
  49. 2006-05-02
    🔓
    Charge satisfied #66
  50. 2006-05-02
    🔓
    Charge satisfied #64
Showing most recent 50 of 173 events

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high · 1 med · 1 low
1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2021-03-05: legacy

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

24 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Michael Julian Ingall
Individual · British · DOB 12/1959 · age 67
75100%
75–100%75-100% shares · 75-100% voting13/11/2019
2 historic (ceased) PSCs
  • Mr Frederick Paul Graham-Watsonceased 30/09/2024· 25-50% shares · 25-50% voting
  • Capital Debt Holdco Ltdceased 13/11/2019· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1980-08-28
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

C/O Allied London, Suite 1, Bonded Warehouse
18 Lower Byrom Street
Manchester
Greater Manchester
M3 4AP
England

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (3 active · 19 resigned)

GRAHAM-WATSON, Frederick Paul
director · ~69y · appointed 1993-12-08
View their other companies + combined net worth →
Active
INGALL, Michael Julian
director · ~67y · appointed 2000-04-27
View their other companies + combined net worth →
Active
LYELL, Stuart Paul
director · ~69y · appointed 2009-07-10
View their other companies + combined net worth →
Active
ASHURST, John Richard
secretary · appointed 2004-05-14 · resigned 2010-10-15
Resigned
BELL, Martin
secretary · appointed 2011-12-13 · resigned 2012-04-05
Resigned
BOOTH, Peter James
secretary · resigned 2004-05-14
Resigned
CAMPBELL, Andy
secretary · appointed 2012-04-05 · resigned 2018-03-24
Resigned
GORASIA, Suresh Premji
secretary · appointed 2010-10-15 · resigned 2011-12-13
Resigned
STAPLETON, Valerie Georgina
secretary · appointed 2000-09-07 · resigned 2003-07-01
Resigned
BOOTH, Peter James
director · ~73y · resigned 2004-05-14
Resigned
CAMPBELL, Andrew James
director · ~50y · appointed 2014-07-11 · resigned 2018-03-24
Resigned
COLVERD, Robert Cecil
director · ~89y · resigned 2002-08-16
Resigned
GARDNER, Richard Alan
director · ~81y · appointed 1999-10-01 · resigned 2006-07-25
Resigned
GORASIA, Suresh Premji
director · ~52y · appointed 2018-03-27 · resigned 2021-01-31
Resigned
LEIGH, Geoffrey Norman, Sir
director · ~93y · appointed 1993-12-08 · resigned 1998-11-26
Resigned
RAINE, Jonathan
director · ~45y · appointed 2018-03-27 · resigned 2021-01-31
Resigned
STANTON, Howard Terence
director · ~84y · appointed 1993-12-08 · resigned 2001-12-31
Resigned
STAPLETON, John
director · ~76y · resigned 2002-09-06
Resigned
TROTT, Gary Keith
director · ~54y · appointed 2004-07-28 · resigned 2008-08-26
Resigned
TURNBULL, Nigel James Cavers
director · ~83y · resigned 1993-03-08
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

