CARMONEY DEALER SERVICES LIMITED
🌿Early-stageactive
SC745150 · ltd · incorporated 2022-09-22
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 64209Activities of other holding companies n.e.c.
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 72/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-01-06📄accounts-with-accounts-type-smallaccounts · AA
- 2025-04-08📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-20➖HOUSTON, Michael resigneddirector
- 2024-07-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-20➕HOUSTON, Michael appointeddirector
- 2024-05-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-07✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-05-05➖MAITH, Claire Elizabeth resigneddirector
- 2024-02-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-02-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-07✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-02-07📄resolutionresolution · RESOLUTIONS
- 2023-04-28📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-09-22🏢Company incorporatedAs CARMONEY DEALER SERVICES LIMITED
- 2022-09-22➕VARDY, Peter, Sir appointeddirector
- 2022-09-22➕VARDY, Peter Daniel David appointeddirector
- 2022-09-22➕MAITH, Claire Elizabeth appointeddirector
- 2022-09-22📄incorporation-companyincorporation · NEWINC
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
26/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — VARDY, Peter Daniel David (same surname) appointed 2022-09-22. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-05-07: certificate-change-of-name-company
Group structure
Carmoney Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Carmoney Limited
Corporate parent · holds 75-100% shares
⬇
CARMONEY DEALER SERVICES LIMITED
This company · SC745150
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Carmoney Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 31/01/2024 |
1 historic (ceased) PSC
- Mr Peter Daniel David Vardyceased 31/01/2024· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AH INVEST LTD→ SC822474 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANGUS DUNDEE (SCOTLAND) LIMITED→ SC122666 · est 1990 · no financials extracted | — | — | — | — | 36y | — | — |
| BARRATT WEST SCOTLAND LIMITED→ SC037338 · est 1962 · no financials extracted | — | — | — | — | 64y | — | — |
| BFI SCOTLAND LIMITED→ SC736999 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CB SCOTT HOLDINGS LTD→ SC872128 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CDEV PROPERTIES LTD→ SC744073 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CHARLIE JOHNSTON RACING LIMITED→ SC314733 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| CLML HOLDINGS LTD→ SC717585 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| COMAC HOLDINGS LTD→ SC446323 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| CULLEN VENTURES HOLDING LTD→ SC832135 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CUMNOCK SPV HOLDINGS LIMITED→ SC193622 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| D&S PLANT HOLDINGS LIMITED→ SC761452 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-09-22
Jurisdictionscotland
Primary SIC64205 — Activities of financial services holding companies
Registered office
Pioneer House Renshaw Place
Holytown
Motherwell
ML1 4UF
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-03
Last: 2025-09-19
Officers (2 active · 2 resigned)
VARDY, Peter, Sir→
Activedirector · ~79y · appointed 2022-09-22
View their other companies + combined net worth →
VARDY, Peter Daniel David→
Activedirector · ~48y · appointed 2022-09-22
View their other companies + combined net worth →
HOUSTON, Michael→
Resigneddirector · ~40y · appointed 2024-05-20 · resigned 2024-09-20
MAITH, Claire Elizabeth→
Resigneddirector · ~41y · appointed 2022-09-22 · resigned 2024-05-05
Click a director name to see their full track record across all companies.
Recent filings (16 total)
accounts-with-accounts-type-small
accounts · AA
2026-01-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
change-account-reference-date-company-previous-extended
accounts · AA01
2025-04-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-30
termination-director-company-with-name-termination-date
officers · TM01
2024-09-30
accounts-with-accounts-type-dormant
accounts · AA
2024-07-01
appoint-person-director-company-with-name-date
officers · AP01
2024-05-23
termination-director-company-with-name-termination-date
officers · TM01
2024-05-17
certificate-change-of-name-company
change-of-name · CERTNM
2024-05-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-02-13
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-13
certificate-change-of-name-company
change-of-name · CERTNM
2024-02-07
resolution
resolution · RESOLUTIONS
2024-02-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-19
change-account-reference-date-company-current-extended
accounts · AA01
2023-04-28