AJ&BJ PROPERTY LTD
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Opportunity 72/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 1.7y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.7 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-06-30 |
|---|---|
| Total assets | £152.5k |
| Current assets | £948 |
| Net assets | £-26.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (9 events)Click to expand
- 2026-03-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-13🔒Charge registered #2Lender: Aldermore Bank PLC
- 2024-08-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-06🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2024-06-06🏢Company incorporatedAs AJ&BJ PROPERTY LTD
- 2024-06-06➕JASTRZEBSKA, Bogumila appointeddirector
- 2024-06-06➕JASTRZEBSKI, Andrzej appointeddirector
- 2024-06-06📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 1.9 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrzej Jastrzebski Individual · Polish · DOB 07/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/06/2024 |
Mrs Bogumila Jastrzebska Individual · Polish · DOB 11/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/06/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| CASTLE MILK NOMINEES LIMITED→ SC212861 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
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| DUMFRIES AND GALLOWAY HOMES LIMITED→ SC304439 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| DUMFRIES RENTALS LIMITED→ SC710719 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| EWM INVESTCO LIMITED→ SC465467 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| FLEET VALLEY PROPERTIES LTD→ SC695657 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| FLEETBANK HOUSE LTD→ 13867352 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| FORESTWAY INVESTMENTS LIMITED→ SC371183 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| GILNOCKIE BUSINESS PARK LIMITED→ SC555606 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| HARTER INVESTMENTS LTD→ SC461031 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/09/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 2 properties | 06/08/2024 | — |