TMW (COMMERCIAL) LIMITED

🌿Early-stageactive

SC781785 · ltd · incorporated 2023-09-07

Investment thesis

Growth-phase business — story-led; valuation sensitive to momentum.

Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.

Why risky: Price often leads fundamentals; dependency on founder often high.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

70/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (1 active, 2 linked, 2 with DOB)

Ownership & PSC

0 active PSC(s) of 1 total, 1 with control declared

Director network

10 connected companies via shared directors

Filing history

11 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

70/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

• 2 officers
• 1 persons-with-significant-control

Last 180 days

filings

• 2 officers
• 1 persons-with-significant-control

Counts from Companies House filing history.

Corporate timeline (13 events)Click to expand

2026-04-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-19
➕
MOHAMMED, Asif appointed
director
2026-04-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-15
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-14
➖
MOHAMMED, Asif resigned
director
2025-06-12
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-06-05
📄
change-person-director-company-with-change-date
officers · CH01
2024-04-02
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2024-04-02
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-07
🏢
Company incorporated
As TMW (COMMERCIAL) LIMITED
2023-09-07
➕
MOHAMMED, Asif appointed
director
2023-09-07
📄
change-account-reference-date-company-current-extended
accounts · AA01
2023-09-07
📄
incorporation-company
incorporation · NEWINC

Owner dependency

80/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Young company: Only 2.7 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
@SIPP LIMITED→ SC217126 · est 2001	£37.09M £26.97M–£47.20M	£10.21M	—	6200	25y	85	62y
FORWARD ASSET FINANCE LIMITED→ SC337979 · est 2008	£1.02M £744.7k–£1.30M	—	—	500	18y	83	64y
COMMONWEALTH GAMES (SCOTLAND) ENDOWMENT FUND→ SC301214 · est 2006	£22.3k £16.2k–£28.3k	—	—	0	20y	83	66y
BLAIRSTON ENTERPRISES LIMITED→ SC368750 · est 2009	—	—	£2.38M	—	16y	83	72y
CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED→ SC200273 · est 1999 · no financials extracted	—	—	—	—	26y	83	59y
FEMALE INDEPENDENT LTD.→ SC245607 · est 2003	—	—	£20.0k	—	23y	83	66y
HARRY SMITH, LIMITED→ SC008622 · est 1913	—	—	£1.66M	—	113y	83	58y
KELVIN SMITH (INSURANCE BROKERS) LIMITED→ SC301532 · est 2006	—	—	£3.48M	—	20y	83	63y
MORTGAGE ADVICE BROKERAGE LTD→ SC336489 · est 2008	—	—	—	1500	18y	83	58y
NITRON INVESTMENTS LIMITED→ SC047915 · est 1970	—	—	£431.4k	—	55y	83	80y
PENTA CAPITAL INVESTMENTS LIMITED→ SC277543 · est 2004 · no financials extracted	—	—	—	—	21y	83	64y
PEOPLESCHAMPION.COM LIMITED→ SC270602 · est 2004 · no financials extracted	—	—	—	—	21y	83	63y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2023-09-07

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Caledonia Business Centre Thornliebank Industrial Estate

Thornliebank

Glasgow

G46 8JT

Scotland

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-06-19

Last: 2025-06-05

Officers (1 active · 1 resigned)

MOHAMMED, Asif→

director · ~46y · appointed 2026-04-19

View their other companies + combined net worth →

Active

MOHAMMED, Asif→

director · ~46y · appointed 2023-09-07 · resigned 2026-04-14

Resigned

Click a director name to see their full track record across all companies.

Recent filings (11 total)

appoint-person-director-company-with-name-date

officers · AP01

2026-04-20

termination-director-company-with-name-termination-date

officers · TM01

2026-04-15

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2026-04-15

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-07-01

accounts-with-accounts-type-dormant

accounts · AA

2025-06-12

confirmation-statement-with-updates

confirmation-statement · CS01

2024-06-05

change-person-director-company-with-change-date

officers · CH01

2024-06-05

certificate-change-of-name-company

change-of-name · CERTNM

2024-04-02

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-04-02

change-account-reference-date-company-current-extended

accounts · AA01

2023-09-07

incorporation-company

incorporation · NEWINC

2023-09-07