CAMBO COURTYARD TRADING LTD

🌿Early-stageactive
SC710194 · ltd · incorporated 2021-09-22
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Other retail sale not in stores, stalls or markets
Sector: Wholesale & retail
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 72/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (64/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 5 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
1 connected companies via shared directors
48
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-09-30
Average employees0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
6
filings
  • 3 officers
  • 1 confirmation-statement
  • 1 gazette
Last 180 days
7
filings
  • 3 officers
  • 2 gazette
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-02-23
    ERSKINE, James Dunbar appointed
    director
  2. 2026-02-23
    DONAGHY, Harry resigned
    director
  3. 2026-02-23
    IVINS, Keri Deborah resigned
    director
  4. 2026-02-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2026-02-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2026-02-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2026-02-18
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2026-02-17
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2025-12-09
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  10. 2024-06-27
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2024-04-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2024-04-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2023-12-05
    CARTER, John Stephen resigned
    director
  14. 2023-12-05
    IVINS, Keri Deborah appointed
    director
  15. 2023-09-21
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  16. 2021-09-22
    🏢
    Company incorporated
    As CAMBO COURTYARD TRADING LTD
  17. 2021-09-22
    ERSKINE, Peter, Sir appointed
    director
  18. 2021-09-22
    CARTER, John Stephen appointed
    director
  19. 2021-09-22
    DONAGHY, Harry appointed
    director
  20. 2021-09-22
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 76 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

26/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — ERSKINE, James Dunbar (same surname) appointed 2026-02-23. Pattern consistent with intra-family handover.
  • primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: DONAGHY, Harry resigned 2026-02-23; IVINS, Keri Deborah resigned 2026-02-23

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-09-22
Jurisdictionscotland
Primary SIC47990 — Other retail sale not in stores, stalls or markets

Registered office

The Stables Visitor Centre
Cambo Gardens
Kingsbarns
Fife
KY16 8QD
United Kingdom

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-10-05
Last: 2025-09-21

Officers (2 active · 3 resigned)

ERSKINE, James Dunbar
director · ~47y · appointed 2026-02-23
View their other companies + combined net worth →
Active
ERSKINE, Peter, Sir
director · ~76y · appointed 2021-09-22
View their other companies + combined net worth →
Active
CARTER, John Stephen
director · ~78y · appointed 2021-09-22 · resigned 2023-12-05
Resigned
DONAGHY, Harry
director · ~33y · appointed 2021-09-22 · resigned 2026-02-23
Resigned
IVINS, Keri Deborah
director · ~48y · appointed 2023-12-05 · resigned 2026-02-23
Resigned

Click a director name to see their full track record across all companies.

Recent filings (15 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
termination-director-company-with-name-termination-date
officers · TM01
2026-02-23
appoint-person-director-company-with-name-date
officers · AP01
2026-02-23
termination-director-company-with-name-termination-date
officers · TM01
2026-02-23
gazette-filings-brought-up-to-date
gazette · DISS40
2026-02-18
accounts-with-accounts-type-dormant
accounts · AA
2026-02-17
gazette-notice-compulsory
gazette · GAZ1
2025-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-26
accounts-with-accounts-type-dormant
accounts · AA
2024-06-27
appoint-person-director-company-with-name-date
officers · AP01
2024-04-23
termination-director-company-with-name-termination-date
officers · TM01
2024-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-28
accounts-with-accounts-type-dormant
accounts · AA
2023-09-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-16
incorporation-company
incorporation · NEWINC
2021-09-22