CEDARWOOD DEVELOPMENTS SCOTLAND LTD
🌿Early-stageactive
SC713477 · ltd · incorporated 2021-10-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£107.8k
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 60/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
6 live charges · 2 lenders · oldest 3.4y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.4 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £107,849
Cash YoY
+191%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£52k
↑ 191% YoY
Net Worth
£108k
↑ 50% YoY
Current Assets
£425k
↓ 32% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £107.8k | £71.9k |
| Current assets | £424.8k | £627.7k |
| Cash | £52.2k | £18.0k |
| Debtors | £24.8k | £23.3k |
| Net assets | £107.8k | £71.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-20🔒Charge registered #6Lender: Residential Loans LTD
- 2024-05-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-13🔒Charge registered #5Lender: Residential Loans LTD
- 2024-05-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-03🔒Charge registered #4Lender: Residential Loans LTD
- 2023-08-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-18📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2022-12-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-19🔒Charge registered #3Lender: Bridging Loans LTD
- 2022-12-19🔒Charge registered #2Lender: Bridging Loans LTD
- 2022-12-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-15🔒Charge registered #1Lender: Bridging Loans LTD
- 2021-10-28🏢Company incorporatedAs CEDARWOOD DEVELOPMENTS SCOTLAND LTD
- 2021-10-28➕GALLACHER, David appointeddirector
- 2021-10-28➕JEFFREY, William appointeddirector
- 2021-10-28📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr William Jeffrey Individual · British · DOB 11/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/10/2021 |
Mr David Gallacher Individual · British · DOB 11/1983 · age 43 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/10/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| C. S. CONTRACTS SCOTLAND LTD.→ SC661477 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
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| CENTRAL RENEWABLES LTD→ SC770714 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CLEARWATER SOLUTIONS LIMITED→ SC713434 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| COLLINZ ELECTRICAL SERVICES LTD→ SC882991 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CONNOR SOLAR SERVICES LIMITED→ SC808049 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| D R JOINERY & HOME IMPROVEMENTS LIMITED→ SC629926 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| D R WOODS LTD→ SC469653 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| DAVID CHRISTIE JOINERY LTD→ SC779003 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DAVIDSON & MELLON PROPERTY GROUP LIMITED→ SC840144 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| DEFT ELECTRICAL LIMITED→ SC777470 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DENHOLM CIVIL CONTRACTOR LTD→ SC410205 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-10-28
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings
Registered office
- Fieldview House
The Holdings
Longcroft
Stirlingshire
FK4 1SZ
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-10
Last: 2025-10-27
Officers (2 active · 0 resigned)
GALLACHER, David→
Activedirector · ~43y · appointed 2021-10-28
View their other companies + combined net worth →
JEFFREY, William→
Activedirector · ~45y · appointed 2021-10-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
6
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Residential Loans Residential Loans LTD | A registered charge | 2 properties | 20/05/2024 | — | |
| outstanding | Residential Loans Residential Loans LTD | A registered charge | 2 properties | 13/05/2024 | — | |
| outstanding | Residential Loans Residential Loans LTD | A registered charge | — | 03/05/2024 | — | |
| outstanding | Bridging Loans Bridging Loans LTD | A registered charge | 2 properties | 19/12/2022 | — | |
| outstanding | Bridging Loans Bridging Loans LTD | A registered charge | 2 properties | 19/12/2022 | — | |
| outstanding | Bridging Loans Bridging Loans LTD | A registered charge | — | 15/12/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (15 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-10
change-account-reference-date-company-previous-extended
accounts · AA01
2023-07-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-01
incorporation-company
incorporation · NEWINC
2021-10-28