MCM INVESTMENT HOUSE LLP
Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · oldest 21.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 300 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (32 events)Click to expand
- 2026-04-20📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2025-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-26📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2024-10-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-03📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2023-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-13📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2022-09-06📄mortgage-satisfy-charge-full-limited-liability-partnershipmortgage · LLMR04
- 2022-09-06🔓Charge satisfied #1
- 2022-07-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-25📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2021-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-25📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2020-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-31📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2019-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-20📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2018-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-27📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2017-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-30📄confirmation-statement-with-updatesconfirmation-statement · LLCS01
- 2016-06-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-13📄annual-return-limited-liability-partnership-with-made-up-dateannual-return · LLAR01
- 2016-04-13📄change-person-member-limited-liability-partnership-with-name-change-dateofficers · LLCH01
- 2016-04-13📄change-person-member-limited-liability-partnership-with-name-change-dateofficers · LLCH01
- 2015-06-12📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-07-17🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2004-11-26🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2004-11-26🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2002-03-19🏢Company incorporatedAs MCM INVESTMENT HOUSE LLP
- 2002-03-19➕CUTHBERT, Jane appointedllp-designated-member
- 2002-03-19➕MCINTOSH, Alan appointedllp-designated-member
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +No director turnover: Company is 24 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Mcintosh Individual · British · DOB 07/1962 · age 64 | — | 25–50% | 25-50% voting | 06/04/2016 |
Ms Jane Watt Cuthbert Individual · British · DOB 06/1965 · age 61 | — | 25–50% | 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| STUDIO HIGHLANDS LTD→ SC809332 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/07/2012 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 26/11/2004 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 26/11/2004 | 06/09/2022 |