BIZEC LET LTD
- · Oldest live charge 4.4y old — refinance window within 12 months
- 68209Other letting and operating of own or leased real estate
Opportunity 66/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
7 live charges · 2 lenders · oldest 4.4y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.4 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-30 | 2023-10-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 6 mortgage
- • 6 mortgage
- • 1 confirmation-statement
Corporate timeline (21 events)Click to expand
- 2026-03-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-06🔒Charge registered #6Lender: Aldermore Bank PLC
- 2026-03-05🔒Charge registered #7Lender: Aldermore Bank PLC
- 2026-03-05🔒Charge registered #5Lender: Aldermore Bank PLC
- 2026-03-05🔒Charge registered #4Lender: Aldermore Bank PLC
- 2026-03-05🔒Charge registered #3Lender: Aldermore Bank PLC
- 2026-03-05🔒Charge registered #2Lender: Aldermore Bank PLC
- 2025-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-08🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2021-10-27🏢Company incorporatedAs BIZEC LET LTD
- 2021-10-27➕CROCKATT, Gary appointeddirector
- 2021-10-27➕CROCKATT, Louise Ann appointeddirector
- 2021-10-27📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-06: A registered charge; 2026-03-05: A registered charge; 2026-03-05: A registered charge
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gary Crockatt Individual · British · DOB 11/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/10/2021 |
Mrs Louise Ann Crockatt Individual · British · DOB 10/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/10/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| BEAGAN LIMITED→ SC785856 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 06/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 05/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 05/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 05/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 05/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 05/03/2026 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 08/12/2021 | — |