DC PROPERTY (SCOTLAND) LTD
- 68209Other letting and operating of own or leased real estate
Opportunity 64/100 (worth a look), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
38 live charges · 10 lenders · oldest 1.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.1 years old — likely still in initial term.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 |
|---|---|
| Total assets | £1.66M |
| Current assets | £49.0k |
| Cash | £3.9k |
| Debtors | £45.1k |
| Net assets | £-38.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 mortgage
- • 1 accounts
- • 2 mortgage
- • 1 accounts
Corporate timeline (67 events)Click to expand
- 2026-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-10🔓Charge satisfied #1
- 2026-03-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-04🔒Charge registered #38Lender: Shawbrook Bank Limited
- 2026-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-03🔒Charge registered #37Lender: Shawbrook Bank Limited
- 2025-10-03🔒Charge registered #36Lender: Shawbrook Bank Limited
- 2025-10-03🔒Charge registered #35Lender: Shawbrook Bank Limited
- 2025-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-14🔓Charge satisfied #22
- 2025-08-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-11🔒Charge registered #28Lender: Together Commercial Finance Limited
- 2025-08-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-07🔒Charge registered #34Lender: Lendinvest Btl Limited
- 2025-08-06🔒Charge registered #33Lender: Lendinvest Btl Limited
- 2025-08-06🔒Charge registered #32Lender: Lendinvest Btl Limited
- 2025-08-01🔒Charge registered #31Lender: Paratus Amc Limited
- 2025-08-01🔒Charge registered #30Lender: Paratus Amc Limited
- 2025-08-01🔒Charge registered #29Lender: Paratus Amc Limited
- 2025-08-01🔒Charge registered #27Lender: Lendinvest Btl Limited
- 2025-08-01🔒Charge registered #26Lender: Paratus Amc Limited Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004)
- 2025-08-01🔒Charge registered #25Lender: Paratus Amc Limited Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004)
- 2025-08-01🔒Charge registered #24Lender: Paratus Amc Limited Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004)
- 2025-08-01🔒Charge registered #23Lender: Paratus Amc Limited Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004)
- 2025-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-07🔒Charge registered #22Lender: Lendinvest Btl Limited, a Company Incorporated Under the Companies Acts with Registered Number 10845703 Having Its Registered Office at 4-8 Maple Street, London, United Kingdom W1T 5HD.
- 2025-05-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-26🔒Charge registered #21Lender: Together Commercial Finance Limited
- 2025-04-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-22🔒Charge registered #20Lender: Together Commercial Finance Limited
- 2025-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-19🔒Charge registered #19Lender: Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL
- 2025-03-18🔒Charge registered #18Lender: Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL
- 2025-03-18🔒Charge registered #17Lender: Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL
- 2025-03-18🔒Charge registered #16Lender: Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL
- 2025-03-18🔒Charge registered #15Lender: Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.9 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-04: A registered charge; 2025-10-03: A registered charge; 2025-10-03: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Daniel Carnegie Individual · Scottish · DOB 08/1998 · age 28 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 26/05/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GLENAPPIN LIMITED→ SC063313 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| GLENCARSE LIMITED→ SC300878 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| GLENDEVON CONSTRUCTION LIMITED→ SC058643 · est 1975 · no financials extracted | — | — | — | — | 50y | — | — |
| GLENFARG REAL ESTATE LIMITED→ SC385859 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| GLENGASK LIMITED→ SC055519 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
| GRANT ESTATE AND LETTING LTD→ SC878472 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| HAB PROPERTIES LTD→ SC722666 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HEATHER MANAGEMENT LIMITED→ SC544248 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| HIGHLAND HOMES LTD→ SC569848 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| HIGHLAND PROPERTY SERVICES (SCOTLAND) LIMITED→ SC237438 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| HIGHLAND TRUCKSTOPS (PROPERTY) LIMITED→ SC852403 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HLAF LTD→ SC717765 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 04/03/2026 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 6 properties | 03/10/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 03/10/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 03/10/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 11/08/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 2 properties | 07/08/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 06/08/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 06/08/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 01/08/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 01/08/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 01/08/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 01/08/2025 | — | |
| outstanding | Paratus Amc Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004) Paratus Amc Limited Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004) | A registered charge | 1 property | 01/08/2025 | — | |
| outstanding | Paratus Amc Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004) Paratus Amc Limited Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004) | A registered charge | 1 property | 01/08/2025 | — | |
| outstanding | Paratus Amc Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004) Paratus Amc Limited Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004) | A registered charge | 1 property | 01/08/2025 | — | |
| outstanding | Paratus Amc Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004) Paratus Amc Limited Whose Registered Office is at No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA (Company Number: 03489004) | A registered charge | 1 property | 01/08/2025 | — | |
| satisfied | LendInvest Lendinvest Btl Limited, a Company Incorporated Under the Companies Acts with Registered Number 10845703 Having Its Registered Office at 4-8 Maple Street, London, United Kingdom W1T 5HD. | A registered charge | 1 property | 07/07/2025 | 14/08/2025 | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 26/04/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 22/04/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL | A registered charge | 1 property | 19/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL | A registered charge | 1 property | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL | A registered charge | 2 properties | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL | A registered charge | 2 properties | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL | A registered charge | 2 properties | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL ( Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL ( | A registered charge | 1 property | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL | A registered charge | 1 property | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL | A registered charge | 1 property | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL | A registered charge | 2 properties | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL | A registered charge | 1 property | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL | A registered charge | 3 properties | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL | A registered charge | 1 property | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, B532 4QL | A registered charge | 3 properties | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL | A registered charge | 3 properties | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL | A registered charge | 2 properties | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL | A registered charge | 2 properties | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL | A registered charge | 1 property | 18/03/2025 | — | |
| outstanding | Ultimate Bridging Finance and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL Ultimate Bridging Finance Limited Incorporated and Registered in England and Wales with Company Number 08093131AND Whose Registered Office is at First Floor, Equinox North Great Park Road, Bradley Stoke, Bristol, BS32 4QL | A registered charge | 1 property | 18/03/2025 | — | |
| satisfied | Ultimate Bridging Finance Ultimate Bridging Finance Limited | A registered charge | 1 property | 14/03/2025 | 10/03/2026 |