BENSON WOOD & CO (SCOTLAND) LTD
🏛️Establishedactive
SC646565 · ltd · incorporated 2019-11-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£209
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Accounting and auditing activities
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 6.0y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £209
Net assets shrinking
Down £1,317 YoY
Cash YoY
-26%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£34k
↓ 26% YoY
Net Worth
£209
↓ 86% YoY
Current Assets
£256k
↑ 45% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £170.2k | £131.2k |
| Current assets | £256.3k | £177.0k |
| Cash | £33.6k | £45.4k |
| Debtors | £204.7k | £72.0k |
| Net assets | £209 | £1.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 confirmation-statement
- • 2 persons-with-significant-control
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-01-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-01-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-13📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-14➕WILSON, Christopher appointeddirector
- 2021-12-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-14📄capital-allotment-sharescapital · SH01
- 2021-11-03📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-11-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-08-04📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2020-12-29📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2020-04-27🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2019-11-07🏢Company incorporatedAs BENSON WOOD & CO (SCOTLAND) LTD
- 2019-11-07➕MOFFAT, John appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Jcwm Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Jcwm Ltd
Corporate parent · holds 75-100% shares · board control
⬇
BENSON WOOD & CO (SCOTLAND) LTD
This company · SC646565
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Jcwm Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/02/2021 |
1 historic (ceased) PSC
- Mr John Moffatceased 05/01/2026· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BAS AUTOMATION LIMITED→ SC533661 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BENZ MANUFACTURING CONSULTANCY LIMITED→ SC462944 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BERBER ACCOUNTS AND TAX LTD→ SC844556 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BLUE RABBIT RECRUITMENT LTD→ SC833303 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BMG BUSINESS SOLUTIONS LIMITED→ SC480077 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BONNAR ACCIDENT LAW LTD.→ SC442741 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BOUT TIME BOXING LTD→ SC881142 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BRIANGELA LTD→ SC589058 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BROOKVIEW ENGINEERING LTD→ SC858770 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BROPHY CAREY & CO LTD→ SC612616 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BROW BURN LIMITED→ SC372789 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| BROWGIL LIMITED→ SC277895 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-11-07
Jurisdictionscotland
Primary SIC69201 — Accounting and auditing activities
Registered office
2nd Floor (East) Belgrave Court
Rosehall Road
Bellshill
North Lanarkshire
ML4 3NR
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-19
Last: 2026-01-05
Officers (2 active · 0 resigned)
MOFFAT, John→
Activedirector · ~58y · appointed 2019-11-07
View their other companies + combined net worth →
WILSON, Christopher→
Activedirector · ~42y · appointed 2021-12-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 27/04/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (27 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-01-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-30
change-person-director-company-with-change-date
officers · CH01
2024-11-13
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-20
change-person-director-company-with-change-date
officers · CH01
2023-03-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-29