ALLAN PROPERTY LTD
🏛️Establishedactive
SC657444 · ltd · incorporated 2020-03-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-154.2k
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 66/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
23 live charges · 8 lenders · oldest 5.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 5.0 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £154,164
High leverage
Liabilities are 100% of total assets
Leverage
100%
Liabilities / Total assets
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£154k
↓ 184% YoY
Current Assets
£16k
↓ 64% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.01M | £808.8k |
| Current assets | £15.7k | £43.3k |
| Net assets | £-154.2k | £-54.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 2 mortgage
Last 90 days
11
filings
- • 6 mortgage
- • 2 officers
- • 1 confirmation-statement
Last 180 days
13
filings
- • 6 mortgage
- • 2 officers
- • 2 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-27🔒Charge registered #22Lender: Lendinvest Btl Limited
- 2026-04-24🔒Charge registered #23Lender: Lendinvest Btl Limited
- 2026-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-16🔒Charge registered #20Lender: Lendinvest Btl Limited
- 2026-03-13🔒Charge registered #21Lender: Lendinvest Btl Limited
- 2026-02-24📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-03🔒Charge registered #19Lender: Lendinvest Btl Limited
- 2026-01-30🔒Charge registered #18Lender: Lendinvest Btl Limited
- 2025-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-28🔒Charge registered #17Lender: Lendinvest Btl Limited
- 2025-07-25🔒Charge registered #16Lender: Lendinvest Btl Limited
- 2025-01-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20🔒Charge registered #15Lender: Lendinvest Btl Limited
- 2024-12-13🔒Charge registered #14Lender: Lendinvest Btl Limited
- 2024-11-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-12🔒Charge registered #13Lender: Paratus Amc Limited
- 2024-08-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-22🔒Charge registered #12Lender: Paratus Amc Limited
- 2024-07-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-08🔒Charge registered #11Lender: Together Commercial Finance Limited
- 2024-07-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-04🔒Charge registered #10Lender: Together Commercial Finance Limited
- 2024-05-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-10🔒Charge registered #9Lender: The Mortgage Lender Limited
- 2024-03-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-22🔒Charge registered #8Lender: Aldermore Bank PLC
- 2024-02-26🔒Charge registered #7Lender: Lendinvest Btl Limited
- 2023-11-22🔒Charge registered #6Lender: The Mortgage Works (UK) PLC
- 2023-04-22🔒Charge registered #5Lender: Kensington Mortgage Company Limited
- 2023-01-20➕ALLAN, Angela appointeddirector
- 2022-12-21🔒Charge registered #4Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2021-04-21🔒Charge registered #1Lender: The Mortgage Lender Limited
- 2021-04-19🔒Charge registered #3Lender: The Mortgage Lender Limited
- 2021-04-19🔒Charge registered #2Lender: The Mortgage Lender Limited
- 2020-03-16🏢Company incorporatedAs ALLAN PROPERTY LTD
- 2020-03-16➕ALLAN, Ross appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "ALLAN" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 low8 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-04-27: A registered charge; 2026-04-24: A registered charge; 2026-03-16: A registered charge
23 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Angela Allan Individual · British · DOB 10/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/01/2023 |
Mr Ross Allan Individual · British · DOB 06/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/03/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ANDERSON DOE PROPERTY LIMITED→ SC641112 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANGUS PROPERTY INVESTMENTS LTD→ SC764272 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANIMUS PROPERTIES LTD→ SC767800 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AP1 BUSINESS LTD→ SC874636 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| APX PROPERTY LIMITED→ SC821488 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AQAAR LTD→ SC605100 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
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| ARE TALLENTS LIMITED→ SC393961 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| ARGO INVESTMENT MANAGEMENT LTD→ SC579204 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ARGUE & CO PROPERTY LIMITED→ SC757593 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ARIA LEASING LTD→ SC831981 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-03-16
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
2j International House
Stanley Boulevard
Glasgow
South Lanarkshire
G72 0BN
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28
Officers (2 active · 0 resigned)
ALLAN, Angela→
Activedirector · ~43y · appointed 2023-01-20
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
23
Outstanding
8
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 27/04/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 24/04/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 16/03/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 13/03/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 03/02/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 30/01/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 28/07/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 25/07/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 20/12/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 13/12/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 12/11/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 22/08/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 08/07/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 04/07/2024 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 10/05/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/03/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 26/02/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 22/11/2023 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 22/04/2023 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 21/12/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 21/04/2021 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 19/04/2021 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 19/04/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (45 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-20
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-10
change-person-director-company-with-change-date
officers · CH01
2026-02-24
change-person-director-company-with-change-date
officers · CH01
2026-02-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-28