CARRICK 2020 LIMITED

💤Zombieactive

SC632226 · ltd · incorporated 2019-06-03

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

Why now

Window steady · low confidence

Steady and stalled — no momentum either way. Needs an approach trigger.

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

£6.25M

book net assets

Opportunity

78/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial management

Sector: Professional, scientific & technical

Investor take

Pursue

Asset-holding vehicle with a 74-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (60/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 4.8y

35/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Charge age ~4.8 years — mid-life; refi window approaching.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

1 officers (1 active, 1 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

6 connected companies via shared directors

Filing history

20 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £6,247,349

Cash YoY

-5%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£123k

↓ 4.7% YoY

Net Worth

£6.2m

↑ 1.1% YoY

Current Assets

£123k

↓ 24% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-04-05	2024-04-05
Total assets	£6.25M	£6.18M
Current assets	£123.2k	£162.3k
Cash	£123.2k	£129.3k
Debtors	—	£33.0k
Net assets	£6.25M	£6.18M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (18 events)Click to expand

2025-12-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-02
🔓
Charge satisfied #1
2024-12-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-30
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-03
📄
change-account-reference-date-company-current-shortened
accounts · AA01
2021-08-26
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-05
🔒
Charge registered #1
Lender: Ubs Ag
2021-06-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-29
📄
resolution
resolution · RESOLUTIONS
2019-08-22
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-08-22
📄
capital-allotment-shares
capital · SH01
2019-06-03
🏢
Company incorporated
As CARRICK 2020 LIMITED
2019-06-03
➕
BRODIE, Steven Ben appointed
director
2019-06-03
📄
incorporation-company
incorporation · NEWINC

Owner dependency

95/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Founder age: Director aged approximately 74 — succession pressure is live.
+No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

75/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Steven Ben Brodie Individual · British · DOB 04/1952 · age 74	—	75–100%	board control75-100% voting · board control	03/06/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Professional services · KA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AYRSHIRE ALUMINIUM CO. LIMITED→ SC075647 · est 1981	£2.38M £1.75M–£3.00M	—	—	0	44y	82	61y
ARPL ARCHITECTS LTD.→ SC116832 · est 1989	—	—	—	700	37y	83	67y
AUSTIN LAFFERTY LIMITED→ SC277684 · est 2004	—	—	£745.0k	—	21y	83	62y
CYCLERATE LIMITED→ SC334375 · est 2007	—	—	—	—	18y	83	58y
WASTEWATER MANAGEMENT HOLDINGS LIMITED→ SC201429 · est 1999 · no financials extracted	—	—	—	—	26y	83	59y
WEST COAST CAPITAL (RETAIL PARKS) LIMITED→ SC219194 · est 2001	—	—	—	0	25y	83	77y
WEST COAST CAPITAL HOLDINGS LIMITED→ SC190805 · est 1998	—	—	—	2	27y	83	77y
WEST COAST CAPITAL PRESTVEN INVESTMENTS LIMITED→ SC298919 · est 2006	—	—	£2	—	20y	83	77y
ADAM WILSON & SONS (HOLDINGS) LIMITED→ SC230058 · est 2002 · no financials extracted	—	—	—	—	24y	82	86y
ADELPHI PLANT HIRE (SCOTLAND) LTD→ SC239828 · est 2002	—	—	—	2	23y	82	65y
ALBA PLANNING CONSULTANTS LIMITED→ SC157540 · est 1995	—	—	£230.3k	—	31y	82	66y
ATB ACCOUNTANCY SERVICES LIMITED→ SC237020 · est 2002	—	—	£29.7k	—	23y	82	64y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2019-06-03

Jurisdictionscotland

Primary SIC70221 — Financial management

Registered office

9 New Road

Ayr

KA8 8DA

Scotland

Filing status

Accounts

Next due: 2027-01-05

Last made up to: 2025-04-05

Confirmation statement

Next due: 2026-06-15

Last: 2025-06-01

Officers (1 active · 0 resigned)

BRODIE, Steven Ben→

director · ~74y · appointed 2019-06-03

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	satisfied	Ubs Ag	A registered charge	—	05/08/2021	02/06/2025

Recent filings (20 total)

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-12-02

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-06-02

mortgage-satisfy-charge-full

mortgage · MR04

2025-06-02

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-12-19

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-06-03

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-01-30

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-12-11

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-06-01

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-01-13

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-06-01

accounts-with-accounts-type-total-exemption-full

accounts · AA

2022-03-23

change-account-reference-date-company-current-shortened

accounts · AA01

2022-02-03

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2021-08-26

confirmation-statement-with-no-updates

confirmation-statement · CS01

2021-06-07

accounts-with-accounts-type-total-exemption-full

accounts · AA

2021-06-07