70
Total charges
24
Outstanding
7
Active lenders
Status:Lender:70 of 70 shown
TypeProperties
satisfied
Lend Lease Construction (Emea)
Lend Lease Construction (Emea) Limited
Legal charge1 property17/12/201202/05/2015
satisfied
Lend Lease Construction (Emea)
Lend Lease Construction (Emea) Limited
Charge over shares1 property17/12/201202/05/2015
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC (The Security Trustee)
Debenture1 property22/12/201102/05/2014
satisfied
Deutsche Trustee Company (The Security Trustee)
Deutsche Trustee Company Limited (The Security Trustee)
Guarantee & debenture1 property04/08/200608/02/2008
satisfied
Barclays
Barclays Bank PLC
Charge1 property14/10/200510/10/2012
satisfied
Barclays
Barclays Bank PLC
Charge1 property22/06/200502/05/2006
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property22/06/200402/05/2006
satisfied
Barclays
Barclays Bank PLC
Assignment of option agreement1 property22/06/200402/05/2006
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property07/10/199902/05/2006
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property13/11/199802/05/2006
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property14/10/199802/05/2006
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property09/10/199802/05/2006
satisfied
Barclays
Barclays Bank PLC
Sub-mortgage1 property19/05/199725/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/08/199602/05/2006
satisfied
Barclays
Barclays Bank PLC
Sub-mortgage1 property28/06/199625/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property16/01/199602/05/2006
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property11/12/199525/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property11/12/199525/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property11/12/199525/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property11/12/199525/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property11/12/199525/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property11/12/199525/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property11/12/199525/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property30/06/199425/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property30/06/199425/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property30/06/199425/03/1999
satisfied
Barclays
Barclays Bank PLC
Debenture1 property03/06/199425/03/1999
satisfied
Barclays
Barclays Bank PLC
Guarantee and debenture1 property07/02/199225/01/1994
satisfied
Co-operative Bank
Co-Operative Bank Public Limited Company
Legal charge1 property18/09/199125/03/1999
satisfied
Co-Opertive Bank Public Company
Co-Opertive Bank Public Limited Company
Legal charge1 property18/09/199125/03/1999
satisfied
Barclays
Barclays Bank PLC
Debenture1 property21/05/199125/03/1999
satisfied
Barclays
Barclays Bank PLC
Debenture1 property27/03/199125/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property29/06/199025/03/1999
satisfied
Co-operative Bank
Co-Operative Bank Public Limited Company
Legal charge1 property12/04/198925/03/1999
satisfied
Co-operative Bank
Co-Operative Bank Public Limited Company
Legal charge1 property06/03/198925/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property08/12/198730/01/1990
satisfied
Co-Operatibe Bank Public Company
Co-Operatibe Bank Public Limited Company
Legal charge1 property03/12/198710/12/1991
satisfied
Co-operative Bank
Co-Operative Bank Public Limited Company
Legal charge1 property29/06/198710/12/1991
satisfied
Malcolm Ellicott & Co.
Legal charge1 property30/12/198625/03/1999
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property22/12/198610/12/1991
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property22/12/198610/12/1991
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property19/11/198610/12/1991
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property27/06/198610/12/1991
outstanding
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property24/04/1986
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge2 properties21/04/198610/12/1991
satisfied
Co-operative Bank
Co-Operative Bank Public Limited Company.
Legal charge2 properties21/02/198610/12/1991
outstanding
Allied Irish Investment Bank .
Allied Irish Investment Bank LTD.
Legal mortgage1 property31/01/1986
outstanding
Allied Irish Investment Bank .
Allied Irish Investment Bank LTD.
Legal charge2 properties22/08/1985
outstanding
Allied Irish Investments Bank
Allied Irish Investments Bank Limited
Legal charge1 property01/08/1985
outstanding
Allied Irish Investment Bank
Allied Irish Investment Bank Limited
Legal mortgage1 property25/04/1985
outstanding
Co-operative Bank
Co-Operative Bank Public Limited Company.
Legal charge1 property10/04/1985
outstanding
Allied Irish Investment Bank
Allied Irish Investment Bank Limited
Legal mortgage1 property20/11/1984
outstanding
Coopertative Bank
Coopertative Bank PLC
Legal charge1 property17/07/1984
outstanding
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property12/07/1984
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Charge1 property10/04/198410/12/1991
outstanding
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property10/04/1984
outstanding
Co-operative Bank
Co-Operative Bank Public Limited Company.
Legal charge1 property19/03/1984
outstanding
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property17/01/1984
outstanding
Co-operative Bank
The Co-Operative Bank PLC
Legal charge2 properties09/11/1983
outstanding
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property30/09/1983
outstanding
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property11/07/1983
outstanding
Co-operative Bank
Co-Operative Bank Public Limited Company.
Legal charge1 property09/06/1983
outstanding
Co-operative Bank
Co-Operative Bank Public Limited Company
Legal charge1 property08/06/1983
outstanding
Co-operative Bank
Co-Operative Bank Limietd
Mortgage1 property10/03/1983
outstanding
Co-operative Bank
Co-Operative Bank Pubic Limited Company
Legal charge1 property02/07/1982
outstanding
Co-Operative Ban .
Co-Operative Ban Limited.
Mortgage1 property21/12/1981
outstanding
Co-operative Bank
Co-Operative Bank Public Limited Company
Legal charge1 property30/11/1981
outstanding
Co-operative Bank
Co-Operative Bank Public Limited Company
Legal charge1 property30/11/1981
outstanding
Co-operative Bank
Co-Operative Bank Limited
Legal charge1 property27/02/1981
outstanding
Bovis Homes Southern
Bovis Homes Southern Limited
Legal charge1 property27/02/1981
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (308 total)

accounts-with-accounts-type-dormant
accounts · AA
2026-03-11
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-14
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-12
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-01-14
accounts-with-accounts-type-dormant
accounts · AA
2024-07-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-17
change-person-director-company-with-change-date
officers · CH01
2023-07-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-13
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-20
confirmation-statement-with-updates
confirmation-statement · CS01
2022-01-12
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-21