HINBA COFFEE SHOP LTD

🏛️Establishedactive

SC656733 · ltd · incorporated 2020-03-09

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£72.5k

book net assets

Opportunity

74/100

Strong

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What this business does

Primary activity: Unlicenced restaurants and cafes

Sector: Accommodation & food service

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -31% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 2.0y

10/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Newest facility, 2.0 years old — likely still in initial term.
· Single lender — cleanest path to refinance.
· Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

13 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £72,499

Cash YoY

-31%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£72k

↓ 31% YoY

Net Worth

£72k

↑ 22% YoY

Current Assets

£104k

↓ 7.0% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£475.6k	£94.4k
Current assets	£104.1k	£112.0k
Cash	£72.2k	£105.1k
Debtors	£1.9k	£893
Net assets	£72.5k	£59.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (11 events)Click to expand

2025-12-23
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-30
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-06-18
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-11
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
2024-01-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-03-09
🏢
Company incorporated
As HINBA COFFEE SHOP LTD
2020-03-09
➕
ACHILLES, Vanessa appointed
director
2020-03-09
➕
MCCOSS, Fergus James appointed
director
2020-03-09
📄
incorporation-company
incorporation · NEWINC

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Fergus James Mccoss Individual · British · DOB 10/1990 · age 36	25–50%	25–50%	25-50% shares · 25-50% voting	09/03/2020
Miss Vanessa Achilles Individual · German · DOB 04/1990 · age 36	25–50%	25–50%	25-50% shares · 25-50% voting	09/03/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Hospitality · PA postcode area

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BEN NEVIS BAR TRADING COMPANY LIMITED→ SC612137 · est 2018	£2.03M £1.52M–£2.53M	£2.57M	—	1500	7y	91	63y
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NO.26 THE SEA LIMITED→ SC640525 · est 2019	£583.6k £437.7k–£729.5k	£558.9k	—	700	6y	93	59y
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MULL HOTELS LIMITED→ SC706236 · est 2021	£500.4k £375.3k–£625.5k	£723.8k	—	700	4y	99	63y
THE WATERFRONT COMPANY (OBAN) LIMITED→ SC295986 · est 2006	£311.7k £233.8k–£389.6k	£136.0k	—	100	20y	95	63y
THE PIER ROOMS LIMITED→ SC754480 · est 2023	£167.5k £125.7k–£209.4k	£129.4k	—	100	3y	94	40y
BEN NEVIS BAR LIMITED→ SC609860 · est 2018	£123.0k £92.3k–£153.8k	£97.9k	—	400	7y	87	63y
CLAREDON HOTEL LIMITED→ SC612301 · est 2018	£82.8k £62.1k–£103.5k	£464.6k	—	500	7y	91	63y
ACC (WATERFRONT) LIMITED→ SC686217 · est 2021	£33.4k £25.1k–£41.8k	£118.0k	—	300	5y	90	73y
WEST SERVICED ACCOMMODATION LIMITED→ SC781549 · est 2023	£16.3k £12.2k–£20.3k	£52.2k	—	300	2y	94	48y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2020-03-09

Jurisdictionscotland

Primary SIC56102 — Unlicenced restaurants and cafes

Registered office

Kilbrandon House

Balvicar

Oban

PA34 4RA

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-03-20

Last: 2026-03-06

Officers (2 active · 0 resigned)

ACHILLES, Vanessa→

director · ~36y · appointed 2020-03-09

View their other companies + combined net worth →

Active

MCCOSS, Fergus James→

director · ~36y · appointed 2020-03-09

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	A registered charge	—	11/06/2024	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (13 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-03-06

accounts-with-accounts-type-unaudited-abridged

accounts · AA

2025-12-23

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-03-17

accounts-with-accounts-type-unaudited-abridged

accounts · AA

2024-12-30

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2024-06-18

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-03-22

accounts-with-accounts-type-micro-entity

accounts · AA

2024-01-16

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-03-14

accounts-with-accounts-type-micro-entity

accounts · AA

2022-12-23

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-04-01

accounts-with-accounts-type-micro-entity

accounts · AA

2021-12-09

confirmation-statement-with-no-updates

confirmation-statement · CS01

2021-03-16

incorporation-company

incorporation · NEWINC

2020-03-09