AMS DWELLINGS LTD
🌱Startupactive
SC813171 · ltd · incorporated 2024-06-11
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£-40.9k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68310Real estate agencies
- 68320Management of real estate on a fee or contract basis
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 1.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.7 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £40,872
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
-£41k
Current Assets
£4k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-06-30 |
|---|---|
| Total assets | £117.1k |
| Current assets | £4.0k |
| Net assets | £-40.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-05-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-03-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-31🔓Charge satisfied #2
- 2025-01-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-20🔒Charge registered #3Lender: Lendinvest Btl Limited
- 2024-08-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-26🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2024-08-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-21🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2024-06-11🏢Company incorporatedAs AMS DWELLINGS LTD
- 2024-06-11➕DEY, Ashleigh Anne appointeddirector
- 2024-06-11➕SIMMERS, Michael John appointeddirector
- 2024-06-11📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 1.9 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael John Simmers Individual · British · DOB 05/1988 · age 38 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 11/06/2024 |
Miss Ashleigh Anne Dey Individual · British · DOB 06/1990 · age 36 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 11/06/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AS93 LTD→ SC739497 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ASKO COMMERCIAL PROPERTY LIMITED→ SC811119 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASL INVESTMENTS LIMITED→ SC333364 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ASSETECH LTD→ SC871867 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BADB PROPERTY LIMITED→ SC858504 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BANMAN HOLDINGS LTD→ SC751357 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BAYFORD GREEN LTD→ SC674994 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BEACHDAZE LIMITED→ SC745375 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BEAMARR PROPERTY LTD→ SC787243 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BELVACK LIMITED→ SC067367 · est 1979 · no financials extracted | — | — | — | — | 47y | — | — |
| BEN THOW LIMITED→ SC058084 · est 1975 · no financials extracted | — | — | — | — | 50y | — | — |
| BENAMARA LIMITED→ SC701188 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-06-11
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
14 Rosebank
Oldmeldrum
Inverurie
AB51 0BG
Scotland
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-23
Last: 2025-06-09
Officers (2 active · 0 resigned)
DEY, Ashleigh Anne→
Activedirector · ~36y · appointed 2024-06-11
View their other companies + combined net worth →
SIMMERS, Michael John→
Activedirector · ~38y · appointed 2024-06-11
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 20/01/2025 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 3 properties | 26/08/2024 | 31/03/2025 | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 21/08/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (14 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-09
change-person-director-company-with-change-date
officers · CH01
2025-05-14
change-person-director-company-with-change-date
officers · CH01
2025-05-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-23
incorporation-company
incorporation · NEWINC
2024-06-11