MCEDGE LTD

🏛️Establishedactive
SC693136 · ltd · incorporated 2021-03-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to May 2025
Net worth
book net assets
Opportunity
70/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Combined office administrative service activities
Sector: Administrative & support services
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 1.5y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 1.5 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0May 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-312024-05-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2025-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-11-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-10-31
    🔒
    Charge registered #1
    Lender: Ecapital Commercial Finance (North) Limited
  5. 2024-02-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-01-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-02-14
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  8. 2021-12-17
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  9. 2021-03-23
    🏢
    Company incorporated
    As MCEDGE LTD
  10. 2021-03-23
    FINLAY, Alan Charles appointed
    director
  11. 2021-03-23
    MURPHY, Alan appointed
    director
  12. 2021-03-23
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-04-05

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Alan Charles Finlay
Individual · British · DOB 07/1960 · age 66
2550%
25-50% shares23/03/2021
Mr Alan Murphy
Individual · British · DOB 01/1971 · age 55
2550%
25-50% shares23/03/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Trade services · IV postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
MERCURY CLEANING LTD.
SC420169 · est 2012 · no financials extracted
14y
MG OILFIELD SERVICES LTD
SC441722 · est 2013 · no financials extracted
13y
MID COUL FARMS LIMITED
SC271151 · est 2004 · no financials extracted
21y
MID COUL RENEWABLES LIMITED
SC452483 · est 2013 · no financials extracted
12y
MILNE HOLDINGS LIMITED
SC280648 · est 2005 · no financials extracted
21y
MNM REPRESENTATIONS LIMITED
SC778275 · est 2023 · no financials extracted
2y
MORAY CATERING EQUIPMENT LIMITED
SC203820 · est 2000 · no financials extracted
26y
MORAY INSHORE RESCUE ORGANISATION
SC307007 · est 2006 · no financials extracted
19y
MOTTAINAI LTD
SC577774 · est 2017 · no financials extracted
8y
MOVEMENT AND AWARENESS AT FINDHORN LIMITED
SC753657 · est 2022 · no financials extracted
3y
MUIRTON EOT LTD
SC777698 · est 2023 · no financials extracted
2y
MURRAY FRASER APPLIANCES LIMITED
SC615970 · est 2018 · no financials extracted
7y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-03-23
Jurisdictionscotland
Primary SIC82110 — Combined office administrative service activities

Registered office

1 Cromwell Road
Inverness
IV1 1SX
Scotland

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-04-05OVERDUE
Last: 2025-03-22

Officers (2 active · 0 resigned)

FINLAY, Alan Charles
director · ~66y · appointed 2021-03-23
View their other companies + combined net worth →
Active
MURPHY, Alan
director · ~55y · appointed 2021-03-23
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Ecapital Commercial Finance (North)
Ecapital Commercial Finance (North) Limited
A registered charge31/10/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (12 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-22
change-account-reference-date-company-current-extended
accounts · AA01
2022-02-14
certificate-change-of-name-company
change-of-name · CERTNM
2021-12-17
incorporation-company
incorporation · NEWINC
2021-03-23