CLACHTOLL BEACH CAMPSITE LIMITED
- · Oldest live charge 3.5y old — refinance window within 12 months
Opportunity 76/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 3.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.5 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | £339.2k | £356.3k |
| Current assets | £74.0k | £67.4k |
| Net assets | £133.2k | £141.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 4 officers
Corporate timeline (31 events)Click to expand
- 2025-11-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31➕LOCHHEAD, Connal Thomas appointeddirector
- 2025-10-31➖DYSON, Andrew Stephen resigneddirector
- 2025-10-31➖LOCHHEAD, Thomas Alexander resigneddirector
- 2025-08-09📄mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-31🔓Charge satisfied #1
- 2025-01-30🔒Charge registered #3Lender: Barclays Security Trustee Limited
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-08🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2024-05-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-10🔒Charge registered #1Lender: Folk Nominee Limited (As Security Trustee)
- 2022-05-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-17➖DYSON, Sarah resigneddirector
- 2022-01-17➖LOCHHEAD, Denise Helene resigneddirector
- 2022-01-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-06-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-08-05🏢Company incorporatedAs CLACHTOLL BEACH CAMPSITE LIMITED
- 2019-08-05➕LOCHHEAD, Thomas Alexander appointeddirector
- 2019-08-05➕DYSON, Andrew Stephen appointeddirector
- 2019-08-05➕DYSON, Sarah appointeddirector
- 2019-08-05➕LOCHHEAD, Denise Helene appointeddirector
- 2019-08-05➕LOCHHEAD, Thomas Alexander appointeddirector
- 2019-08-05📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: DYSON, Andrew Stephen resigned 2025-10-31; LOCHHEAD, Thomas Alexander resigned 2025-10-31
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 30/01/2025 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 08/12/2024 | — | |
| satisfied | Folk Nominee (As Security Trustee) Folk Nominee Limited (As Security Trustee) | A registered charge | 2 properties | 10/11/2022 | 31/01/2025 |