G & A BARNIE GROUP HOLDINGS LIMITED

🏛️Establishedactive

SC686223 · ltd · incorporated 2021-01-18

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 5.2y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Activities of other holding companies n.e.c.

Sector: Financial & insurance

ALSO REGISTERED FOR

74990Non-trading company

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 5.2y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 5.2 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

8 officers (8 active, 8 linked, 8 with DOB)

Ownership & PSC

0 active PSC(s) of 1 total, 1 with control declared

Director network

6 connected companies via shared directors

Filing history

28 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-04-30	2024-04-30
Average employees	429	—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 confirmation-statement
• 1 accounts
• 1 miscellaneous

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts
• 1 miscellaneous

Counts from Companies House filing history.

Corporate timeline (31 events)Click to expand

2026-03-16
📄
accounts-with-accounts-type-group
accounts · AA
2026-03-10
📄
legacy
miscellaneous · RPCH01
2025-01-31
📄
accounts-with-accounts-type-group
accounts · AA
2024-04-30
📄
accounts-with-accounts-type-group
accounts · AA
2023-07-06
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2023-07-06
📄
capital-name-of-class-of-shares
capital · SH08
2023-07-03
📄
resolution
resolution · RESOLUTIONS
2023-06-30
📄
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2023-06-30
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-02-21
📄
accounts-with-accounts-type-group
accounts · AA
2021-08-16
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-08-16
📄
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2021-03-25
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2021-03-25
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2021-03-17
📄
resolution
resolution · RESOLUTIONS
2021-03-15
📄
capital-allotment-shares
capital · SH01
2021-03-12
📄
change-account-reference-date-company-current-extended
accounts · AA01
2021-03-10
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2021-03-09
📄
memorandum-articles
incorporation · MA
2021-03-09
📄
resolution
resolution · RESOLUTIONS
2021-02-26
🔒
Charge registered #2
Lender: Hsbc UK Bank PLC
2021-02-26
🔒
Charge registered #1
Lender: Sheila Begg Barnie (As Security Trustee)
2021-01-18
🏢
Company incorporated
As G & A BARNIE GROUP HOLDINGS LIMITED
2021-01-18
➕
BARCLAY, Philip Wilson appointed
director
2021-01-18
➕
BARNIE, Alexander appointed
director
2021-01-18
➕
BARNIE, Graeme appointed
director
2021-01-18
➕
BARNIE, Michelle Macdonald appointed
director
2021-01-18
➕
BARNIE, Ryan Alexander appointed
director
2021-01-18
➕
GUNN, Steven Alexander appointed
director
2021-01-18
➕
MCKIDDIE, David Gordon appointed
director
2021-01-18
➕
ROE, Iain Douglas appointed
director

Owner dependency

78/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-8 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "BARNIE" — strong identity link between founder and business.
+Founder age: Director aged approximately 66 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

Active · Holding company · IV postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A E S SOLAR LTD.→ SC249497 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
BROOKE WIND ENERGY LIMITED→ SC538813 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
CARLTON CINEMAS LIMITED→ SC151509 · est 1994 · no financials extracted	—	—	—	—	31y	—	—
COMBAIST LIMITED→ SC868780 · est 2025 · no financials extracted	—	—	—	—	—	—	—
D & F MENZIES LIMITED→ SC675607 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
FLANSCOT LIMITED→ SC437403 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
GRAND ENTERPRISE HOLDINGS LTD→ SC686168 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
HARD CAKE HOLDINGS LIMITED→ SC740410 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
HGA (SCOTLAND) LTD→ SC788837 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
HI VENTURES LTD→ SC798517 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
HIGHLAND ADVICE AND INFORMATION NETWORK LIMITED→ SC176742 · est 1997 · no financials extracted	—	—	—	—	28y	—	—
HIGHLAND GALVANIZERS LIMITED→ SC212756 · est 2000 · no financials extracted	—	—	—	—	25y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2021-01-18

Jurisdictionscotland

Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

16 Carsegate Road South

Inverness

IV3 8LL

Scotland

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2027-01-31

Last: 2026-01-17