SET FINANCIAL LIMITED
- 66110Administration of financial markets
Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 |
|---|---|
| Total assets | £1.6k |
| Current assets | £1.7k |
| Net assets | £1.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (5 events)Click to expand
- 2026-03-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-15🏢Company incorporatedAs SET FINANCIAL LIMITED
- 2024-05-15➕SKEDD, Joe appointeddirector
- 2024-05-15➕TURNEY, Amy Elaine appointeddirector
- 2024-05-15📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 2.0 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Amy Elaine Turney Individual · British · DOB 04/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 15/05/2024 |
Mr Joe Skedd Individual · British · DOB 03/1983 · age 43 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 15/05/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Active · Financial services · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHRISTIE FINANCIAL PLANNING LIMITED→ SC189743 · est 1998 | — | — | £162.2k | — | 27y | 82 | 65y |
| JMC FINANCIAL SERVICES LIMITED→ SC245180 · est 2003 | — | — | £17.1k | — | 23y | 82 | 58y |
| KEN BINNIE FINANCIAL LIMITED→ SC244778 · est 2003 | — | — | £253 | — | 23y | 82 | 66y |
| PACIFIC SHELF 1272 LIMITED→ SC267459 · est 2004 | — | — | — | 1 | 21y | 82 | 77y |
| A G FINANCE (SCOTLAND) LIMITED→ SC281499 · est 2005 | — | — | — | 11 | 21y | 80 | 64y |
| ACMCA LIMITED→ SC234784 · est 2002 | — | — | £19.7k | — | 23y | 80 | 71y |
| ALAN R. MACKAY & COMPANY LIMITED→ SC114821 · est 1988 | — | — | — | 37 | 37y | 80 | 58y |
| AYRSHIRE FINANCIAL SERVICES LTD.→ SC209344 · est 2000 | — | — | £85.3k | — | 25y | 80 | 60y |
| B.P.D. SOLUTIONS LTD→ SC396317 · est 2011 | — | — | £2 | — | 15y | 80 | 66y |
| DAVID MUNRO FINANCIAL SERVICES LIMITED→ SC350315 · est 2008 | — | — | £47.9k | — | 17y | 80 | 62y |
| JIM WYLIE MORTGAGE & FINANCIAL SERVICES LIMITED→ SC246054 · est 2003 | — | — | £180.3k | — | 23y | 80 | 62y |
| KEN NAIRN LTD→ SC394820 · est 2011 | — | — | £178.0k | — | 15y | 80 | 62y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
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