D & S P INVESTMENTS
🌿Early-stageactive
SC744228 · private-unlimited · incorporated 2022-09-13
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 2.4y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.4 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
8 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
- 2025-02-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-12🔓Charge satisfied #1
- 2025-02-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-31🔒Charge registered #2Lender: Coutts & Company
- 2024-08-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-22🔒Charge registered #1Lender: Coutts & Company
- 2022-09-13🏢Company incorporatedAs D & S P INVESTMENTS
- 2022-09-13➕PIERCE, Derek appointeddirector
- 2022-09-13➕PIERCE, Sara Margaret Theresa appointeddirector
- 2022-09-13📄incorporation-companyincorporation · NEWINC
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Derek Pierce Individual · British · DOB 05/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 13/09/2022 |
Mrs Sara Margaret Theresa Pierce Individual · British · DOB 07/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 13/09/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.D.DEWAR PROPERTIES LTD→ SC853235 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALL GENERATIONS LTD→ SC544924 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BLASTCO LIMITED→ SC309911 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| CORE SYSTEMS HOLDINGS LIMITED→ SC745485 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CRAIGIE MILL LIMITED→ SC533295 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| DAWSON HOLDINGS CORPORATION LIMITED→ SC769990 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DEA DESIGN LTD→ SC840485 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| DEBORAH JAMES GROUP LTD→ SC855816 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DICK TARMAC LTD→ SC628986 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| DK LOWE HOLDINGS LTD→ SC762967 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| DLL PROPERTY SERVICES LTD→ SC587024 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| DOONSIDE HOLDINGS LTD→ SC613496 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-unlimited
Incorporated2022-09-13
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
1 Simonsburn Road
Kilmarnock
KA1 5LA
Scotland
Filing status
Accounts
Next due: —
Last made up to: —
Confirmation statement
Next due: 2026-09-26
Last: 2025-09-12
Officers (2 active · 0 resigned)
PIERCE, Derek→
Activedirector · ~60y · appointed 2022-09-13
View their other companies + combined net worth →
PIERCE, Sara Margaret Theresa→
Activedirector · ~58y · appointed 2022-09-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Coutts & Company | A registered charge | 1 property | 31/01/2025 | — | |
| satisfied | NatWest Group Coutts & Company | A registered charge | 1 property | 22/11/2023 | 12/02/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (8 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-23
incorporation-company
incorporation · NEWINC
2022-09-13