AFRICAPAY LIMITED

🌱Startupactive
SC847456 · ltd · incorporated 2025-05-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Management consultancy activities other than financial management
Sector: Professional, scientific & technical
Investor take
Pursue
Active trading company with a 69-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 65/100. Strong seller-intent signal (60/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: low (52/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 1 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 persons-with-significant-control
Last 180 days
1
filing
  • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2026-02-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  2. 2025-07-02
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  3. 2025-07-01
    NAIR, Vasudev Aravindakshan appointed
    secretary
  4. 2025-07-01
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  5. 2025-07-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-06-30
    TOURISTPAY LIMITED resigned
    corporate-director
  7. 2025-06-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2025-05-06
    🏢
    Company incorporated
    As AFRICAPAY LIMITED
  9. 2025-05-06
    MOUANGUE ESSOUKAN, Ebenezer, Mr. appointed
    director
  10. 2025-05-06
    TOURISTPAY LIMITED appointed
    corporate-director
  11. 2025-05-06
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +Young company: Only 1.0 years old — management layer unlikely to be developed.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Digital Local Currency Limited holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️
Digital Local Currency Limited
Corporate parent · holds 25-50% shares · board control
significant stake
AFRICAPAY LIMITED
This company · SC847456

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Digital Local Currency Limited
Corporate entity
2550%
75–100%board control75-100% shares · 75-100% voting · board control06/05/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusactive
Typeltd
Incorporated2025-05-06
Jurisdictionscotland
Primary SIC70229 — Management consultancy activities other than financial management

Registered office

Flat 2/3, 2nd Floor 48 West George Street
Glasgow
G2 1BP
Scotland

Filing status

Accounts
Next due: 2027-02-06
Last made up to:
Confirmation statement
Next due: 2026-05-19
Last:

Officers (2 active · 1 resigned)

NAIR, Vasudev Aravindakshan
secretary · appointed 2025-07-01
View their other companies + combined net worth →
Active
MOUANGUE ESSOUKAN, Ebenezer, Mr.
director · ~69y · appointed 2025-05-06
View their other companies + combined net worth →
Active
TOURISTPAY LIMITED
corporate-director · appointed 2025-05-06 · resigned 2025-06-30
Resigned

Click a director name to see their full track record across all companies.

Recent filings (6 total)

change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-02-02
change-account-reference-date-company-current-extended
accounts · AA01
2025-07-02
appoint-person-secretary-company-with-name-date
officers · AP03
2025-07-01
termination-director-company-with-name-termination-date
officers · TM01
2025-07-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-18
incorporation-company
incorporation · NEWINC
2025-05-06